公开(公告)号：US10832270B1

公开(公告)日：2020-11-10

申请号：US15966048

申请日：2018-04-30

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Kerry Cote ,  Nicholas R. Baker ,  Mark E. Clauss ,  Todd Binion ,  Andrea Lee Rhoades ,  Steven J. Balbach ,  Brian Mark Fields ,  Kyle Pott

IPC: G06Q30/00 ,  G06Q30/02

Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.

公开(公告)号：US10593182B1

公开(公告)日：2020-03-17

申请号：US16150740

申请日：2018-10-03

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian Mark Fields ,  Samuel C Weeks ,  Thasphon Chuenchujit ,  Kelsey Catherine Yoshie Stiles ,  Allison Lynne Diaz ,  Alisha Deshmukh ,  Mihir D Angal ,  Akash Duseja ,  Aaron Scott Chan ,  Matthew Christopher Jon Donovan

IPC: G06Q40/00 ,  G08B21/02 ,  G06Q30/02 ,  G06Q40/08

Abstract: The method, system, and computer-readable medium facilitates monitoring a vehicle operator during the course of vehicle operation to determine whether the vehicle operator is in an emotionally impaired state (e.g., aggressive or agitated) and presenting appropriate stimuli (e.g., music or sound recordings) to the vehicle operator when impairment is detected. The vehicle operator, the environment surrounding the vehicle, or forces acting on the vehicle may be monitored using a variety of sensors, including optical sensors, accelerometers, or biometric sensors (e.g., skin conductivity, heart rate, or voice modulation). When the vehicle operator is determined to be in an emotionally impaired state, stimuli are selected to improve the emotional state of the vehicle operator. The selection is based on sensor data and data regarding prior responses of the vehicle operator to various stimuli. After selection, the stimuli are presented to the vehicle operator while monitoring continues.

公开(公告)号：US10554649B1

公开(公告)日：2020-02-04

申请号：US15600968

申请日：2017-05-22

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Lee Marvin John Assam

IPC: H04L29/06 ,  H04L9/32 ,  G06F16/23

Abstract: Systems and methods are described for performing blockchain validation of user identity and authority. In various aspects one or more processors receive a first blockchain ID and a second blockchain ID, where each of the first blockchain ID and the second blockchain ID is associated with a user and is further associated with a first and second blockchain, respectively. A plurality of blockchain transactions may be aggregated where the plurality of blockchain transactions includes at least a first blockchain transaction associated with the first blockchain and a second blockchain transaction associated with the second blockchain. A first validation event providing a first indication of validity for the user may be identified based on the first blockchain transaction or the second blockchain transaction.

公开(公告)号：US10445331B1

公开(公告)日：2019-10-15

申请号：US15861848

申请日：2018-01-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Jufeng Peng ,  Jason Freeck ,  James Maxwell McWilliams ,  Mark O'Flaherty ,  Pat J. Johnson

IPC: G06F16/2458 ,  G06F16/2457

Abstract: A method for electronically mining intellectual property using an associative discovery process may include determining a set of documents containing keywords and/or phrases associated with an industry trend of interest and, for each document, assigning a weight. The method may also include selecting a subset of the documents based at least upon the assigned weights, and determining a feedback score for each document in the subset. The method may further include determining an optimal weighing scheme for the determined keywords and/or phrases using a statistical learning model and the feedback scores, ranking all documents in the set of documents according to the optimal weighing scheme, and providing results of the associative discovery process to a user.

公开(公告)号：US10373523B1

公开(公告)日：2019-08-06

申请号：US14699758

申请日：2015-04-29

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Steve Roberson ,  Abhishek Harish ,  Hyunji Lim ,  Matthew James Waughtel ,  Bryan Allen Plummer ,  Parker Andrew Brown

IPC: G09B19/16 ,  G09B19/14 ,  G06F3/0482 ,  G06F3/0484

Abstract: During driving sessions, data may be collected via one or more sensors that are incorporated within a vehicle or as part of a device carried within the vehicle. Using this data, a driving session report may be generated and a driving session feedback score may be calculated, which provides feedback regarding a students' driving skills Driver profiles may be generated for each student including contact information and/or any number of driving session reports saved over the course of several driving sessions. A user interface is described that facilitates interaction by allowing a user to create driver profiles, group driver profiles, display driver profiles as a single list view or as a grouped list view, select driver profiles from these displayed lists, edit driver information and/or delete driver profiles, and display driving session reports stored as part of a driver profile together such that comparisons may be made.

