公开(公告)号：US20240211923A1

公开(公告)日：2024-06-27

申请号：US18593911

申请日：2024-03-03

Applicant: TapText llc

Inventor： Steve Doumar ,  David Teodosio

IPC: G06Q20/32 ,  G06Q20/40 ,  H04W4/80

CPC classification number: G06Q20/3276 ,  G06Q20/4014 ,  H04W4/80

Abstract: A system and method for dynamic-link initiated user engagement and retention which employs a dynamic rules engine, utilizing a range of engagement rules and device-specific context to generate personalized deep links. As a user interacts with the platform, the rules engine assesses their behaviors, preferences, and past interactions. Leveraging this data, the engine constructs deep links tailored to the user's profile and device attributes. For instance, if an inactive user previously showed interest in a specific product category, the engine might craft a deep link offering an exclusive discount within that category, optimized for the user's device. These deep links are then seamlessly delivered via auto-populated text messages, emails, push notifications, or other channels. By providing direct access to enticing content, promotions, or features, the system re-engages users, enhancing customer retention and fostering active, ongoing engagement.

公开(公告)号：US20240070700A1

公开(公告)日：2024-02-29

申请号：US18460661

申请日：2023-09-04

Applicant: TapText llc

Inventor： Steve Doumar ,  David Teodosio

IPC: G06Q30/0207 ,  G06F16/955 ,  G06F21/32 ,  G06F21/62 ,  G06K7/14 ,  G06K19/06 ,  G06N20/00 ,  G06Q10/0631 ,  G06Q30/016 ,  G06Q30/0201 ,  H04M3/523 ,  H04M3/527 ,  H04M3/533

CPC classification number: G06Q30/0207 ,  G06F16/9554 ,  G06F16/9558 ,  G06F21/32 ,  G06F21/6245 ,  G06K7/1417 ,  G06K19/06037 ,  G06N20/00 ,  G06Q10/06315 ,  G06Q30/016 ,  G06Q30/0201 ,  H04M3/523 ,  H04M3/527 ,  H04M3/53308 ,  H04M3/53333 ,  G06F2221/2139 ,  G06Q30/0267

Abstract: A system and method for automating actions using text redirection, wherein a user's device is instructed to pre-fill a text message that contains metadata that is used to retrieve and execute instructions upon receipt. The pre-filled text message may be triggered by a QR code or other interactive element, and the instructions may be used to share and exchange contact information as well as modify device permissions settings.

公开(公告)号：US20230281653A1

公开(公告)日：2023-09-07

申请号：US18177590

申请日：2023-03-02

Applicant: TapText llc

Inventor： Steve Doumar ,  David Teodosio

IPC: G06Q30/0207 ,  G06K19/06 ,  G06F16/955 ,  G06N20/00 ,  H04M3/527 ,  H04M3/533 ,  G06F21/32 ,  G06F21/62 ,  G06K7/14 ,  G06Q10/0631 ,  G06Q30/016 ,  G06Q30/0201 ,  H04M3/523

CPC classification number: G06Q30/0207 ,  G06K19/06037 ,  G06F16/9558 ,  G06F16/9554 ,  G06N20/00 ,  H04M3/527 ,  H04M3/53308 ,  H04M3/53333 ,  G06F21/32 ,  G06F21/6245 ,  G06K7/1417 ,  G06Q10/06315 ,  G06Q30/016 ,  G06Q30/0201 ,  H04M3/523 ,  G06F2221/2139 ,  G06Q30/0267

Abstract: A system and method for soft credit approval using text redirect. The first step is engagement by a user computing device, such as a mobile phone, with a call-to-action element that may be embedded in various media including a QR code or NFC-enabled beacon and that triggers a text message to auto-populate on the user computing device. The auto-populated message comprises a unique identifier and consumer financial information. The second step is for the user to tap to send the auto-populated message to a credit analysis manager, which evaluates the consumer financial information according to the lender's lending criteria and instructions. Optionally, the system may integrate with a universal identification and passport manager, send pre-qualified credit offers to the consumer, and send an automatically completed credit application to the lender upon consumer approval.