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    NETWORK SYSTEM, PROVIDER, MANAGEMENT SITE, REQUESTOR, AND PROGRAM
    71.
    发明公开
    NETWORK SYSTEM, PROVIDER, MANAGEMENT SITE, REQUESTOR, AND PROGRAM 审中-公开
    NETZWERKSYSRTE，供应商，管理时间和程序REQUESTOR

    公开(公告)号：EP1548626A4

    公开(公告)日：2008-01-23

    申请号：EP03791204

    申请日：2003-08-08

    Applicant: IBM JAPAN ,  IBM

    Inventor： SANO AKIRA

    IPC: G06Q30/00 ,  G06F17/60

    CPC classification number: G06Q30/06

    Abstract: A selection criterion appropriate for searching for a web service in UDDI. A provider (10) that provides web services collects result information, which will be used to judge the quality of provided web services, and sends the information to a UDDI site (20). The UDDI site (20) manages this result information and, in response to a web service search request from a requestor (30), returns a searched web service and result information on the web service.

    Improvements in point of sale and electronic funds transfer systems
    74.
    发明公开
    Improvements in point of sale and electronic funds transfer systems 失效
    销售点和电子资金转账系统的改进

    公开(公告)号：EP0140013A3

    公开(公告)日：1987-08-12

    申请号：EP84110268

    申请日：1984-08-29

    Applicant: International Business Machines Corporation ,  IBM United Kingdom Limited ,  IBM DEUTSCHLAND GMBH

    Inventor： Brachtl, Bruno ,  Holloway, Christopher J. ,  Lennon, Richard Edward ,  Matyas, Stephen Michael ,  Meyer, Carl Heinz-Wilhelm ,  Oseas, Jonathan

    IPC: G07F07/10 ,  H04L09/02

    CPC classification number: G07F7/1008 ,  G06Q20/0855 ,  G06Q20/206 ,  G06Q20/341 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/4097 ,  G07F7/1016

    Abstract: @ An electronic funds transfer system (EFT) is described in which retail terminals located in stores are connected through a public switched telecommunication system to card issuing agencies data processing centres. Users of the system are issued with intelligent secure bank cards, which include a microprocessor, ROS and RAM stores. The ROS includes a personal key (KP) and an account number (PAN) stored on the card when the issuer issues it to the user. Users also have a personal identity number (PIN) which is stored or remembered separately. A transaction is initiated at a retail terminal when a card is inserted in an EFT module connected to the terminal. A request message including the PAN and a session key (KS) is transmitted to the issuers data processing centre. The issuer generates an authentication parameter (TAP) based upon its stored version of KP and PIN and a time variant parameter received from the terminal. The TAP is then returned to the terminal in a response message, and based upon an inputed ./... PIN, partial processing of the input PIN and KP on the card a derived TAP is compared with the received TAP in the terminal. A correct comparison indicating that the entered PIN is valid. The request message includes the PAN encoded under the KS and KS encoded under a cross-domain key. Message authentication codes (MAC) are attached to each message and the correct reception and regeneration of a MAC on a message including a term encoded under KS indicates that the received KS is valid and that the message originated at a valid terminal or card.

    Abstract translation: @描述了电子资金转账系统（EFT），其中位于商店中的零售终端通过公共交换电信系统连接到发卡机构的数据处理中心。 该系统的用户将获得智能安全银行卡，其中包括微处理器，ROS和RAM存储器。 当发行人发行给用户时，ROS包括存储在卡上的个人密钥（KP）和帐号（PAN）。 用户还有一个个人身份号码（PIN），分别存储或记忆。 当卡被插入连接到终端的EFT模块中时，在零售终端处发起交易。 包括PAN和会话密钥（KS）的请求消息被发送到发布者数据处理中心。 发行者基于其存储的KP和PIN版本以及从终端接收到的时间变量参数来生成认证参数（TAP）。 TAP随后在响应消息中返回到终端，并且基于输入的PIN，对卡上的输入PIN和KP的部分处理，将导出的TAP与接收到的TAP在终端中进行比较。 表明输入的PIN码有效的正确比较。 请求消息包括在跨域密钥下编码的KS和KS下编码的PAN。 消息认证码（MAC）被附加到每个消息，并且包括在KS下编码的术语的消息上的MAC的正确接收和再生指示接收的KS是有效的，并且该消息始于有效的终端或卡。