公开(公告)号：US10325491B1

公开(公告)日：2019-06-18

申请号：US15995183

申请日：2018-06-01

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian Mark Fields ,  Steven C. Cielocha ,  Jacob J. Alt ,  Laura A. Uphoff ,  Leo Nelson Chan ,  Mohamed A. Wazeer ,  Kristopher Keith Gaudin ,  Justin Davis ,  Nathan W. Baumann ,  Giles Roll

IPC: G08G1/0967

Abstract: Methods and systems are described for generating a vehicle-to-vehicle traffic alert and updating a vehicle-usage profile. Various aspects include detecting, via one or more processors associated with a first vehicle, that an abnormal traffic condition exists in an operating environment of the first vehicle. An electronic message is generated and transmitted wirelessly, via a vehicle-mounted transceiver associated with the first vehicle, to alert a nearby vehicle of the abnormal traffic condition and to allow the nearby vehicle to avoid the abnormal traffic condition. The first vehicle receives telematics data regarding operation of the nearby vehicle after the nearby vehicle received the electronic message, and transmits the telematics data to a remote server for updating a vehicle-usage profile associated with the nearby vehicle.

公开(公告)号：US10262528B2

公开(公告)日：2019-04-16

申请号：US15656092

申请日：2017-07-21

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Steve Roberson

IPC: G08G1/005 ,  G08G1/017

Abstract: An alert may be triggered to notify a pedestrian of the current operational mode of a nearby vehicle. For instance, a vehicle may operate in an autonomous or manual mode, and may occasionally switch from one mode to the other. A pedestrian who may be unaware of the current operational mode of a nearby vehicle may notice the alert and proceed accordingly. In one embodiment, an indication of the current operational mode of the nearby vehicle may be transmitted to an electronic device associated with the pedestrian. The device may generate a notification to the pedestrian based on the current operational mode. In an additional or alternative embodiment, the alert may be transmitted by the vehicle externally to be visible or audible to the pedestrian. In some embodiments, the alert may be triggered only for particular operational modes (e.g., only for autonomous or only for manual).

公开(公告)号：US10157423B1

公开(公告)日：2018-12-18

申请号：US14934343

申请日：2015-11-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Chien Che Huang ,  Mohamed A. Wazeer ,  Shawn C. Bennett ,  Steven C. Cielocha ,  Ronny S. Bryant ,  Stephen Kohaus ,  Terry Quakenbush ,  Richard A. Novak ,  Aaron Scott Chan ,  Craig M. Main ,  Weixin Wu ,  Torri Wollenschlager ,  Carol Marie Csanda ,  Stacey Gorsuch ,  Todd Binion

IPC: G06Q40/08 ,  B60W40/08 ,  B60W40/09 ,  B60W50/12 ,  G05D1/00

Abstract: Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. According to certain aspects, with the insurance customer's permission, operation of an autonomous (or semi-autonomous vehicle) by a vehicle operator may be monitored. Based upon vehicle and/or other data analysis, an identity of the operator may be determined, and operating data regarding the autonomous or semi-autonomous vehicle while the operator at least partially controls the autonomous vehicle may be monitored. A vehicle operator profile that includes information regarding an operating style of the vehicle operator based upon the operating data may be determined. Risk levels associated with operation of the autonomous vehicle based upon the information regarding the vehicle operator's operating style may be determined. Insurance discounts may be provided to risk averse vehicle owners and/or operators, or those that utilize vehicle risk mitigation or prevention technology.

公开(公告)号：US10140533B1

公开(公告)日：2018-11-27

申请号：US14994419

申请日：2016-01-13

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Aaron Scott Chan ,  Christina P. Mullen ,  Brian Mark Fields ,  Kenneth Jason Sanchez

IPC: G06K9/00 ,  B60R1/00 ,  G06K9/62 ,  G06T7/00 ,  G06T15/00

Abstract: Apparatuses, systems and methods are provided for generating data representative of a vehicle operation mode. More particularly, apparatuses, systems and methods are provided for generating data representative of a vehicle operation mode based on vehicle interior image data. The vehicle interior data may be representative of a three-dimensional coordinate spatial location of at least one joint of a vehicle occupant. The three-dimensional coordinate spatial location of the at least one joint of the vehicle occupant may be tracked over time.

公开(公告)号：US10089692B1

公开(公告)日：2018-10-02

申请号：US14592277

申请日：2015-01-08

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Kenneth J. Sanchez ,  Aaron Scott Chan ,  Matthew R. Baker ,  Matthew Zettinger ,  John A. Nepomuceno ,  Brian Mark Fields

IPC: G06Q40/08

Abstract: A method comprises retrieving data about vehicle operator behavior via a computer network and clustering the data about vehicle operator behavior into a plurality of groups of data, each of the plurality of groups of data representing a type of movement of the vehicle operator. The method further includes determining a numerical level of risk corresponding to each of the plurality of groups of data by executing a learning routine and generating a communication to be transmitted to user of a remote computing device. The communication is based on the one or more of the numerical levels of risk or the types of movements corresponding to the plurality of groups of data.