公开(公告)号：US20170257655A1

公开(公告)日：2017-09-07

申请号：US15437702

申请日：2017-02-21

Applicant: INGENICO GROUP

Inventor： Pierre QUENTIN

IPC: H04N21/254 ,  G06Q20/10 ,  G06F17/30 ,  H04N21/443 ,  H04N21/4627 ,  H04N21/2543 ,  H04N21/81 ,  H04L29/06 ,  G06F9/445

CPC classification number: H04N21/2541 ,  G06F9/445 ,  G06F9/452 ,  G06F16/90335 ,  G06F21/53 ,  G06Q20/102 ,  H04L63/08 ,  H04L63/10 ,  H04N21/2543 ,  H04N21/42623 ,  H04N21/4437 ,  H04N21/4627 ,  H04N21/8166

Abstract: A method for executing a user application is disclosed. The method is implemented within a communications terminal of the type having a trusted environment. The trusted environment has a secured storage space and a secured applications execution module. The method has: a step of reception, within the trusted environment, of an instruction for launching a user application; a step of transmission, to a server, of a request for executing said user application; a step of reception, from the server, by a video-rendering application that is executed within the trusted environment, of a video stream resulting from the execution, on the server, of said user application; and a step for displaying said video stream on a screen of said communications terminal accessible from said trusted environment.

公开(公告)号：US20170249620A1

公开(公告)日：2017-08-31

申请号：US15505652

申请日：2015-09-02

Applicant: INGENICO GROUP

Inventor： Pierre QUENTIN

IPC: G06Q20/22 ,  G06Q20/34

CPC classification number: G06Q20/22 ,  G06Q20/10 ,  G06Q20/34 ,  G06Q20/405

Abstract: The invention relates to a method for processing a recurring transaction for access to a good or to a service by a transactional processing device (DTT), the method comprising an initial step for obtaining a piece of data representing a processing instruction (iTrR) for processing a recurring transaction (TrR), the method being characterized in that it comprises: a step (100) for transmitting a message (Msg) of interrogation of a given type, said message (Msg) comprising at least one piece of identification data (Id) for identifying said recurring transaction, to a terminal (TermU) of a user having previously taken out a subscription for said good or said service; a step (110) for inserting said recurring transaction into a deferred processing database (BT-TD); transactional processing (120), depending on the occurrence of at least one of the following events: reception (130) of a message (Msg2) from said terminal (TermU) of said user; expiry of the deadline for carrying out said recurring transaction (140).

公开(公告)号：US20170039549A1

公开(公告)日：2017-02-09

申请号：US15304331

申请日：2015-04-10

Applicant: INGENICO GROUP

Inventor： Pierre QUENTIN

IPC: G06Q20/38 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q20/34

CPC classification number: G06Q20/382 ,  G06Q20/027 ,  G06Q20/10 ,  G06Q20/206 ,  G06Q20/3223 ,  G06Q20/3229 ,  G06Q20/351 ,  G06Q2220/00

Abstract: The invention relates to a method for processing transaction data representing a payment made by a user through a communications terminal (TC). According to the invention, such a method comprisesloading a virtual payment terminal (vPos) within a first secured memory space (SecSpace1) of the communications terminal (TC), said virtual terminal (vPos) taking the form of a software module recorded within a secured storage space of the communications terminal (TC); loading at least one virtual payment card (vCB) within a second secured space (SecSpace2); and processing, by the virtual payment terminal (vPos), of a payment transaction using said at least one virtual payment card (vCB).

Abstract translation: 本发明涉及一种用于处理表示用户从通信终端（TC）进行的支付的交易数据的方法。 根据本发明，这种方法包括：将虚拟支付终端（vPos）加载到通信终端（TC）的第一安全存储器空间（SecSpace1）中的步骤，所述虚拟终端（vPos）被提供在 存储在通信终端（TC）的安全存储空间中的软件模块的形式; 在第二安全空间（SecSpace2）中加载（20）至少一个虚拟支付卡（vCB）的步骤; 通过虚拟支付终端（vPos）处理（30）通过所述至少一个虚拟支付卡（vCB）进行支付交易的步骤。

公开(公告)号：US20170004502A1

公开(公告)日：2017-01-05

申请号：US15201547

申请日：2016-07-04

Applicant: INGENICO GROUP

Inventor： Pierre QUENTIN ,  Vincent DUCROCHET ,  Michel LEGER

IPC: G06Q20/40 ,  G06Q40/02 ,  G06Q20/10

CPC classification number: G06Q20/409 ,  G06Q20/102 ,  G06Q20/322 ,  G06Q20/38 ,  G06Q20/382 ,  G06Q40/02

Abstract: The technology relates to a method for creating a payment data structure called a payment container. The technology also relates to the use of such a payment container by means of a processing server. The method for creating is implemented by a communications terminal, and comprises: selection, by a user and via a man-machine interface, of at least one attribute of said container, comprising the selection of at least one attribute value for at least one of the following parameters: (a) category of beneficiary of the payment container and (b) beneficiary of the payment container. The method also comprises obtaining, by the communications terminal, of at least one piece of data representing a user's bank card; validation, by the user, of the creation of the payment container; and transmission, by said communications terminal, of said payment container to a payment container processing server.

Abstract translation: 该技术涉及一种用于创建称为支付容器的支付数据结构的方法。 该技术还涉及通过处理服务器使用这种支付容器。 用于创建的方法由通信终端实现，并且包括：由用户和经由人机界面选择所述容器的至少一个属性，包括至少选择一个以下的至少一个属性值： 以下参数：（a）支付集装箱的受益人类别和（b）付款集装箱的受益人。 该方法还包括由通信终端获取表示用户银行卡的至少一条数据; 由用户验证支付容器的创建; 以及由所述通信终端将所述支付容器发送到支付容器处理服务器。

公开(公告)号：US20170004462A1

公开(公告)日：2017-01-05

申请号：US15201561

申请日：2016-07-04

Applicant: Ingenico Group

Inventor： Pierre QUENTIN ,  Michel LEGER

IPC: G06Q20/10 ,  G06Q20/34 ,  G06Q20/40 ,  H04L29/08

CPC classification number: G06Q20/10 ,  G06Q20/02 ,  G06Q20/20 ,  G06Q20/3227 ,  G06Q20/327 ,  G06Q20/34 ,  G06Q20/405 ,  H04L67/02 ,  H04L67/10

Abstract: The invention relates to a method for processing transactional data representing a payment between a user (U) and a merchant (M), the method being implemented by an electronic device for processing transactions situated within a communications network. Such a method comprises: a step (100) for receiving a request for processing a transaction (ReqTT) coming from a merchant server (SerMar); a step (110) for obtaining a piece of data representing a payment parameter (ParPai) associated with said merchant server (SerMar); a step (140) for transmitting a request for processing payment (ReqTrtPai) to a payment server (SerPai).

Abstract translation: 本发明涉及一种用于处理表示用户（U）和商家（M）之间的支付的交易数据的方法，该方法由电子设备实现，用于处理位于通信网络内的交易。 这种方法包括： - 步骤（100），用于接收来自商家服务器（SerMar）的处理交易（ReqTT）的请求; - 用于获得表示与所述商家服务器（SerMar）相关联的支付参数（ParPai）的数据的步骤（110）; - 将支付请求（ReqTrtPai）发送到支付服务器（SerPai）的步骤（140）。