公开(公告)号：GB0921782D0

公开(公告)日：2010-01-27

申请号：GB0921782

申请日：2008-05-19

Applicant: BANK OF AMERICA

Abstract: Systems and methods are disclosed for identifying a compromised account. A compromised account may be identified by identifying a first unique identifier and associating the unique identifier with a fraud behavior. A second unique identifier may be identified and associated with a fraud behavior as well. The first unique identifier and the second unique identifier may be linked if at least a portion of the fraud behavior of the first unique identifier corresponds to at least a portion of the fraud behavior of the second unique identifier. Information relating to the fraud behavior of the first unique identifier, information relating to the fraud behavior of the second unique identifier, and information relating to the link between the fraud behavior of the first unique identifier and the second unique identifier may be stored in a data file. The first and/or the second unique identifiers may be an Internet protocol address.

公开(公告)号：MX2009006430A

公开(公告)日：2010-01-18

申请号：MX2009006430

申请日：2009-06-16

Applicant: BANK OF AMERICA

Inventor： MICHELLE NICHOLS ,  TODD ATWOOD ,  JAMES HEDDLESON ,  KAREN GARNETT ,  VOTAW ELIZABETH S ,  STEVE CROWLEY

IPC: G07F19/00

Abstract: Se describe un proceso electrónico para capturar, rastrear y monitorizar información exclusiva de identificación perteneciente a depósitos en cajeros automáticos (ATM, por sus siglas en inglés). Los ATM equipados con dispositivos de identificación por radiofrecuencia (RFID, por sus siglas en inglés) u otro tipo de tecnología de identificación a distancia pueden permitir la transferencia electrónica de elementos de datos clave a sistemas de procesamiento para el rastreo de bienes y libros de contabilidad general.

公开(公告)号：AU2009202401A1

公开(公告)日：2010-01-07

申请号：AU2009202401

申请日：2009-06-16

Applicant: BANK OF AMERICA

Inventor： HEDDLESON JAMES ,  NICHOLS MICHELLE ,  ATWOOD TODD ,  MON FELIX

IPC: G06Q50/00 ,  G06K7/10

Abstract: An armored carrier or other transport entity may scan a remotely-readable identification tag, such as a radio-frequency identification (RFID) tag, of each monetary package being picked up and/or delivered. The scanner used by the armored carrier may notify the armored carrier if one of the monetary packages goes out of range without being checked out, such as within a period of time. Also, if that monetary package is not returned within range within a particular period of time, the scanner may automatically notify a centralized system. The scanner may further be aware of scheduled monetary packages to be picked up. If not all of the monetary packages as expected are picked up, then the scanner may also notify the armored carrier.

公开(公告)号：GB0920475D0

公开(公告)日：2010-01-06

申请号：GB0920475

申请日：2009-11-23

Applicant: BANK OF AMERICA

Abstract: Systems, methods, and computer program products are provided for user authentication required for conducting online financial institution transactions. The disclosed embodiments leverage the capabilities of platforms other than conventional personal computers and laptops, such as gaming consoles and wireless devices. Unique intrinsic user activities, such as controller motions or activities, built-in hardware signatures or other input data are used as the authentication mechanism, so as to provide a higher degree of security in the overall authentication process by lessening the likelihood of password replication or interception during network communication.

公开(公告)号：CA130110S

公开(公告)日：2010-01-05

申请号：CA130110

申请日：2009-03-24

Applicant: BANK OF AMERICA

Abstract: The design consists of the features of shape, ornament, pattern and configuration of LIGHT FIXTURE shown in solid lines in the drawings. The stippled lines represent features of the LIGHT FIXTURE which are shown for illustrative purposes only and do not form part of the design. Figure 1 is a front perspective view of a light fixture showing the new design,Figure 2 is a front view,Figure 3 is a top perspective view, andFigure 4 is a left side perspective view. Drawings of the design are included.

