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    Method and system for enhanced check image privacy
    1.
    发明专利
    Method and system for enhanced check image privacy 未知

    公开(公告)号：AU2007308908B2

    公开(公告)日：2012-01-12

    申请号：AU2007308908

    申请日：2007-10-25

    Applicant: BANK OF AMERICA

    Inventor： HUFF LOWELL R ,  WILES CAROL W ,  SHUSTER JOSEPH P ,  LEE II CLARENCE E ,  CARMODY KATHRYN B ,  CALMAN MATTHEW A ,  TYRONE DOMALLY GREGORY ,  MILLER ABERNETHY GEORGE

    IPC: G06K9/00

    Abstract: A method and system for enhanced check image privacy are disclosed. Embodiments of the present invention provide a way to automatically link the results from quality assurance software to a check image archive to appropriately mark images as unretrievable by customers. Images are interrogated with a data matching algorithm to determine whether a confidence score expressing a likelihood that the image matches associated, stored magnetic ink character recognition (MICR) data is below a pre-set threshold. The image can be then automatically designated in the financial document archive. The image can be displayed to an operator for analysis when the confidence score is above the pre-set threshold and below a pre-set limit, or in cases where the confidence score cannot be determined by the data matching algorithm.

    METHOD AND SYSTEM FOR ENHANCED CHECK IMAGE PRIVACY
    2.
    发明专利
    METHOD AND SYSTEM FOR ENHANCED CHECK IMAGE PRIVACY 未知

    公开(公告)号：CA2667431A1

    公开(公告)日：2008-05-02

    申请号：CA2667431

    申请日：2007-10-25

    Applicant: BANK OF AMERICA

    Inventor： LEE CLARENCE E II ,  WILES CAROL W ,  SHUSTER JOSEPH P ,  CARMODY KATHRYN B ,  DOMALLY GREGORY TYRONE ,  HUFF LOWELL R ,  CALMAN MATTHEW A ,  ABERNETHY GEORGE MILLER

    IPC: G06K9/00

    Abstract: A method and system for enhanced check image privacy are disclosed. Embod iments of the present invention provide a way to automatically link the resu lts from quality assurance software to a check image archive to appropriatel y mark images as unretrievable by customers. Images are interrogated with a data matching algorithm to determine whether a confidence score expressing a likelihood that the image matches associated, stored magnetic ink character recognition (MICR) data is below a pre-set threshold. The image can be then automatically designated in the financial document archive. The image can b e displayed to an operator for analysis when the confidence score is above t he pre-set threshold and below a pre-set limit, or in cases where the confid ence score cannot be determined by the data matching algorithm.

    METODO Y SISTEMA PARA LA PRIVACIDAD MEJORADA EN IMAGENES DE CHEQUES.
    3.
    发明专利
    METODO Y SISTEMA PARA LA PRIVACIDAD MEJORADA EN IMAGENES DE CHEQUES. 未知

    公开(公告)号：MX2009004430A

    公开(公告)日：2009-06-26

    申请号：MX2009004430

    申请日：2007-10-25

    Applicant: BANK OF AMERICA

    Inventor： CALMAN MATTHEW A ,  ABERNETHY GEORGE MILLER ,  CARMODY KATHRYN B ,  DOMALLY GREGORY TYRONE ,  HUFF LOWELL R ,  LEE CLARENCE E II ,  SHUSTER JOSEPH P ,  WILES CAROL W

    IPC: G06K9/00

    Abstract: Se describen un método y sistema para la privacidad mejorada de imágenes de cheques. Las modalidades de la presente invención proporcionan una forma de ligar automáticamente los resultados de un software para aseguramiento de la calidad a un archivo de imágenes de cheques para marcar apropiadamente imágenes que no se puedan recuperar por los clientes. Las imágenes se interrogan con un algoritmo de coincidencia, de datos para determinar si un registro de confianza que expresa una probabilidad de que la imagen coincida con datos de reconocimiento de caracteres de tinta magnética (MICF) almacenados, asociados, está debajo de un umbral prefijado. La imagen luego se puede designar automáticamente en el archivo de documentos financieros. La imagen se puede desplegar para un operador para el análisis cuando el registro de confianza está arriba del umbral prefijado y debajo de un límite prefijado, o en casos en donde el registro de confianza no se pueda determinar pór el algoritmo de coincidencia de datos.

    ENSURING IMAGE INTEGRITY USING DOCUMENT CHARACTERISTICS
    4.
    发明专利
    ENSURING IMAGE INTEGRITY USING DOCUMENT CHARACTERISTICS 未知

    公开(公告)号：CA2641301A1

    公开(公告)日：2010-04-20

    申请号：CA2641301

    申请日：2008-10-20

    Applicant: BANK OF AMERICA

    Inventor： CALMAN MATTHEW A ,  GIBSON LISA ,  HUFF LOWELL R ,  RONCA JAMES G

    IPC: G06T7/00 ,  G06F11/00 ,  G06T1/00

    Abstract: Image integrity in an archive can be verified using document characteristics. Embodiments of the invention provide a way to verify the integrity of a stored document image by determining document characteristics, which can also be embedded in the image file. Before allowing access to the image file by an application, the characteristics data from an image analysis can be compared to either or both of, characteristics information otherwise stored, or embedded characteristics data. The embedded data can optionally be encrypted. In example embodiments the data can include a result of an optical character recognition of contents of the document, a length of data describing the image, a percentage of a specified color of pixels in the image, or a checksum. Example embedding techniques can include those making use of a tagged image file format (TIFF) header, a steganographic watermark, or an image artifact.

