公开(公告)号：US10102589B1

公开(公告)日：2018-10-16

申请号：US14858076

申请日：2015-09-18

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nathan L. Tofte ,  Timothy W. Ryan ,  Nathan W. Baumann ,  Michael Shawn Jacob ,  Joshua David Lillie ,  Brian N. Harvey ,  Roxane Lyons ,  Rosemarie Geier Grant

IPC: G06Q50/22 ,  G06Q40/08

Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an insured asset and the area surrounding an insured asset, such as with the policyholder or insured's permission and collect data related to the insured asset, such as images, video, audio, weather conditions, thermal signatures, wood and soil samples, etc., and transmit this data to a computing device. The computing device may be associated with and/or utilized by an insurance provider to perform insurance-related tasks, such as processing the data to determine an amount of risk associated with the insured asset. If the amount of risk has increased, the computing device may provide a recommendation to a mobile device of the policyholder on how to reduce the risk such that corrective action may be taken. Insurance discounts may be provided based upon following recommendations that mitigate risk.

公开(公告)号：US12154177B2

公开(公告)日：2024-11-26

申请号：US18213162

申请日：2023-06-22

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Nathan L. Tofte ,  Timothy W. Ryan ,  Nathan W. Baumann ,  Michael Shawn Jacob ,  Joshua David Lillie ,  Brian N. Harvey ,  Roxane Lyons ,  Rosemarie Geier Grant

IPC: G06Q40/08 ,  B64C39/02 ,  B64D47/08 ,  G01C11/02 ,  G06F18/22 ,  G06Q40/00 ,  G06T7/00 ,  G06T7/20 ,  G06T7/246 ,  G06T7/73 ,  G06T11/60 ,  G06T17/05 ,  G06V10/42 ,  G06V20/10 ,  G06V20/40 ,  H04N5/44 ,  H04N7/18 ,  B64U10/00 ,  B64U101/00 ,  B64U101/30

Abstract: Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.

公开(公告)号：US20240354863A1

公开(公告)日：2024-10-24

申请号：US18756780

申请日：2024-06-27

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nathan L. Tofte ,  Timothy W. Ryan ,  Nathan W. Baumann ,  Michael Shawn Jacob ,  Joshua David Lillie ,  Brian N. Harvey ,  Roxane Lyons ,  Rosemarie Geier Grant

IPC: G06Q40/08 ,  B64C39/02 ,  B64D47/08 ,  B64U10/00 ,  B64U10/14 ,  B64U101/00 ,  B64U101/30 ,  G01C11/02 ,  G06F18/22 ,  G06Q40/00 ,  G06T7/00 ,  G06T7/20 ,  G06T7/246 ,  G06T7/73 ,  G06T11/60 ,  G06T17/05 ,  G06V10/42 ,  G06V20/10 ,  G06V20/40 ,  H04N5/44 ,  H04N7/18

CPC classification number: G06Q40/08 ,  B64C39/024 ,  B64D47/08 ,  G01C11/02 ,  G06F18/22 ,  G06Q40/00 ,  G06T7/00 ,  G06T7/20 ,  G06T7/246 ,  G06T7/75 ,  G06T11/60 ,  G06T17/05 ,  G06V10/42 ,  G06V20/10 ,  G06V20/41 ,  H04N5/44 ,  H04N7/185 ,  B64U10/00 ,  B64U10/14 ,  B64U2101/00 ,  B64U2101/30 ,  B64U2201/102 ,  B64U2201/104 ,  G06T2207/10032 ,  G06T2207/30232 ,  G06T2207/30236 ,  G06T2207/30252 ,  G06T2215/16 ,  G06V20/44

Abstract: Various techniques are described utilizing one or more unmanned aerial vehicles (UAVs, or “drones”) for various disaster and/or catastrophe-related purposes. UAVs may collect data in an attempt to predict the occurrence and/or extent of a catastrophe and/or to mitigate the impact of a catastrophe before and, if not at that time, once it has occurred. The UAVs may perform various tasks such that the damage to property caused by a catastrophe (or potential catastrophe) may be eliminated or mitigated. A UAV may receive a flight path based on an energy consumption related condition and operate based on the flight path. Operating based on the flight path includes docking the UAV with a power supply device for charging a power source of the UAV.

公开(公告)号：US20240177239A1

公开(公告)日：2024-05-30

申请号：US18431400

申请日：2024-02-02

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Michael Shawn Jacob ,  Benjamin D. Schappaugh ,  William Guthrie ,  Frank Matthew McCully ,  Timothy J. Nickel ,  Brian W. Batronis ,  Robert D. Rariden

IPC: G06Q40/08 ,  G06N20/00 ,  H04L67/50

CPC classification number: G06Q40/08 ,  G06N20/00 ,  H04L67/535

Abstract: Techniques for providing recommendations of actions for a user to perform to improve efficiency in user interactions with a user interface of a user computing device. An intelligent monitoring (IM) computing system may receive data from a user computing device and may determine user interactions associated with the user interface. The user interactions may include selections, an order associated with the selections, times associated with the selections, and/or other data corresponding to user interaction with a user interface. The IM computing device may be configured to determine a fault (e.g., inefficiency) associated with the user interactions and determine an action for the user to perform to correct the fault. The IM computing device may cause a notification including the action to surface on a display of the user computing device, such as to inform the user of a means by which they can improve efficiency of the user interactions.

