公开(公告)号：CA2663810A1

公开(公告)日：2008-03-27

申请号：CA2663810

申请日：2007-09-18

Applicant: BANK OF AMERICA

Inventor： MCKINLEY DOUGLAS P ,  MULLIGAN MARTIN ,  VYE GERALD M ,  AXTELL BETHANY M ,  OVERHOLSER LESLIE M ,  SHAW L EDWARD ,  WALTER BRIAN K ,  MORRIS SHARON M ,  FLEMING PATRICIA A S

IPC: G06Q40/00 ,  G06V30/224 ,  G06F17/00

Abstract: A system and methods for handling financial document returns and processi ng exceptions are disclosed. Embodiments of the invention provide a returns and exceptions platform to image enable check returns and exceptions within a financial institution. This capability can be in part enabled by a system that provides both for decisioning based on images, and dispatching or expor ting images and data in a plurality of formats from the system into which th ey are first loaded, so that paper items need not be referenced again. The p lurality of formats for export can include X9.37i files, external and intern al cash letters, and image replacement documents. The image-based processes of the invention can be implemented by a plurality of application servers an d a plurality of database servers interconnected by a network.