BATTERY FOR EXTENDING MOBILE COMMUNICATION DEVICE FUNCTIONALITY
    21.
    发明申请
    BATTERY FOR EXTENDING MOBILE COMMUNICATION DEVICE FUNCTIONALITY 审中-公开
    用于扩展移动通信设备功能的电池

    公开(公告)号:WO2014132212A1

    公开(公告)日:2014-09-04

    申请号:PCT/IB2014/059293

    申请日:2014-02-27

    Abstract: The battery (1) of a mobile communication device, especially a mobile phone, has at least one slot (2) for insertion an additional element and has a motion and/or shock sensor (3), and the electric power supply of the slot (2) is connected to the battery (1) via a switch (6) that is activated by a motion and/or shock sensor (3). The switch (6) is timing and connects the slot (2) to voltage for the set time during which the length of the switch (6) closure can be extended by the activity followed by an additional component. The additional element will particularly be the removable memory card (4) of SD or microSD format, or the removable card (5) of SIM format and the slot (2) will have an appropriate interface. The battery can also have a Bluetooth module (7), and the Bluetooth module (7) is adapted to communicate with a host mobile communication device. The removable memory card (4) or the removable card (5) of SIM format can have an antenna to create an additional contactless communication connection, favorably of NFC type. The larger antenna (8) can be wound up directly on the body of the battery (1).

    Abstract translation: 移动通信设备(尤其是移动电话)的电池(1)具有用于插入附加元件的至少一个槽(2),并且具有运动和/或冲击传感器(3),并且所述槽的电力供应 (2)通过由运动和/或震动传感器(3)激活的开关(6)连接到电池(1)。 开关(6)是定时,并且将时隙(2)连接到电压,在该期间,开关(6)闭合的长度可以通过附加部件的活动而延长。 附加元件将特别地是SD或microSD格式的可移动存储卡(4)或SIM格式的可移除卡(5),并且插槽(2)将具有适当的接口。 电池还可以具有蓝牙模块(7),并且蓝牙模块(7)适于与主机移动通信设备进行通信。 可移动存储卡(4)或SIM格式的可移除卡(5)可以具有天线以产生有利于NFC类型的额外的非接触式通信连接。 较大的天线(8)可以直接卷绕在电池(1)的主体上。

    THE METHOD OF CASHLESS PERSON-TO-PERSON MONEY TRANSFER OF USING A MOBILE PHONE
    22.
    发明申请
    THE METHOD OF CASHLESS PERSON-TO-PERSON MONEY TRANSFER OF USING A MOBILE PHONE 审中-公开
    使用移动电话的无人值班人员转账的方法

    公开(公告)号:WO2012143911A1

    公开(公告)日:2012-10-26

    申请号:PCT/IB2012/052017

    申请日:2012-04-22

    Abstract: An indifferent payment-terminal application is located in the payer's (6) mobile phone (4). As a response to payer's (6) request, the mobile phone (4) requests the payment terminal configuration data belonging to a desired money recipient (7) from the center (1 ); subsequently, from the indifferent payment terminal, a specific POS (8) payment terminal of the payment recipient's (7) bank (2) is created using the received configuration data. The POS (8) created in this way communicates with the payment card located within the payer's (6) mobile phone circuits and subsequently the payment cryptogram is sent by the payer's (6) mobile phone (4) to the center (1 ) to be processed in the payment recipient's (7) bank (2). POS (8) terminal creates a cryptogram in the form of TC or ARQC or AAC within the payment-terminal application and besides sending it into the center (1 ) it stores it into the memory in the mobile phone (4), which stops the course of the payment-terminal application until a response in the form of ARPC arrives.

    Abstract translation: 一个无关紧要的支付终端应用程序位于付款人(6)手机(4)中。 作为对支付者(6)请求的响应,移动电话(4)从中心(1)请求属于期望的收款人(7)的支付终端配置数据; 随后,从无关支付终端,使用接收到的配置数据创建支付接收方(7)组(2)的特定POS(8)支付终端。 以这种方式创建的POS(8)与位于付款人(6)移动电话电路内的支付卡通信,随后付款人(6)移动电话(4)将支付密码发送到中心(1),以便 在付款收据的(7)银行(2)中处理。 POS(8)终端在支付终端应用程序内以TC或ARQC或AAC的形式创建密码,除了将其发送到中心(1)之外,还将其存储在移动电话(4)中的存储器中,从而停止 付款终端应用程序的过程,直到以ARPC形式的响应到达。

    METHOD AND SYSTEM OF CONTACTLESS AUTHENTICATION, AND CARRIER OF PIN CODE
    23.
    发明申请
    METHOD AND SYSTEM OF CONTACTLESS AUTHENTICATION, AND CARRIER OF PIN CODE 审中-公开
    无缝认证的方法和系统,以及PIN码的载体

