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公开(公告)号：WO2023023149A1
公开(公告)日：2023-02-23
申请号：PCT/US2022/040591
申请日：2022-08-17
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： STROILA, Matei , ALWAR, Narayanan , GIBSON, Timothy W. , CHINTAKINDI, Sunil
Abstract: Methods, computer-readable media, software, and system may generally build and quantify mobility patterns based on user location data, both at an individual level and an aggregate level. The system may determine the origin and destination data for each trip taken by a user. The system may then define areas of mobility using a mobility graph built from the data. The graph may include nodes and edges. In some examples, the nodes are constructed from the origins and destinations of the trajectories using spatial clustering techniques. Further, the edges between nodes may be constructed based on the trips between them, such as two nodes are connected by an edge if there is at least one trip between them. The edges may be given different weights based on trip frequencies. The system may then determine a region of mobility using the generated mobility graph and data clustering techniques.
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2.发明申请
公开(公告)号：WO2022204242A1
公开(公告)日：2022-09-29
申请号：PCT/US2022/021482
申请日：2022-03-23
Applicant: ALLSTATE INSURANCE COMPANY , BASURI, Rohit , ADHIKARI, Anupam , ALLSTATE SOLUTIONS PRIVATE LIMITED
Inventor： BASURI, Rohit , ADHIKARI, Anupam
Abstract: An intelligent adjuster assignment system includes a crowdsourcing platform, one or more processors, one or more memory components, and machine readable instructions that cause the intelligent adjuster assignment system to: receive an insurance claim during a period of time, determine a plurality of real-time adjuster priority scores based on one or more weighted parameters for a plurality of adjusters of an adjuster pool on the crowdsourcing platform during the period of time, determine a top-ranked adjuster from the plurality of adjusters based on the plurality of real-time adjuster priority scores, and assign the insurance claim to the top-ranked adjuster.
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公开(公告)号：WO2021015957A1
公开(公告)日：2021-01-28
申请号：PCT/US2020/041431
申请日：2020-07-09
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： PARKINSON, John , HARRIS, David , HANSEN, Mark D. , DE GUIA, Nicolette
Abstract: Methods, computer-readable media, software, and apparatuses are provided to assist a user and vendor in completing an online trusted transaction. Trusted vendor websites are verified and user identities are confirmed through a cyber-security safe logon credentialing system. The vendor can be confident that the user identity has been verified to be who they say they are and the user can be confident that they are using a trusted verified vendor website.
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公开(公告)号：WO2020190844A1
公开(公告)日：2020-09-24
申请号：PCT/US2020/022923
申请日：2020-03-16
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： PARK, Jason , DE GUIA, Nicolette , HANSEN, Mark D. , LIU, Dongmin , KALKE, Amaeya , MONTERO, Sergio G. , PARKINSON, John , WEIDMANN, Cindy
Abstract: Methods, computer-readable media, software, and apparatuses may assist the user in understanding their unique digital footprint and the connections from the data within the footprint to the user's connections online and in the physical world. The determined information may be visually displayed to the user along with recommendations regarding digital safety.
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5.发明申请
公开(公告)号：WO2020069154A1
公开(公告)日：2020-04-02
申请号：PCT/US2019/053192
申请日：2019-09-26
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CHINTAKINDI, Sunil , GIBSON, Timothy W. , HAYES, Howard , MADIGAN, Regina , ROSANWO, Soton Ayodele , JOHNSON, Caleb , KODALI, Anuradha , LIKHTERMAN, Aleksandr , NAINALA, Srinivas , ORTIZ-ZABALA, Juan
IPC: G06F3/0481 , H04W88/02
Abstract: Methods, computer-readable media, systems, and/or apparatuses for providing offer and insight generation functions are provided. For instance, user input may be received requesting generation of an offer. In response to receiving the request, an application may be transmitted to a device, such as a mobile device of a user. In some examples, the application may be executed by the device and may facilitate establishing a communication session with a third party system, identifying and extracting data from the third party system, and transmitting the extracted data to an entity for evaluation. In some examples, evaluation by the entity may include generating one or more insights, outputs and the like. In some arrangements, the evaluation may be performed using machine learning and, in some examples, may be performed in real-time or near real-time.
