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1.发明申请
公开(公告)号：WO2020069154A1
公开(公告)日：2020-04-02
申请号：PCT/US2019/053192
申请日：2019-09-26
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CHINTAKINDI, Sunil , GIBSON, Timothy W. , HAYES, Howard , MADIGAN, Regina , ROSANWO, Soton Ayodele , JOHNSON, Caleb , KODALI, Anuradha , LIKHTERMAN, Aleksandr , NAINALA, Srinivas , ORTIZ-ZABALA, Juan
IPC: G06F3/0481 , H04W88/02
Abstract: Methods, computer-readable media, systems, and/or apparatuses for providing offer and insight generation functions are provided. For instance, user input may be received requesting generation of an offer. In response to receiving the request, an application may be transmitted to a device, such as a mobile device of a user. In some examples, the application may be executed by the device and may facilitate establishing a communication session with a third party system, identifying and extracting data from the third party system, and transmitting the extracted data to an entity for evaluation. In some examples, evaluation by the entity may include generating one or more insights, outputs and the like. In some arrangements, the evaluation may be performed using machine learning and, in some examples, may be performed in real-time or near real-time.
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2.发明申请DATA PROCESSING SYSTEM COMMUNICATING WITH A MAP DATA PROCESSING SYSTEM TO GENERATE A DISPLAY OF ONE OR MORE SEGMENTS OF ONE OR MORE VEHICLE ROUTES 审中-公开数据处理系统与MAP数据处理系统通信以生成一个或更多个一个或更多个车辆通道的显示
公开(公告)号：WO2017120129A1
公开(公告)日：2017-07-13
申请号：PCT/US2017/012016
申请日：2017-01-03
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CHINTAKINDI, Sunil , HAYES, Howard
CPC classification number: G01C21/3492 , G01C21/3484 , G01C21/3667 , G01C21/367 , G01C21/3691 , G01C21/3694 , G06F17/30241 , G06Q40/08 , G06T11/001 , G06T2200/24 , H04W4/046 , H04W4/44
Abstract: Systems and methods are disclosed for generating a display of a navigation map. The system may comprise a historical data source device having, for example, a historical data source computer and a database storing historical data associated with one or more of vehicle accident data, traffic data, vehicle volume data, vehicle density data, road characteristic data, or weather data. The system may comprise a map data processing device having a map data processing computer and memory storing computer-executable instructions that, when executed by the map data processing computer, cause the map data processing device to, for example, determine, based on a location determining device, a location of a vehicle. The map data processing system may determine one or more historical factors based on the location of the vehicle. The map data processing system may receive, from the historical data source device and for the location, historical data associated with the one or more historical factors. Based on the location of the vehicle, one or more real time factors and real time data associated with the one or more real time factors may be calculated. The map data processing system may calculate, using the one or more historical factors and the one or more real time factors, a navigation score for each segment of a route from the location to a destination location. The map data processing system may determine one or more colors for each navigation score and/or generate a display of a navigation map comprising the one or more colors.
Abstract translation: 公开了用于生成导航地图的显示的系统和方法。 该系统可以包括历史数据源设备，其具有例如历史数据源计算机和存储与车辆事故数据，交通数据，车辆体积数据，车辆密度数据，道路特性数据等中的一个或多个相关联的历史数据的数据库。 或天气数据。 该系统可以包括具有地图数据处理计算机和存储计算机可执行指令的存储器的地图数据处理设备，所述计算机可执行指令在由地图数据处理计算机执行时使地图数据处理设备例如基于位置 确定装置，车辆的位置。 地图数据处理系统可以基于车辆的位置来确定一个或多个历史因素。 地图数据处理系统可以从历史数据源设备和位置接收与一个或多个历史因素相关联的历史数据。 基于车辆的位置，可以计算与一个或多个实时因素相关联的一个或多个实时因素和实时数据。 地图数据处理系统可以使用一个或多个历史因素和一个或多个实时因子计算从该位置到目的地位置的路线的每个分段的导航分数。 地图数据处理系统可以为每个导航分数确定一种或多种颜色和/或生成包括一种或多种颜色的导航地图的显示。
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3.发明申请
公开(公告)号：WO2019067428A1
公开(公告)日：2019-04-04
申请号：PCT/US2018/052609
申请日：2018-09-25
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： RUGEL, John , STRICKER, Brian , HAYES, Howard
IPC: G06F11/30
Abstract: Systems, methods, computer-readable media, and apparatuses for identifying and executing one or more interactive condition evaluation tests to generate an output are provided. In some examples, user information may be received by a system and one or more interactive condition evaluation tests may be identified. An instruction may be transmitted to a computing device of a user and executed on the computing device to enable functionality of one or more sensors that may be used in the identified tests. A user interface may be generated including instructions for executing the identified tests. Upon initiating a test, data may be collected from one or more sensors in the computing device. The data collected may be transmitted to the system and may be processed using one or more machine learning datasets to generate an output.
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公开(公告)号：WO2017196967A1
公开(公告)日：2017-11-16
申请号：PCT/US2017/031940
申请日：2017-05-10
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： PARK, Jason D. , HAYES, Howard , CHEN, Tao , PARKINSON, John S.
Abstract: Methods, computer-readable media, software, and apparatuses may monitor consumer information in order to determine a probability of a data breach associated with a customer based on an online presence of the customer. The probability of a data breach may be used to present metrics to a consumer and/or a service provider. Further, the consumer may be presented with information indicating what factors contribute to the probability of a data breach, as well as information regarding how to reduce those factors.