    公开(公告)号:WO2011004339A1

    公开(公告)日:2011-01-13

    申请号:PCT/IB2010/053130

    申请日:2010-07-08

    CPC classification number: G06Q20/3278 G06Q20/32 G06Q20/352 G07F7/1091

    Abstract: The method and system of authentication over a PIN code within a separate identifier (3) during a cashless payment realized over the payment terminal (1) is based on the fact that a unique identification file containing the data on a current payment is sent from the payment terminal (1) to a distance lower than 10 cm into the identifier (3) put to the payment terminal (1). The identifier (3) is supplied with energy (received and/or received and accumulated energy) in a contactless way over the payment terminal's (1) electromagnetic field. The PIN code is assigned to the received identification file in the identifier's (3) processor, the resulting file is signed electronically using the private key stored in the identifier's memory (6) and the electronically signed file thus created is sent to the payment processing centre (2) for the verification of the PIN code's correctness.

    Abstract translation: 在通过支付终端(1)实现的无现金支付期间,在单独的标识符(3)内的PIN码的认证方法和系统是基于以下事实:包含当前支付的数据的唯一标识文件从 支付终端(1)到放在支付终端(1)的标识符(3)中的距离低于10厘米。 标识符(3)通过支付终端的(1)电磁场以无接触的方式被提供能量(接收和/或接收和累积的能量)。 PIN码被分配给标识符(3)处理器中的接收到的标识文件,使用存储在标识符存储器(6)中的专用密钥电子地签名所得文件,并且将由此创建的电子签名文件发送到支付处理中心 (2)验证PIN码的正确性。

    A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION
    24.
    发明申请
    A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION 审中-公开
    使用移动通信设备的支付终端,例如移动电话; 直接付款交易的一种方法

    公开(公告)号:WO2010128442A4

    公开(公告)日:2010-11-11

    申请号:PCT/IB2010/051915

    申请日:2010-05-01

    Abstract: A payment terminal using a mobile communication device (4), such as a mobile phone, is located on a removable memory card (1), e.g. type microSD card, which is adjusted in such a way so it can be inserted into an additional hardware slot, e.g. memory slot. A payment POS terminal application runs on a removable memory card (1), which contains at least one payment card. The payment card's unit (7) with the card's payment application is located in the secured part of the memory, separately from the terminal's configuration data unit (6). The configuration data of the terminal's selected identity and the payment card's data are located in the separate parts of the secure element or in completely independent secure elements or they can also be localized in the Sales Device of the merchant and there e.g. within the ICC card (29) or SAM card (42).

    Abstract translation: 使用诸如移动电话之类的移动通信设备(4)的支付终端位于例如移动存储卡(1)的可移动存储卡(1)上。 类型的microSD卡,其以这样的方式被调整,使得它可以被插入到附加的硬件插槽中,例如, 内存插槽。 付款POS终端应用程序运行在包含至少一个支付卡的可移动存储卡(1)上。 具有卡的支付应用程序的支付卡单元(7)位于存储器的安全部分中,与终端的配置数据单元(6)分开。 终端选择的身份和支付卡的数据的配置数据位于安全元件的独立部分或者完全独立的安全元件中,或者也可以位于商家的销售设备中,并且例如在那里。 在IC卡(29)或SAM卡(42)内。

    AN ANTENNA ON A REMOVABLE CARD
    26.
    发明公开
    AN ANTENNA ON A REMOVABLE CARD 审中-公开
    天线上移动卡

    公开(公告)号:EP2798698A1

    公开(公告)日:2014-11-05

    申请号:EP12820938.4

    申请日:2012-12-27

    CPC classification number: H01Q7/08 H01Q1/2275 H01Q9/16

    Abstract: An antenna on a removable card An antenna on a removable memory card (1) is intended for the creation of contactless communication channel of the mobile communication device. The antenna is in the form of a high-frequency transformer (2) with an oblong ferrite kernel (3) with resonantly tuned primary winding L1. The emitted signal is brought to the primary winding L1. The secondary winding L2 is left open circuited, without closing the load circuit in a contact way, without ohm load; it emits electrical field with its outputs. The high-frequency transformer (2) can be in the form of auto-transformer with one winding. The signal emitted in the direction towards the removable memory card (1) can be received through the auxiliary winding L3 or through an independent receiving antenna (8). The secondary winding L2 can have a larger number of loops than the primary winding L1 or it can be formed by only one winding in the form of a pipe.

