公开(公告)号：US20020169727A1

公开(公告)日：2002-11-14

申请号：US09853206

申请日：2001-05-11

Applicant: Express Scripts, Inc

Inventor： Steve Melnick ,  Agnes Rey-Giraud

IPC: G06F017/60

CPC classification number: G06Q10/1057 ,  G06Q10/06 ,  G06Q30/0283 ,  G06Q40/08

Abstract: A computer-based method and system to enable a benefit plan sponsor to design a plurality of benefit plans to be offered to a given participant population and for determining the cost of sponsoring the plans for the participant population by predicting utilization for each of the plans based upon historical utilization data for the population, projected plan selections based upon presumed participant objectives, and/or survey or historical data from a sample of the given population or from preexisting statistical samples exhibiting analogous demographic characteristics to the given participant population relating to expected benefit utilization and plan preference criteria.

Abstract translation: 一种基于计算机的方法和系统，其使得利益计划赞助者能够设计要向给定的参与者群体提供的多个福利计划，并且通过预测每个计划的利用来确定赞助参与者群体的计划的成本 根据人口的历史使用数据，基于假定的参与者目标的预测计划选择，和/或来自给定人群的样本的调查或历史数据或者从与预期利益利用相关的给定参与者群体展示类似人口特征的先前存在的统计样本 并计划偏好标准。