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公开(公告)号：US10157321B2
公开(公告)日：2018-12-18
申请号：US15482541
申请日：2017-04-07
Applicant: GENERAL MOTORS LLC
Inventor： Tyson Becker , Gregory A. Ross , Ryan Olejniczak , Esteban Camacho , Alexander X. Cermak
Abstract: A method and system for detecting vehicle events and classifying them based on contextual vehicle information. The method includes detecting a vehicle event using vehicle movement data, and then obtaining and analyzing contextual vehicle information associated with the vehicle event. The contextual vehicle information may be indicative of an external condition that led to the vehicle event, such as an object in the vehicle's path, that helps classify the vehicle event for purposes of insurance risk assessment. Another disclosed method involves comparing the vehicle movement data with the vehicle performance requirements for each of the plurality of insurance carrier plans, and notifying a vehicle operator when the vehicle data satisfies the vehicle performance requirements for any one of the insurance carrier plans. Example systems may include a telematics unit installed to a vehicle that is configured to collect vehicle movement data and contextual vehicle information.
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公开(公告)号：US20180293446A1
公开(公告)日：2018-10-11
申请号：US15482541
申请日：2017-04-07
Applicant: GENERAL MOTORS LLC
Inventor： Tyson Becker , Gregory A. Ross , Ryan Olejniczak , Esteban Camacho , Alexander X. Cermak
CPC classification number: G06K9/00791 , B60W40/02 , G06K9/00845 , G06K2009/00738 , G06Q10/00 , G06Q40/08 , G07C5/008 , G07C5/0808 , G08G1/0104 , G08G1/0112 , G08G1/0133 , G09B19/167
Abstract: A method and system for detecting vehicle events and classifying them based on contextual vehicle information. The method includes detecting a vehicle event using vehicle movement data, and then obtaining and analyzing contextual vehicle information associated with the vehicle event. The contextual vehicle information may be indicative of an external condition that led to the vehicle event, such as an object in the vehicle's path, that helps classify the vehicle event for purposes of insurance risk assessment. Another disclosed method involves comparing the vehicle movement data with the vehicle performance requirements for each of the plurality of insurance carrier plans, and notifying a vehicle operator when the vehicle data satisfies the vehicle performance requirements for any one of the insurance carrier plans. Example systems may include a telematics unit installed to a vehicle that is configured to collect vehicle movement data and contextual vehicle information.
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公开(公告)号：US20180130123A1
公开(公告)日：2018-05-10
申请号：US15344153
申请日：2016-11-04
Applicant: GENERAL MOTORS LLC
Inventor： Gregory A. Ross , Tyson Becker
CPC classification number: G06Q30/0645 , G06Q20/102 , G06Q20/145 , G06Q50/30
Abstract: A system and method of customizing consumption of vehicle use includes: receiving, at a remote facility, a lease notification that includes a vehicle identifier; determining, at the remote facility, contact information for a vehicle based on the vehicle identifier; wirelessly transmitting a trigger from the remote facility to the vehicle, wherein the trigger directs the vehicle to monitor vehicle performance during a vehicle lease associated with the vehicle; wirelessly receiving vehicle data representing vehicle performance at the remote facility from the vehicle based on the trigger; and determining a payment value of a vehicle lease associated with the vehicle based on the vehicle data wirelessly received from the vehicle.
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