公开(公告)号：WO2018169686A1

公开(公告)日：2018-09-20

申请号：PCT/US2018/020322

申请日：2018-02-28

Applicant: APPLE INC.

Inventor： BRADLEY, Bob ,  KROCHMAL, Marc J. ,  BUMGARNER, William M. ,  SUNDARAM, Vijay ,  MOORE, Margaret A. ,  SHEARER, Nicholas J. ,  KIEFT, Brandon J.

IPC: G06Q30/06 ,  G06Q20/08 ,  G06Q20/22 ,  G06Q20/32

Abstract: A device in a payment transaction handoff system may include at least one processor configured to receive a request to perform a payment transaction and identify, using a first communication protocol, a respective device identifier of each of a plurality of proximate devices. The at least one processor is configured to select, based at least in part on a payment factor, a default payment device from the plurality of proximate devices. The at least one processor is configured to transmit, via a second communication protocol, a message to perform the payment transaction, the message comprising the device identifier of the default payment device. In one or more implementations, a first device of the plurality of proximate devices may be associated with a first user account and a second device of the plurality of proximate devices may be associated with a second user account, different from the first user account.