    Improvements in point of sale and electronic funds transfer systems
    75.
    发明公开
    Improvements in point of sale and electronic funds transfer systems 失效
    销售点和电子基金转移系统的改进

    公开(公告)号：EP0137999A3

    公开(公告)日：1987-08-05

    申请号：EP84110269

    申请日：1984-08-29

    Applicant: International Business Machines Corporation ,  IBM United Kingdom Limited ,  IBM DEUTSCHLAND GMBH

    Inventor： Brachtl, Bruno ,  Holloway, Christopher J. ,  Lennon, Richard Edward ,  Matyas, Stephen Michael ,  Meyer, Carl Heinz-Wilhelm ,  Oseas, Jonathan

    IPC: G07F07/10 ,  H04L09/02

    CPC classification number: G07F7/1008 ,  G06Q20/105 ,  G06Q20/341 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4012 ,  G06Q20/4097 ,  G07F7/1016

    Abstract: An electronic funds transfer system (EFT) is described in which retail terminals located in stores are connected through a public switched telecommunication system to card issuing agencies data processing centres. Users of the system are issued with intelligent secure bank cards, which include a microprocessor, ROS and RAM stores. The ROS includes a personal key (KP) and an account number (PAN) stored on the card when the issuer issues it to the user. Users also have a personal identity number (PIN) which is stored or remembered separately. A transaction is initiated at a retail terminal when a card is inserted in an EFT module connected to the terminal. A request message including the PAN and a session key (KS) is transmitted to the issuers data processing centre. The issuer generates an authentication parameter (TAP) based upon its stored version of KP and PIN and a time variant parameter received from the terminal. The TAP is then returned to the terminal in a response message, and based upon an imputed PIN, partial processing of the input PIN and KP on the card a derived TAP is compared with the received TAP in the terminal. A correct comparison indicating that the entered PIN is valid. The request message includes the PAN encoded under the KS and KS encoded under a cross-domain key. Message authentication codes (MAC) are attached to message and the correct reception and regeneration of a MAC on a message including a term encoded under KS indicates that the received KS is valid and that the message originated at a valid terminal or card.

    Improvements in point of sale and electronic funds transfer systems
    76.
    发明公开
    Improvements in point of sale and electronic funds transfer systems 失效
    销售点和电子资金转账系统的改进

    公开(公告)号：EP0137999A2

    公开(公告)日：1985-04-24

    申请号：EP84110269.2

    申请日：1984-08-29

    Applicant: International Business Machines Corporation ,  IBM United Kingdom Limited ,  IBM DEUTSCHLAND GMBH

    Inventor： Brachtl, Bruno ,  Holloway, Christopher J. ,  Lennon, Richard Edward ,  Matyas, Stephen Michael ,  Meyer, Carl Heinz-Wilhelm ,  Oseas, Jonathan

    IPC: G07F7/10 ,  H04L9/32

    CPC classification number: G07F7/1008 ,  G06Q20/105 ,  G06Q20/341 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q20/4012 ,  G06Q20/4097 ,  G07F7/1016

