公开(公告)号：US11232430B2

公开(公告)日：2022-01-25

申请号：US15542591

申请日：2016-01-08

Applicant: INGENICO GROUP

Inventor： Pierre Quentin ,  Jean-Bernard Blanchet

IPC: G06Q20/32 ,  G06Q20/40 ,  G06F21/53 ,  G06Q20/42 ,  H04L9/32 ,  H04L29/06 ,  H04W12/08 ,  G06Q20/02 ,  G06Q20/34 ,  H04W12/12 ,  G06Q20/22 ,  H04L29/08 ,  H04W12/47

Abstract: A method for the processing, by a transaction-processing server, of a transaction at least partially initiated from a communications terminal connectable to the server by using a communications network. This method includes: creating a secured communications channel with the communications terminal; instantiation, within an execution server on the communications network, of a virtual payment terminal capable of exchanging information with the communications terminal by using the secured communications channel; and processing a transaction between the communications terminal and the virtual payment terminal implementing at least one secure element of the communications terminal, the secure element being configured to exchange an identifier of the type of service.