公开(公告)号：US09911078B2

公开(公告)日：2018-03-06

申请号：US15248505

申请日：2016-08-26

Applicant: INGENICO GROUP

Inventor： Stephane Pavageau

IPC: G06K19/077

CPC classification number: G06K19/07743 ,  G06K19/077 ,  G06K19/0772

Abstract: A card has: a substrate of ID-1 format according to the ISO 7810 standard; and at least one electronic component arranged on the substrate, all or part of said at least one electronic component being disposed in at least one of the two embossing regions defined in the ISO 7811-1 standard as regions in which embossed characters can be formed on the substrate; an encapsulation of the unit comprising the substrate and said at least one electronic component; such that the thickness of the card at the level of said embossing regions does not exceed 1.32 mm.

公开(公告)号：US09900419B2

公开(公告)日：2018-02-20

申请号：US14955873

申请日：2015-12-01

Applicant: Ingenico Group

Inventor： Sylvain Barneron ,  Marion Froment ,  Philippe Dedieu

IPC: G07F19/00 ,  H04M1/725 ,  G06Q20/32 ,  G06F1/16 ,  G07F7/08

CPC classification number: H04M1/72527 ,  G06F1/1632 ,  G06Q20/32 ,  G06Q20/322 ,  G07F7/088

Abstract: A payment device includes a payment terminal, a housing for holding a communication terminal, and a flap. The flap includes: a framework for blocking access to the housing for holding a communication terminal, and a locking device including at least an actuating part and a locking part. The actuating part and the locking part are respectively movable with respect to the frame between a locking position and an unlocking position.

公开(公告)号：US20180007052A1

公开(公告)日：2018-01-04

申请号：US15542436

申请日：2016-01-08

Applicant: INGENICO GROUP

Inventor： Pierre Quentin

IPC: H04L29/06 ,  G06Q20/40 ,  G06Q20/34 ,  H04L9/32 ,  H04L29/08

CPC classification number: G06Q20/3227 ,  G06F21/53 ,  G06Q20/02 ,  G06Q20/351 ,  G06Q20/35785 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4012 ,  G06Q20/40145 ,  G06Q20/405 ,  G06Q20/40975 ,  G06Q20/42 ,  G06Q2220/00 ,  H04L9/3226 ,  H04L63/0428 ,  H04L63/10 ,  H04L63/101 ,  H04L67/16 ,  H04L67/34 ,  H04L67/42 ,  H04W12/00407 ,  H04W12/08 ,  H04W12/12

Abstract: A method for processing, by a processing entity, of an authorization to implement a service and/or access an item. The method includes: reception, from a requesting device, of a request for implementing a service and/or accessing an item; searching for an indicator of dependency from at least one piece of data of said request for implementation; when an indicator of dependency is present, obtaining an authorization from a verification device to implement said service and/or access said item.

公开(公告)号：US20170373724A1

公开(公告)日：2017-12-28

申请号：US15542584

申请日：2016-01-08

Applicant: Ingenico Group

Inventor： David Naccache ,  German Ardila

IPC: H04B5/00 ,  G06K7/10 ,  G06Q20/32

CPC classification number: H04B5/0037 ,  G06K7/10009 ,  G06Q20/327 ,  H04B5/0031

Abstract: A mobile communications terminal, namely a terminal of the type having a screen, at least one radio communications component and at least one wireless charging terminal. The terminal furthermore includes a component for transmitting an F2F signal by using the at least one wireless charging coil.

公开(公告)号：US20170132622A1

公开(公告)日：2017-05-11

申请号：US15347982

申请日：2016-11-10

Applicant: INGENICO GROUP

Inventor： David NACCACHE ,  Remi GERAUD ,  Hiba KOUDOUSSI

IPC: G06Q20/38

CPC classification number: G06Q20/3829 ,  G06Q20/34 ,  G06Q20/3563 ,  G06Q20/382 ,  G06Q20/3821 ,  G06Q20/38215 ,  G06Q20/3823 ,  G06Q20/4018 ,  G06Q2220/00

Abstract: A method for encrypting a piece of payment means data is disclosed. This method is implemented by a payment means having a data processor. Such a method has at least one iteration of the following steps: obtaining a current piece of payment means data from a memory of the payment means; generating a following piece of payment means data as a function of the current piece of payment means data and as a function of an encryption key of the payment means; replacing the current piece of payment means data by the following piece of payment means data within the memory of the payment means.

公开(公告)号：US20170132435A1

公开(公告)日：2017-05-11

申请号：US15344067

申请日：2016-11-04

Applicant: INGENICO GROUP

Inventor： Christian ROLIN ,  Laurent MULLER ,  Mohammed BELLAHCENE ,  Jessica ROYER ,  Jean-Christophe POMMARET

IPC: G06F21/78 ,  G06F12/14 ,  H04L9/08 ,  G06F21/62 ,  G06F21/64 ,  H04L9/32

CPC classification number: G06F21/78 ,  G06F12/1408 ,  G06F21/62 ,  G06F21/64 ,  H04L9/0861 ,  H04L9/0866 ,  H04L9/3236

Abstract: A method for the secured recording of data, implemented in a data-recording device having a first non-secured memory and a second secured memory, is disclosed. The method has the steps of: obtaining a derived key corresponding to the data in the second memory from a root key recorded in the second memory; encrypting data using the derived key, delivering encrypted data; recording the encrypted data in the first memory; determining a hash imprint of said data; recording said hash imprint in a hash file recorded in the first memory; recording a general hash imprint, representing the content of the hash file comprising said hash imprint, in the second memory; and eliminating the data in the second memory.

