公开(公告)号：GB2529991A

公开(公告)日：2016-03-09

申请号：GB201600613

申请日：2014-06-19

Applicant: BANK OF AMERICA

Inventor： TIMEM JOSEPH ,  PERRY DONALD ,  ROSENBERGER JENNY ,  KARPEY DAVID

IPC: G06F21/32 ,  G06F21/55 ,  G06Q20/40 ,  G10L17/22

Abstract: Methods, systems, computer-readable media, and apparatuses for selecting authentication questions based on a voice biometric confidence score are presented. In some embodiments, a computing device may receive a voice sample. Subsequently, the computing device may determine a voice biometric confidence score based on the voice sample. The computing device then may select one or more authentication questions based on the voice biometric confidence score.

公开(公告)号：WO2015047488A3

公开(公告)日：2015-05-28

申请号：PCT/US2014043174

申请日：2014-06-19

Applicant: BANK OF AMERICA

Inventor： TIMEM JOSEPH ,  PERRY DONALD ,  ROSENBERGER JENNY ,  KARPEY DAVID

IPC: G10L17/00

CPC classification number: G10L17/22 ,  G06F21/32 ,  G06F21/554 ,  G06Q20/40145

Abstract: Methods, systems, computer-readable media, and apparatuses for selecting authentication questions based on a voice biometric confidence score are presented. In some embodiments, a computing device may receive a voice sample. Subsequently, the computing device may determine a voice biometric confidence score based on the voice sample. The computing device then may select one or more authentication questions based on the voice biometric confidence score.

Abstract translation: 提出了用于基于语音生物特征置信度得分来选择认证问题的方法，系统，计算机可读介质和装置。 在一些实施例中，计算设备可以接收语音样本。 随后，计算设备可以基于语音样本来确定语音生物特征置信度得分。 然后，计算设备可以基于语音生物特征置信度得分来选择一个或多个认证问题。

公开(公告)号：WO2015050597A3

公开(公告)日：2015-06-18

申请号：PCT/US2014043189

申请日：2014-06-19

Applicant: BANK OF AMERICA

Inventor： TIMEM JOSEPH ,  PERRY DONALD ,  ROSENBERGER JENNY ,  KARPEY DAVID

IPC: G10L21/00

CPC classification number: H04M3/5235 ,  H04M3/42221 ,  H04M3/4936 ,  H04M3/5166 ,  H04M3/527 ,  H04M2201/41 ,  H04M2203/6054

Abstract: Methods, systems, computer-readable media, and apparatuses for handling calls based on a voice biometric confidence score are presented. In some embodiments, a computing device may receive a voice sample associated with a telephone call. Subsequently, the computing device may determine a voice biometric confidence score based on the voice sample. The computing device then may determine to route the telephone call to a certain endpoint based on the voice biometric confidence score.

Abstract translation: 呈现了用于基于话音生物统计学置信度得分来处理呼叫的方法，系统，计算机可读介质和装置。 在一些实施例中，计算设备可以接收与电话呼叫相关联的语音样本。 随后，计算设备可以基于语音样本来确定语音生物识别置信度分数。 计算设备然后可以基于语音生物特征置信度分数来确定将电话呼叫路由到某个端点。

公开(公告)号：WO2014205227A2

公开(公告)日：2014-12-24

申请号：PCT/US2014043201

申请日：2014-06-19

Applicant: BANK OF AMERICA

Inventor： TIMEM JOSEPH ,  PERRY DONALD ,  ROSENBERGER JENNY ,  KARPEY DAVID

CPC classification number: G10L17/22 ,  G06F21/32 ,  G06F21/6209 ,  G06Q20/40145 ,  H04L63/0861 ,  H04L63/102

Abstract: Methods, systems, computer-readable media, and apparatuses for utilizing voice biometrics to prevent unauthorized access are presented. In some embodiments, a computing device may receive a voice sample. Subsequently, the computing device may determine a voice biometric confidence score based on the voice sample. The computing device then may evaluate the voice biometric confidence score in combination with one or more other factors to identify an attempt to access an account without authorization.

Abstract translation: 提出了用于利用语音生物特征来防止未授权访问的方法，系统，计算机可读介质和装置。 在一些实施例中，计算设备可以接收语音样本。 随后，计算设备可以基于语音样本来确定语音生物特征置信度得分。 然后，计算设备可以结合一个或多个其他因素来评估语音生物特征置信度得分，以识别未经授权访问帐户的尝试。