Abstract translation: 方法，计算机可读介质，软件和设备可以监视消费者信息，以便基于客户的在线存在来确定与客户相关联的数据泄露的可能性。 数据泄露的可能性可用于向消费者和/或服务提供商呈现指标。 此外，可向消费者呈现指示哪些因素导致数据泄露的可能性的信息，以及关于如何减少这些因素的信息。
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公开(公告)号：WO2022178299A1
公开(公告)日：2022-08-25
申请号：PCT/US2022/017059
申请日：2022-02-18
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CHINTAKINDI, Sunil , HAYES, Howard
Abstract: Methods, computer-readable media, software, and apparatuses include activating a telematics system to collect telematics data associated with operation of a vehicle during a first window of time, receiving, by a computing device associated with the vehicle, telematics data from the telematics system during the first window of time, identifying one or more parameters associated with operation of the vehicle based on analyzing the telematics data, determining whether the one or more parameters meets a safe driving threshold, and upon determining that the one or more parameters meets the safe driving threshold, transmitting the telematics data to a third party server or device.
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Patent Agency Ranking
公开(公告)号：WO2021046103A1
公开(公告)日：2021-03-11
申请号：PCT/US2020/049029
申请日：2020-09-02
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： HAYES, Howard , CHINTAKINDI, Sunil , GIBSON, Tim
IPC: G06F17/00
Abstract: Systems including one or more sensors, coupled to a vehicle, may detect sensor information and provide the sensor information to another computing device for processing. A system includes one or more sensors, coupled to a vehicle and configured to detect sensor information, and a computing device configured to communicate with one or more mobile sensors to receive the mobile sensor information, communicate with the one or more sensors to receive the sensor information, and analyze the sensor information and the mobile sensor information to identify one or more risk factors.
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7.发明申请
公开(公告)号：WO2021021545A1
公开(公告)日：2021-02-04
申请号：PCT/US2020/043211
申请日：2020-07-23
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： KUMAR, Surender , CHINTAKINDI, Sunil , HAYES, Howard , GIBSON, Tim , ROSANWO, Soton Ayodele
Abstract: Methods, computer-readable media, systems, and/or apparatuses for evaluating movement data to identify a user as a driver or non-driver passenger are provided. In some examples, movement data may be received from a mobile device of a user. The movement data may include sensor data including location data, such as global positioning system (GPS) data, accelerometer and/or gyroscope data, and the like. Additional data may be retrieved from one or more other sources. For instance, additional data such as usage of applications on the mobile device, public transportation schedules and routes, image data, vehicle operation data, and the like, may be received and analyzed with the movement data to determine whether the user of the mobile device was a driver or non-driver passenger of the vehicle. Based on the determination, the data may be deleted in some examples or may be further processed to generate one or more outputs.
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公开(公告)号：WO2018039574A1
公开(公告)日：2018-03-01
申请号：PCT/US2017/048638
申请日：2017-08-25
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： HAYES, Howard , KUMAR, Surender
IPC: G05D1/00
Abstract: A system including a processor and memory may provide for automatically activating or deactivating a feature of a fleet vehicle. For example, one or more fleet vehicles may include one or more of a global-positioning system, a speed governor, electronically-controlled brakes, an electronically-controlled accelerator, a speed limiter, or an on-board computer with a processor and memory. One or more features may be activated by a local or remote computing device or system. For example, a system may determine one or more recommended routes between two or more locations. The system may track a fleet vehicle's progress along a route, and activate a feature of the fleet vehicle based on the fleet vehicle following or not following the recommended route. For example, the system may cause activation of a speed limiter on the fleet vehicle, disable the fleet vehicle, and/or activate or deactivate autonomous features of the fleet vehicle.
Abstract translation: 包括处理器和存储器的系统可以提供用于自动激活或停用车队车辆的特征。 例如，一个或多个车队车辆可以包括全球定位系统，调速器，电子控制制动器，电子控制的加速器，限速器或具有处理器和存储器的车载计算机中的一个或多个 。 一个或多个特征可以由本地或远程计算设备或系统激活。 例如，系统可以确定两个或更多个位置之间的一个或多个推荐路线。 该系统可以追踪沿着路线的车队进展，并且基于车队车辆遵循或不遵循推荐路线来激活车队车辆的特征。 例如，该系统可以引起车队车辆上的限速器的激活，停用车队车辆，和/或启动或停用车队车辆的自主特征。
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9.发明公开
公开(公告)号：EP3688591A1
公开(公告)日：2020-08-05
申请号：EP18863747.4
申请日：2018-09-25
Applicant: Allstate Insurance Company
Inventor： RUGEL, John , STRICKER, Brian , HAYES, Howard
IPC: G06F11/30
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公开(公告)号：WO2022169849A1
公开(公告)日：2022-08-11
申请号：PCT/US2022/014912
申请日：2022-02-02
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： FLOSSMOR, Mike , FAGA, Mark E. , HAYES, Howard
Abstract: Aspects of the present disclosure provide systems and methods for vehicle sharing. One aspect includes a vehicle sharing system including a data collection component configured to receive vehicle owner information and user information. The vehicle sharing system may also include a matching component configured to determine a match between a vehicle owner and a vehicle user based on the vehicle owner information and the user information. In some aspects, the vehicle owner information includes vehicle owner social data and the user information includes vehicle user social data. The vehicle sharing system may also include a communication interface configured to send an indication of the match between the vehicle owner and the vehicle user.
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