公开(公告)号：US20240103946A1

公开(公告)日：2024-03-28

申请号：US18528220

申请日：2023-12-04

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Michael Shawn Jacob ,  Benjamin D. Schappaugh ,  William Guthrie ,  Frank Matthew McCully ,  Timothy J. Nickel ,  Brian W. Batronis ,  Robert D. Rariden

IPC: G06F11/00 ,  G06F11/07 ,  G06N20/00

CPC classification number: G06F11/004 ,  G06F11/0754 ,  G06N20/00

Abstract: Techniques for identifying faults in a collaborative computing system including a plurality of disparate, geographically separated computing systems are described herein. An intelligent monitoring (IM) server computing system may receive data from the plurality of computing devices and may monitor the health of the collaborative computing system. The IM server computing system may analyze the data and identify one or more faults associated with a portion of the collaborative system (e.g., an associated computing device, platform, network, etc.). In some examples, the IM server computing system may be configured to identify potential future faults associated with the portion of the collaborative system. Based on the fault, the IM server computing device may determine an action to take to remedy the fault and/or prevent the potential future fault. The IM server computing device may either automatically perform the action or send a notification to the associated computing system to perform the action.

公开(公告)号：US20230325935A1

公开(公告)日：2023-10-12

申请号：US18206889

申请日：2023-06-07

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Nathan L. Tofte ,  Timothy W. Ryan ,  Nathan W. Baumann ,  Joshua David Lillie ,  Brian N. Harvey ,  Roxane Lyons ,  Rosemarie Geier Grant ,  Michael Shawn Jacob

IPC: G06Q40/08 ,  G06T7/73 ,  G06T7/20 ,  H04N5/44 ,  H04N7/18 ,  G06T7/246 ,  G06T7/00 ,  G06V20/10 ,  G06V20/40 ,  G06Q40/00 ,  G06F18/22 ,  G06V10/42 ,  G01C11/02 ,  G06T11/60 ,  G06T17/05 ,  B64C39/02 ,  B64D47/08

CPC classification number: G06Q40/08 ,  G06T7/75 ,  G06T7/20 ,  H04N5/44 ,  H04N7/185 ,  G06T7/246 ,  G06T7/00 ,  G06V20/10 ,  G06V20/41 ,  G06Q40/00 ,  G06F18/22 ,  G06V10/42 ,  G01C11/02 ,  G06T11/60 ,  G06T17/05 ,  B64C39/024 ,  B64D47/08 ,  G06T2207/30236 ,  G06T2207/30252 ,  G06V20/44 ,  B64U10/00

Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.

公开(公告)号：US20230116141A1

公开(公告)日：2023-04-13

申请号：US18075066

申请日：2022-12-05

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Michael Shawn Jacob ,  Manali Desai ,  Leah Garcia ,  Oscar Allan Arulfo

IPC: G06Q10/06 ,  G06F9/451 ,  G06F3/0486

Abstract: A task management platform generates an interactive display tasks based on multi-team activity data of different geographic locations across a plurality of distributed guided user interfaces (GUIs). Additionally the task management platform uses a distributed machine-learning based system to determine a suggested task item for a remote team based on multi-team activity data of different geographic locations.

公开(公告)号：US20220214933A1

公开(公告)日：2022-07-07

申请号：US17704827

申请日：2022-03-25

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Kalpana Aravabhumi ,  Leah Garcia ,  Michael Shawn Jacob ,  Oscar Allan Arulfo

IPC: G06F9/54 ,  G06F9/451 ,  G06Q30/00

Abstract: Systems and methods may facilitate acquisition, distribution, and analysis of information relating to technical events associated with client electronic computing devices within an organization (e.g., malfunctions and other performance issues of hardware and/or software). Graphical user interfaces may facilitate the acquisition of system state information associated with client devices, as well as the acquisition of other user-provided contextual information relating to technical events. Additionally, the systems and methods may facilitate acquisition, distribution, and analysis of information relating to organizational ideas raised by client device users within the organization.

公开(公告)号：US20220122183A1

公开(公告)日：2022-04-21

申请号：US17501259

申请日：2021-10-14

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Michael Shawn Jacob ,  Benjamin D. Schappaugh ,  William Guthrie ,  Frank Matthew McCully ,  Timothy J. Nickel ,  Brian W. Batronis ,  Robert D. Rariden

IPC: G06Q40/08 ,  G06N20/00

Abstract: Techniques for providing recommendations of actions for a user to perform to improve efficiency in user interactions with a user interface of a user computing device. An intelligent monitoring (IM) computing system may receive data from a user computing device and may determine user interactions associated with the user interface. The user interactions may include selections, an order associated with the selections, times associated with the selections, and/or other data corresponding to user interaction with a user interface. The IM computing device may be configured to determine a fault (e.g., inefficiency) associated with the user interactions and determine an action for the user to perform to correct the fault. The IM computing device may cause a notification including the action to surface on a display of the user computing device, such as to inform the user of a means by which they can improve efficiency of the user interactions.

公开(公告)号：US20220121509A1

公开(公告)日：2022-04-21

申请号：US17501231

申请日：2021-10-14

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Michael Shawn Jacob ,  Benjamin D. Schappaugh ,  William Guthrie ,  Frank Matthew McCully ,  Timothy J. Nickel ,  Brian W. Batronis ,  Robert D. Rariden

IPC: G06F11/00 ,  G06N20/00

Abstract: Techniques for identifying faults in a collaborative computing system including a plurality of disparate, geographically separated computing systems are described herein. An intelligent monitoring (IM) server computing system may receive data from the plurality of computing devices and may monitor the health of the collaborative computing system. The IM server computing system may analyze the data and identify one or more faults associated with a portion of the collaborative system (e.g., an associated computing device, platform, network, etc.). In some examples, the IM server computing system may be configured to identify potential future faults associated with the portion of the collaborative system. Based on the fault, the IM server computing device may determine an action to take to remedy the fault and/or prevent the potential future fault. The IM server computing device may either automatically perform the action or send a notification to the associated computing system to perform the action.