    Method and system for enhanced check image privacy
    5.
    发明专利
    Method and system for enhanced check image privacy 未知

    公开(公告)号：AU2007308908A1

    公开(公告)日：2008-05-02

    申请号：AU2007308908

    申请日：2007-10-25

    Applicant: BANK OF AMERICA

    Inventor： HUFF LOWELL R ,  WILES CAROL W ,  SHUSTER JOSEPH P ,  LEE CLARENCE E II ,  CARMODY KATHRYN B ,  CALMAN MATTHEW A ,  DOMALLY GREGORY TYRONE ,  ABERNETHY GEORGE MILLER

    IPC: G06K9/00

    Abstract: A method and system for enhanced check image privacy are disclosed. Embodiments of the present invention provide a way to automatically link the results from quality assurance software to a check image archive to appropriately mark images as unretrievable by customers. Images are interrogated with a data matching algorithm to determine whether a confidence score expressing a likelihood that the image matches associated, stored magnetic ink character recognition (MICR) data is below a pre-set threshold. The image can be then automatically designated in the financial document archive. The image can be displayed to an operator for analysis when the confidence score is above the pre-set threshold and below a pre-set limit, or in cases where the confidence score cannot be determined by the data matching algorithm.

    METHOD AND SYSTEM FOR ENHANCED CHECK IMAGE PRIVACY
    6.
    发明申请
    METHOD AND SYSTEM FOR ENHANCED CHECK IMAGE PRIVACY 审中-公开
    用于增强检测图像隐私的方法和系统

    公开(公告)号：WO2008052121A2

    公开(公告)日：2008-05-02

    申请号：PCT/US2007082536

    申请日：2007-10-25

    Applicant: BANK OF AMERICA ,  ABERNETHY GEORGE MILLER ,  CALMAN MATTHEW A ,  CARMODY KATHRYN B ,  DOMALLY GREGORY TYRONE ,  HUFF LOWELL R ,  LEE CLARENCE E II ,  SHUSTER JOSEPH P ,  WILES CAROL W

    Inventor： ABERNETHY GEORGE MILLER ,  CALMAN MATTHEW A ,  CARMODY KATHRYN B ,  DOMALLY GREGORY TYRONE ,  HUFF LOWELL R ,  LEE CLARENCE E II ,  SHUSTER JOSEPH P ,  WILES CAROL W

    IPC: G06K9/00

    CPC classification number: G06K9/033 ,  G06Q20/042 ,  G07F7/04 ,  G07F7/122

    Abstract: A method and system for enhanced check image privacy are disclosed. Embodiments of the present invention provide a way to automatically link the results from quality assurance software to a check image archive to appropriately mark images as unretrievable by customers. Images are interrogated with a data matching algorithm to determine whether a confidence score expressing a likelihood that the image matches associated, stored magnetic ink character recognition (MICR) data is below a pre-set threshold. The image can be then automatically designated in the financial document archive. The image can be displayed to an operator for analysis when the confidence score is above the pre-set threshold and below a pre-set limit, or in cases where the confidence score cannot be determined by the data matching algorithm.

    Abstract translation: 公开了一种用于增强检查图像隐私的方法和系统。 本发明的实施例提供了一种将质量保证软件的结果自动链接到检查图像存档的方法，以将图像适当地标记为不能由客户回收的图像。 用数据匹配算法询问图像以确定表示图像匹配相关联的存储的磁墨水字符识别（MICR）数据的可能性的置信度分数是否低于预设阈值。 然后可以在财务文件归档中自动指定图像。 当置信度分数高于预设阈值并低于预设限制时，或者在不能用数据匹配算法确定置信度分数的情况下，图像可以显示给操作者进行分析。

    AUTOMATED FLOAT PRICING FOR GEOGRAPHICALLY DISTRIBUTED DEPOSITS AND ACCOUNTS
    7.
    发明申请
    AUTOMATED FLOAT PRICING FOR GEOGRAPHICALLY DISTRIBUTED DEPOSITS AND ACCOUNTS 审中-公开
    地理分布式存款和账户的自动浮动定价

    公开(公告)号：WO2009009581A3

    公开(公告)日：2009-02-26

    申请号：PCT/US2008069507

    申请日：2008-07-09

    Applicant: BANK OF AMERICA ,  ELLIOTT DOUGLAS P ,  MCMANN DAVID ,  HUFF LOWELL R ,  FLESHER LYNN ,  LEE CLARENCE E II ,  FREW DAVID ,  HALL KELLY S

    Inventor： ELLIOTT DOUGLAS P ,  MCMANN DAVID ,  HUFF LOWELL R ,  FLESHER LYNN ,  LEE CLARENCE E II ,  FREW DAVID ,  HALL KELLY S

    IPC: G06Q40/00

    CPC classification number: G06Q40/04 ,  G06Q40/00 ,  G06Q40/025

    Abstract: An automated system can be provided for continuously and accurately assigning float to deposit credits within a financial institution. A normalized market segment is continuously assigned to each account by extracting information from a plurality of disparate demand deposit account systems. Deposit credits are gathered from disparate known capture sites and the normalized market segment is assigned to a deposit credit for a corresponding account. A float assignment can then be made for a deposit credit so that the float reflects both a deposit location and current domestic information for the corresponding account. A system for implementing the invention can include a float system connected to a transaction exchange system.

    Abstract translation: 可以提供一个自动化系统，用于连续准确地分配浮动金融机构内的存款信用。 通过从多个不同的活期存款账户系统中提取信息，将标准化的市场分段连续分配给每个账户。 存款信用从不同的已知捕获地点收集，并且规范化的市场分段被分配给相应账户的存款信用。 然后可以为存款信用进行浮动分配，以便浮动金额反映相应账户的存款地点和当前国内信息。 用于实现本发明的系统可以包括连接到交易交换系统的浮动系统。

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