    A MOBILE COMMUNICATION DEVICE FOR CONTACTLESS PAYMENTS, A PAYMENT METHOD
    27.
    发明公开
    A MOBILE COMMUNICATION DEVICE FOR CONTACTLESS PAYMENTS, A PAYMENT METHOD 审中-公开
    移动通信设备的非接触式支付和付款方式

    公开(公告)号:EP2678811A1

    公开(公告)日:2014-01-01

    申请号:EP12719448.8

    申请日:2012-02-20

    Abstract: A mobile communication device (4) for contactless payments has two independent chips with Secure Elements (2, 3) on its printed circuit board. One Secure Element (2) contains an indifferent POS payment terminal, the second Secure Element (3) contains a payment card. The Secure Elements (2, 3) are interconnected through a contact circuit (1 ) on the printed circuit board of the mobile communication device (4). In suitable configuration, the circuit (1) will be formed by a contact interface that will enable communication according ISO 7816. An indifferent POS payment terminal is being changed to a specific terminal in accordance with the received configuration data. The payment terminal started on the Secure Element (2) communicates over the circuit (1) with the payment card on the Secure Element (3) using the same process as if it was a payment card inserted in a payment card contact reader. The payment cryptogram can be in a standard form.

    A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION
    29.
    发明公开
    A PAYMENT TERMINAL USING A MOBILE COMMUNICATION DEVICE, SUCH AS A MOBILE PHONE; A METHOD OF DIRECT DEBIT PAYMENT TRANSACTION 审中-公开
    与移动通信设备支付终端,如移动电话,并与直接付款交易的程序

    公开(公告)号:EP2462567A2

    公开(公告)日:2012-06-13

    申请号:EP10726578.7

    申请日:2010-05-01

    Abstract: A payment terminal using a mobile communication device, such as a mobile phone, is located on a removable memory card (1) which is adjusted in such a way so it can be inserted into an additional hardware slot which is used to add functionalities that surpasses the basic functions of the mobile communication device. (4). A payment POS terminal application runs on a removable memory card (1), which also contains at least one payment card. The configuration data of the terminal's selected identity and the payment card's data are located in the separate parts of the secure element (3, 31, 32) or in completely independent secure elements (3, 31, 32). The payment card's unit (7) with the card's payment application is located in the secured part of the memory, separately from the terminal's configuration data unit (6). The memory card (1) is of SD type or miniSD or microSD card or an M2 card. The memory card (1) is capable of operating operate as a multi-identity terminal and it can also cooperate with several payment cards. In preferable configuration it is equipped with a contactless communication element. (13).

    Abstract translation: 使用移动通信设备的支付终端,检查移动电话,位于可移动存储卡(1)所有其在寻求一种方式调整,以便它能够被插入到在附加的硬件槽所有这些用于添加功能并赶超上 移动通信设备的基本功能。 (4)。 的支付POS终端的应用程序运行的可移动存储器卡(1)上,使其中包含的至少一个支付卡。 该终端的身份的和配置数据所选择的支付卡的数据位于所述安全元件(3,31,32)的分开的部分或完全中呼叫独立安全元件(3,31,32)。 支付卡的单元(7)与所述卡的支付应用程序位于存储器的安全部分,分别从终端的配置数据单元(6)。 存储卡(1)的类型是SD或miniSD卡或microSD卡的或M2卡上。 存储卡(1)能够操作的作为多身份终端操作,因此它可以与几个支付卡合作。 在优选的构造中,配备了非接触式通信元件。 (13)。

    CONTACTLESS PAYMENT DEVICE, METHOD OF CONTACTLESS TOP-UP OF ELECTRONIC MONEY ON A PAYMENT DEVICE
    30.
    发明公开
    CONTACTLESS PAYMENT DEVICE, METHOD OF CONTACTLESS TOP-UP OF ELECTRONIC MONEY ON A PAYMENT DEVICE 审中-公开
    无接触支付设备,方法,用于支付设备电子货币联系免费续杯

    公开(公告)号:EP2430620A1

    公开(公告)日:2012-03-21

    申请号:EP10730522.9

    申请日:2010-05-14

    Abstract: Cashless payment device with prepaid credit contains a block for storage of data about the of current credit amount and is located on the removable memory card (1), which is located in the mobile communication device (4). In case of contactless top-up of electronic money on the pre-paid card, a message, preferably in the form of SMS, with the information about prepared money for the increase of the current credit is sent from the host (2) to the corresponding mobile communication device (4) according to the database of assigned numbers. The authorization request cryptogram, especially in the form of ARQC, is generated in the block on the payment device and the block is switched into the IDLE mode, in which the same authorization request cryptogram is generated permanently until the corresponding authorization response cryptogram is received, especially in the form of ARPC, which is created in the host (2).

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