METHOD FOR PROCESSING TRANSACTION DATA

    公开(公告)号:JPH1125191A

    公开(公告)日:1999-01-29

    申请号:JP16474898

    申请日:1998-06-12

    Applicant: IBM

    Abstract: PROBLEM TO BE SOLVED: To provide a procedure capable of minimizing time during which a terminal for an electronic payment system is unavailable. SOLUTION: This method is related to a procedure for processing data, especially a procedure for processing transaction data in an electronic payment system including at least one payment terminal, one collection device and one transaction system. In the procedure, a data record having header data is generated (1), a payment transaction is executed at least by one payment terminal (2) information related to the payment transaction is stored in the data record (3), a flag indicating a shadow data record is annexed to the data record (6), and an additional data record having additional header data is generated (7) before the start of a succeeding payment transaction (8).

    4.
    发明专利
    未知

    公开(公告)号:DE69828722D1

    公开(公告)日:2005-03-03

    申请号:DE69828722

    申请日:1998-05-15

    Applicant: IBM

    Abstract: The invention relates to a procedure for processing data, especially transaction data, in an electronic payment system, whereby the electronic payment system includes a minimum of one payment terminal, a collections device and a transaction system. During the procedure, a data record is generated with header data (1), a payment transaction is executed by the minimum of one payment terminal (2), information concerning the payment transaction is stored in the data record (3), the data record is flagged as a shadow data record (6), and an additional data record with additional header data is generated (7), whereby the additional data record is generated before a further payment transaction (8) begins.

    5.
    发明专利
    未知

    公开(公告)号:DE19757501C1

    公开(公告)日:1999-09-16

    申请号:DE19757501

    申请日:1997-12-23

    Applicant: IBM

    Abstract: The protection procedure has transaction data (10) created for a transaction payment initiated by insertion of a stock chip card (4) in a read/write device (5), used for creation of cumulative data (81) for the payment procedure including all transaction data since the last data exchange with the credit settlement point (11), with a cumulative signature (82) provided for each supplement to the cumulative data using the initial value of the previous cumulative signature.

    6.
    发明专利
    未知

    公开(公告)号:DE19727386C1

    公开(公告)日:1999-01-07

    申请号:DE19727386

    申请日:1997-06-27

    Applicant: IBM

    Abstract: The invention relates to a procedure for processing data, especially transaction data, in an electronic payment system, whereby the electronic payment system includes a minimum of one payment terminal, a collections device and a transaction system. During the procedure, a data record is generated with header data (1), a payment transaction is executed by the minimum of one payment terminal (2), information concerning the payment transaction is stored in the data record (3), the data record is flagged as a shadow data record (6), and an additional data record with additional header data is generated (7), whereby the additional data record is generated before a further payment transaction (8) begins.

    Mobile data carrier for security modules

    公开(公告)号:GB2326011A

    公开(公告)日:1998-12-09

    申请号:GB9811597

    申请日:1998-06-01

    Applicant: IBM

    Abstract: A mobile data carrier (6), such as a chip card, with a processor, a memory and an interface, is capable of insertion in a terminal (1), and capable of exchanging data with the terminal (1) via the interface. At least two security modules (7,8) are disposed on the mobile data carrier (6) each comprising security-related data and/or security-related functions. With the at least two security modules (7,8) applications which comprise the use of a terminal (1) are performable. The terminal operating system may determine which module is to be used for a particular application and each module may be protected by a password. Where the terminal is used for electronic value exchange a function may be included to provide a credit limit.

    9.
    发明专利
    未知

    公开(公告)号:DE69828722T2

    公开(公告)日:2006-01-12

    申请号:DE69828722

    申请日:1998-05-15

    Applicant: IBM

    Abstract: The invention relates to a procedure for processing data, especially transaction data, in an electronic payment system, whereby the electronic payment system includes a minimum of one payment terminal, a collections device and a transaction system. During the procedure, a data record is generated with header data (1), a payment transaction is executed by the minimum of one payment terminal (2), information concerning the payment transaction is stored in the data record (3), the data record is flagged as a shadow data record (6), and an additional data record with additional header data is generated (7), whereby the additional data record is generated before a further payment transaction (8) begins.

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