公开(公告)号：AU2007349182A2

公开(公告)日：2009-11-19

申请号：AU2007349182

申请日：2007-11-07

Applicant: VISA USA INC ,  BANK OF AMERICA

Inventor： TWOMBLY STEVEN M ,  FAITH PATRICK L

IPC: G06K5/00

Abstract: A payment card with a display and/or dynamic magnetic stripe that operates using power received from an electro-magnetic/RF signal, without the need for incorporating a battery within the payment card. In one example, a payment card includes a receiver for receiving an external electro-magnetic signal and converting it to an electrical signal for powering the payment card; a CPU coupled with the electrical signal of the receiver; a display (i.e., a persistent display) for displaying data, wherein the display receives power based on the electrical signal from the receiver; and a dynamic magnetic stripe storing magnetically readable data, wherein the dynamic magnetic stripe receives power based on the electrical signal from the receiver. Responsive to the electro-magnetic signal received by the payment card, the data displayed on the display and stored in the dynamic magnetic stripe is changed. Methods relating to a payment card are also disclosed.

公开(公告)号：MX2009008214A

公开(公告)日：2009-10-23

申请号：MX2009008214

申请日：2008-01-29

Applicant: BANK OF AMERICA

Inventor： FELDMAN JOHN G

IPC: G06V30/224

Abstract: Los sistemas y procesos para el procesamiento de instrumentos financieros incluyen a la recepción de un instrumento financiero físico (300), la impresión (510) de datos en el instrumento financiero físico, y la captura (520) y formación de imágenes del instrumento financiero físico para producir una imagen electrónica. Al menos una porción de los datos impresos en el instrumento financiero físico, se imprime de tal forma que se evite prácticamente la reproducción en la imagen electrónica. La imagen electrónica se transmite (530) a través de una red, por ejemplo, para realizar el procesamiento electrónico, tal como, envío por correo o compensación.

公开(公告)号：GB2457573A

公开(公告)日：2009-08-26

申请号：GB0902485

申请日：2009-02-13

Applicant: BANK OF AMERICA

Inventor： TREADWELL WILLIAM S ,  CATLETT SEAN KENRIC

IPC: G06F17/24 ,  G06F17/21 ,  G06F17/27

Abstract: Rules 206 defining a set of expression patterns - e.g. search patterns or regular expressions - represent predetermined confidential information. The rules are loaded 204 into a computerised document production/editing application, e.g. Microsoft ¹ Word, and a document 210 is analysed for the presence of at least one of the patterns, detection being indicated visually. The application includes an inline module to monitor 212 occurrences of the patterns. Rules are served from a rules server and the expression patterns are incorporated into the application via a plug-in. One of the patterns may define the format of a US social security number, being 9 numeric characters in 3 hyphen-separated groups distributed over 11 character positions, e.g. 123-45-6789. A detected expression pattern may be modified according to a predetermined format or style or may be otherwise redacted, perhaps according to a user- or system-defined template. The analysis may proceed without knowledge of the document user.

公开(公告)号：GB0910527D0

公开(公告)日：2009-07-29

申请号：GB0910527

申请日：2009-06-17

Applicant: BANK OF AMERICA

Abstract: Online banking using a gaming console may provide added security due to the hardened nature of gaming consoles. Additionally, console specific credentials may be used to verify that a user or console is authorized to access a requested financial account. The console specific credentials may be hardcoded in one or more hardware components of the gaming console so that the risks of exposure through tampering or hacking is reduced. User specific credentials and/or other information may also be used to further verify that a user or console is authorized to access a financial account. An integrity of the console may also be validated using console specific information. In one example, console integrity may be verified by a gaming service provider.

公开(公告)号：GB0910442D0

公开(公告)日：2009-07-29

申请号：GB0910442

申请日：2009-06-17

Applicant: BANK OF AMERICA

Abstract: Methods and a system for performing an automated teller machine (ATM) transaction using a queue are disclosed. A user may first initiate an ATM transaction from a networked device to create a pending ATM transaction. The pending ATM transaction is then stored into a queue until it is accessed by the ATM. When a user is ready to complete the pending ATM transaction, the pending ATM transaction is retrieved from the queue and is completed by, for example, the ATM.