公开(公告)号：US20170116609A1

公开(公告)日：2017-04-27

申请号：US15335868

申请日：2016-10-27

Applicant: INGENICO GROUP

Inventor： Remi GERAUD ,  Hiba KOUDOUSSI

IPC: G06Q20/40 ,  G06Q20/32 ,  G06Q20/38

CPC classification number: G06Q20/4014 ,  G06F21/34 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/382 ,  G06Q20/4018 ,  G06Q2220/00

Abstract: A method for securing the processing of transactional data is disclosed. The method is implemented within a communications terminal comprising a transactional data processing module. The method has: a step for the detection, by the processing module, of a display of at least one entry area relating to a piece of payment means data; a step for the activation, by the processing module, of a contactless data reading module; a step for the obtaining, by the contactless data reading module, of at least one piece of payment means data coming from a payment means; and a step for the furnishing, at said at least one entry area, of at least one piece of payment means data previously obtained.

公开(公告)号：US20170046678A1

公开(公告)日：2017-02-16

申请号：US15234156

申请日：2016-08-11

Applicant: INGENICO GROUP

Inventor： Herman Demir ,  Cyril Janot

IPC: G06Q20/20 ,  G06Q20/10

CPC classification number: G06Q20/204 ,  G06K7/082 ,  G06Q20/105 ,  G06Q20/20 ,  G07G1/0018

Abstract: An electronic payment terminal has a magnetic stripe payment card reader including a card passage reinforced in its lower part by a metal rail and a radio module integrated with at least one printed circuit board of the electronic payment terminal. The electronic payment terminal has a coupling device connected to the radio module via a metal part assembled with a plastic part. The coupling device is adapted to forming, with the metal rail, an antenna associated with the radio module.

Abstract translation: 电子支付终端具有磁条支付卡读卡器，其包括通过金属导轨在其下部加强的卡通道和与电子支付终端的至少一个印刷电路板集成的无线电模块。 电子支付终端具有通过与塑料部件组装的金属部件连接到无线电模块的耦合装置。 联接装置适于与金属轨道形成与无线电模块相关联的天线。

公开(公告)号：US20170039549A1

公开(公告)日：2017-02-09

申请号：US15304331

申请日：2015-04-10

Applicant: INGENICO GROUP

Inventor： Pierre QUENTIN

IPC: G06Q20/38 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/34

CPC classification number: G06Q20/382 ,  G06Q20/027 ,  G06Q20/10 ,  G06Q20/206 ,  G06Q20/3223 ,  G06Q20/3229 ,  G06Q20/351 ,  G06Q2220/00

Abstract: The invention relates to a method for processing transaction data representing a payment made by a user through a communications terminal (TC). According to the invention, such a method comprisesloading a virtual payment terminal (vPos) within a first secured memory space (SecSpace1) of the communications terminal (TC), said virtual terminal (vPos) taking the form of a software module recorded within a secured storage space of the communications terminal (TC); loading at least one virtual payment card (vCB) within a second secured space (SecSpace2); and processing, by the virtual payment terminal (vPos), of a payment transaction using said at least one virtual payment card (vCB).

Abstract translation: 本发明涉及一种用于处理表示用户从通信终端（TC）进行的支付的交易数据的方法。 根据本发明，这种方法包括：将虚拟支付终端（vPos）加载到通信终端（TC）的第一安全存储器空间（SecSpace1）中的步骤，所述虚拟终端（vPos）被提供在 存储在通信终端（TC）的安全存储空间中的软件模块的形式; 在第二安全空间（SecSpace2）中加载（20）至少一个虚拟支付卡（vCB）的步骤; 通过虚拟支付终端（vPos）处理（30）通过所述至少一个虚拟支付卡（vCB）进行支付交易的步骤。

公开(公告)号：US20170004502A1

公开(公告)日：2017-01-05

申请号：US15201547

申请日：2016-07-04

Applicant: INGENICO GROUP

Inventor： Pierre QUENTIN ,  Vincent DUCROCHET ,  Michel LEGER

IPC: G06Q20/40 ,  G06Q40/02 ,  G06Q20/10

CPC classification number: G06Q20/409 ,  G06Q20/102 ,  G06Q20/322 ,  G06Q20/38 ,  G06Q20/382 ,  G06Q40/02

Abstract: The technology relates to a method for creating a payment data structure called a payment container. The technology also relates to the use of such a payment container by means of a processing server. The method for creating is implemented by a communications terminal, and comprises: selection, by a user and via a man-machine interface, of at least one attribute of said container, comprising the selection of at least one attribute value for at least one of the following parameters: (a) category of beneficiary of the payment container and (b) beneficiary of the payment container. The method also comprises obtaining, by the communications terminal, of at least one piece of data representing a user's bank card; validation, by the user, of the creation of the payment container; and transmission, by said communications terminal, of said payment container to a payment container processing server.

Abstract translation: 该技术涉及一种用于创建称为支付容器的支付数据结构的方法。 该技术还涉及通过处理服务器使用这种支付容器。 用于创建的方法由通信终端实现，并且包括：由用户和经由人机界面选择所述容器的至少一个属性，包括至少选择一个以下的至少一个属性值： 以下参数：（a）支付集装箱的受益人类别和（b）付款集装箱的受益人。 该方法还包括由通信终端获取表示用户银行卡的至少一条数据; 由用户验证支付容器的创建; 以及由所述通信终端将所述支付容器发送到支付容器处理服务器。