    Abstract: An electronic funds transfer system (EFT) is described in which retail terminals located in stores are connected through a public switched telecommunication system to card issuing agencies data processing centres. Users of the system are issued with intelligent secure bank cards, which include a microprocessor, ROS and RAM stores. The ROS includes a personal key (KP) and an account number (PAN) stored on the card when the issuer issues it to the user. Users also have a personal identity number (PIN) which is stored or remembered separately.
    A transaction is initiated at a retail terminal when a card is inserted in an EFT module connected to the terminal. A request message including the PAN and a session key (KS) is transmitted to the issuers data processing centre. The issuer generates an authentication parameter (TAP) based upon its stored version of KP and PIN and a time variant parameter received from the terminal. The TAP is then returned to the terminal in a response message, and based upon an imputed PIN, partial processing of the input PIN and KP on the card a derived TAP is compared with the received TAP in the terminal. A correct comparison indicating that the entered PIN is valid.
    The request message includes the PAN encoded under the KS and KS encoded under a cross-domain key. Message authentication codes (MAC) are attached to message and the correct reception and regeneration of a MAC on a message including a term encoded under KS indicates that the received KS is valid and that the message originated at a valid terminal or card.

    Abstract translation: 描述了电子资金转账系统（EFT），其中位于商店中的零售终端通过公共交换电信系统连接到发卡机构数据处理中心。 该系统的用户将获得智能安全银行卡，其中包括微处理器，ROS和RAM存储器。 当发行人发行给用户时，ROS包括存储在卡上的个人密钥（KP）和帐号（PAN）。 用户还有一个个人身份号码（PIN），分别存储或记忆。 当卡被插入连接到终端的EFT模块中时，在零售终端处发起交易。 包括PAN和会话密钥（KS）的请求消息被发送到发布者数据处理中心。 发行者基于其存储的KP和PIN版本以及从终端接收到的时间变量参数来生成认证参数（TAP）。 TAP然后在响应消息中返回到终端，并且基于推测的PIN，对卡上的输入PIN和KP的部分处理，将导出的TAP与终端中接收到的TAP进行比较。 表明输入的PIN码有效的正确比较。 请求消息包括在跨域密钥下编码的KS和KS下编码的PAN。 消息认证码（MAC）被附加到消息上，并且包括在KS下编码的术语的消息上的MAC的正确接收和再生指示所接收的KS是有效的，并且该消息始于有效的终端或卡。

    Improvements in point of sale and electronic funds transfer systems
    77.
    发明公开
    Improvements in point of sale and electronic funds transfer systems 失效
    Verkaufspunkt-和电子资金转账系统。

    公开(公告)号：EP0140013A2

    公开(公告)日：1985-05-08

    申请号：EP84110268.4

    申请日：1984-08-29

    Applicant: International Business Machines Corporation ,  IBM United Kingdom Limited ,  IBM DEUTSCHLAND GMBH

    Inventor： Brachtl, Bruno ,  Holloway, Christopher J. ,  Lennon, Richard Edward ,  Matyas, Stephen Michael ,  Meyer, Carl Heinz-Wilhelm ,  Oseas, Jonathan

    IPC: G07F7/10 ,  H04L9/02

    CPC classification number: G07F7/1008 ,  G06Q20/0855 ,  G06Q20/206 ,  G06Q20/341 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/4097 ,  G07F7/1016

    Abstract: @ An electronic funds transfer system (EFT) is described in which retail terminals located in stores are connected through a public switched telecommunication system to card issuing agencies data processing centres. Users of the system are issued with intelligent secure bank cards, which include a microprocessor, ROS and RAM stores. The ROS includes a personal key (KP) and an account number (PAN) stored on the card when the issuer issues it to the user. Users also have a personal identity number (PIN) which is stored or remembered separately. A transaction is initiated at a retail terminal when a card is inserted in an EFT module connected to the terminal. A request message including the PAN and a session key (KS) is transmitted to the issuers data processing centre. The issuer generates an authentication parameter (TAP) based upon its stored version of KP and PIN and a time variant parameter received from the terminal. The TAP is then returned to the terminal in a response message, and based upon an inputed ./... PIN, partial processing of the input PIN and KP on the card a derived TAP is compared with the received TAP in the terminal. A correct comparison indicating that the entered PIN is valid.
    The request message includes the PAN encoded under the KS and KS encoded under a cross-domain key. Message authentication codes (MAC) are attached to each message and the correct reception and regeneration of a MAC on a message including a term encoded under KS indicates that the received KS is valid and that the message originated at a valid terminal or card.

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