Abstract:
Systems and processes for processing financial instruments include receiving a physical financial instrument, printing data on the received physical financial instrument, and capturing an image of the physical financial instrument to produce an electronic image. At least a portion of the data printed on the physical financial instrument is printed in a manner that substantially precludes reproduction in the electronic image. The electronic image is transmitted across a network, for example, to perform electronic processing, such as posting or clearing.
Abstract:
Systems and processes for processing financial instruments include receiving a physical financial instrument (300), printing (510) data on the received physical financial instrument, and capturing (520) an image of the physical financial instrument to produce an electronic image. At least a portion of the data printed on the physical financial instrument is printed in a manner that substantially precludes reproduction in the electronic image. The electronic image is transmitted (530) across a network, for example, to perform electronic processing, such as posting or clearing.
Abstract:
A method for processing financial instruments comprises receiving a negotiable physical financial instrument including information preprinted on the physical financial instrument and information added to convert the preprinted physical financial instrument into a negotiable physical financial instrument; printing additional data on the received negotiable physical financial instrument after receiving the negotiable physical financial instrument; capturing an image of the negotiable physical financial instrument to produce an electronic image, wherein at least a portion of the additional data printed on the negotiable physical financial instrument is printed, after receiving the negotiable physical financial instrument, in a manner that substantially precludes reproduction in the electronic image and transmitting the electronic image across a network. A method for check processing and a check processing system are also disclosed. The system comprises a transport for processing financial instruments; a printer adapted to print data onto financial instruments fed through the transport; a scanner adapted to capture an image of the financial instruments fed through the transport; an ink reservoir connected to the printer and containing ink selected such that data printed with the ink is visible to a human but is substantially non-reproducible when the financial instruments including data printed with the ink are captured by the scanner.
Abstract:
Los sistemas y procesos para el procesamiento de instrumentos financieros incluyen a la recepción de un instrumento financiero físico (300), la impresión (510) de datos en el instrumento financiero físico, y la captura (520) y formación de imágenes del instrumento financiero físico para producir una imagen electrónica. Al menos una porción de los datos impresos en el instrumento financiero físico, se imprime de tal forma que se evite prácticamente la reproducción en la imagen electrónica. La imagen electrónica se transmite (530) a través de una red, por ejemplo, para realizar el procesamiento electrónico, tal como, envío por correo o compensación.
Abstract:
Systems and processes for processing financial instruments include receiv ing a physical financial instrument (300), printing (510) data on the receiv ed physical financial instrument, and capturing (520) an image of the physic al financial instrument to produce an electronic image. At least a portion o f the data printed on the physical financial instrument is printed in a mann er that substantially precludes reproduction in the electronic image. The el ectronic image is transmitted (530) across a network, for example, to perfor m electronic processing, such as posting or clearing.
Abstract:
Systems and processes for processing financial instruments include receiving a physical financial instrument, printing data on the received physical financial instrument, and capturing an image of the physical financial instrument to produce an electronic image. At least a portion of the data printed on the physical financial instrument is printed in a manner that substantially precludes reproduction in the electronic image. The electronic image is transmitted across a network, for example, to perform electronic processing, such as posting or clearing.
Abstract:
Systems and processes for processing financial instruments include receiving a physical financial instrument (300), printing (510) data on the received physical financial instrument, and capturing (520) an image of the physical financial instrument to produce an electronic image. At least a portion of the data printed on the physical financial instrument is printed in a manner that substantially precludes reproduction in the electronic image. The electronic image is transmitted (530) across a network, for example, to perform electronic processing, such as posting or clearing.