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Patent Agency Ranking6.发明申请
公开(公告)号：WO2019199493A1
公开(公告)日：2019-10-17
申请号：PCT/US2019/024865
申请日：2019-03-29
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： NAVRATIL, Zoran , RICE, Kevin Patrick , MOHNEN, Daniel Brian , GLICKLEY, Kevin , PONNALA, Nilesh , CHANDRAWANSHI, Rahul
IPC: G06F15/18
Abstract: Aspects of the disclosure relate to enhanced telematics processing systems with improved third party source data integration features and enhanced customized driving output determinations. A computing platform may receive telematics data and third party source data. The computing platform may enrich the telematics data using the third party source data. After generating the enriched telematics data, the computing platform may use machine learning algorithms and datasets to validate the enriched telematics data. The computing platform may ingest, via a batch ingestion process, the enriched telematics data. For example, the computing platform may store the enriched telematics data and generate additional enriched telematics data until expiration of a predetermined period of time. The computing platform may ingest the enriched telematics data associated with each trip. Once the enriched telematics data has been ingested, the computing platform may generate a standardized common trip format output for each trip.
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7.发明申请
公开(公告)号：WO2019133970A2
公开(公告)日：2019-07-04
申请号：PCT/US2018/068137
申请日：2018-12-31
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： ALLEN, Rachel Edelshteyn , COLEMAN, Neal Edgar , IREY, Grady
IPC: G06Q10/06
Abstract: A system may determine an initial safety prediction for a driver or rider associated with a shared mobility service. Then the system may receive, from various sensors, sensor data collected during operation of a vehicle. The system may determine a subset of the sensor data related to one or more shared mobility statuses, then determine, based on the subset of the sensor data, a safety score for the driver and/or rider. The system may further perform operations based on the safety score and/or the initial safety prediction.
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8.发明申请
公开(公告)号：WO2019070473A1
公开(公告)日：2019-04-11
申请号：PCT/US2018/052815
申请日：2018-09-26
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： COLEMAN II, Neal Edgar , BEST, Matthew Davis
IPC: B60W30/08 , B60W30/085 , B60W30/09 , B60W30/095 , B60W30/16
Abstract: Systems and apparatuses for using machine learning to generate a safety output are provided. In some examples, data may be received from a plurality of sources, may be analyzed and one or more machine learning datasets may be generated based on the analyzed data. In some arrangements, data may be received from one or more vehicles. The vehicles may be autonomous, semi-autonomous, or non-autonomous, and/or configured to operate in one or more of those modes. The data may be evaluated based on the one or more machine learning datasets to determine a safety output associated with the data. The safety output may then be used to classify the data and/or to generate one or more instructions for operation of an autonomous vehicle. The instruction(s) may be transmitted to the autonomous vehicle and may modify operation of the vehicle (e.g., to improve safety associated with the vehicle).
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公开(公告)号：WO2019051045A1
公开(公告)日：2019-03-14
申请号：PCT/US2018/049691
申请日：2018-09-06
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： MARCHIO, Michael Joseph
CPC classification number: G06Q50/30 , G06Q20/10 , G06Q30/0645 , G06Q50/26
Abstract: Aspects of the disclosure relate to facilitating cross-platform transportation arrangements with third party providers. In some instances, a first computing transportation may scrape information from one or more third party computing devices. The first computing device may populate a transportation arrangement resource shell with the scraped information from the one or more third party computing devices. In response to populating the transportation arrangement resource shell, the first computing device may retrieve stored data corresponding to visual elements of the first computing device. Using the retrieved data, the first computing device may generate a composite rendering that provides information associated with the one or more third party computing devices with visually perceptible elements of the retrieved data corresponding to the first computing device.
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公开(公告)号：WO2019032133A1
公开(公告)日：2019-02-14
申请号：PCT/US2017/063277
申请日：2017-11-27
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： NENDORF, Robert Andrew , MALPEKAR, Nilesh , SLUSAR, Mark V. , KLEINHENZ, Joseph Alan , KREEK, Robert Andrew , O'REILLY, Patrick
Abstract: Systems and methods are disclosed for managing the processing and execution of models that may have been developed on a variety of platforms. A multi-model execution module specifying a sequence of models to be executed may be determined. A multi-platform model processing and execution management engine may execute the multi-model execution module internally, or outsource the execution to a distributed model execution orchestration engine. A model data monitoring and analysis engine may monitor the internal and/or distributed execution of the multi-model execution module, and may further transmit notifications to various computing systems.
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