公开(公告)号：JPH1125191A

公开(公告)日：1999-01-29

申请号：JP16474898

申请日：1998-06-12

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  NEWTH ADAM R

IPC: F01M1/04 ,  G06Q20/00 ,  G07F7/08 ,  G07F7/10 ,  G07F9/08 ,  G07F19/00 ,  G06F19/00

Abstract: PROBLEM TO BE SOLVED: To provide a procedure capable of minimizing time during which a terminal for an electronic payment system is unavailable. SOLUTION: This method is related to a procedure for processing data, especially a procedure for processing transaction data in an electronic payment system including at least one payment terminal, one collection device and one transaction system. In the procedure, a data record having header data is generated (1), a payment transaction is executed at least by one payment terminal (2) information related to the payment transaction is stored in the data record (3), a flag indicating a shadow data record is annexed to the data record (6), and an additional data record having additional header data is generated (7) before the start of a succeeding payment transaction (8).

公开(公告)号：WO9701147A3

公开(公告)日：1997-02-06

申请号：PCT/EP9602483

申请日：1996-06-07

Applicant: IBM ,  RINDTORFF KLAUS ,  BUBLITZ HERMANN

Inventor： RINDTORFF KLAUS ,  BUBLITZ HERMANN

IPC: G07D9/00 ,  G06K17/00 ,  G07F7/08 ,  G07F7/10 ,  G06K

CPC classification number: G07F7/1008 ,  G06Q20/3552

Abstract: A device according to the invention for communication between an application (10) and a chip card (20) has at least one application data dictionary (30) for holding information on application-specific application data, and at least one chip card dialogue module (40) or 'agent' for generating, with the aid of the application data dictionary (30), commands for an interface with the chip card (20). The chip card dialogue module (40) contains card-specific data pertaining to the chip card (20). From the application (10) a request (100) for communication with the chip card (20) is submitted to the chip card dialogue module (40) which is specifically adapted to the chip card (20). At that request (100), the chip card dialogue module (40) generates at least one command (110) which is necessary for communication with the chip card (20). The chip card dialogue module (40) gives access to relevant application-specific information (30) stored in the application data dictionary (30).

公开(公告)号：DE19755819C1

公开(公告)日：1999-08-26

申请号：DE19755819

申请日：1997-12-16

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  NEWTH ADAM ,  LEE STEVE

IPC: G06Q20/00 ,  G07F7/08 ,  G07F19/00

公开(公告)号：DE69829635T2

公开(公告)日：2006-06-22

申请号：DE69829635

申请日：1998-10-14

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  HOLLOWAY CHRIS ,  NEWTH ADAM

IPC: G07F7/08 ,  G07F7/10 ,  G07F9/08

Abstract: The protection procedure has transaction data (10) created for a transaction payment initiated by insertion of a stock chip card (4) in a read/write device (5), used for creation of cumulative data (81) for the payment procedure including all transaction data since the last data exchange with the credit settlement point (11), with a cumulative signature (82) provided for each supplement to the cumulative data using the initial value of the previous cumulative signature.

公开(公告)号：PL182666B1

公开(公告)日：2002-02-28

申请号：PL31865596

申请日：1996-06-07

Applicant: IBM

Inventor： RINDTORFF KLAUS ,  BUBLITZ HERMANN

IPC: G07D9/00 ,  G06K17/00 ,  G07F7/08 ,  G07F7/10 ,  G06K19/07 ,  G06K7/00

Abstract: An apparatus according to the invention for communication of an application (10) with a chip card (20) in which there is at least one application data storing means (30), also known as the dictionary, for recording of information concerning application specific data of the application (10), and at least one chip card dialog module (40), also known as the agent, for the generation of commands using the application data storing means (30) for an interface to the chip card (20), whereby the chip card dialog module (40) contains card specific data concerning the chip card (20). A request (100) for communication to the chip card (20) is made by the application (10) to the chip card dialog module (40) which is specified for the chip card (20). Upon the request (100), the chip card dialog module (40) generates at least one command (110), which is required for communication with the chip card (20). To achieve this, the chip card dialog module (40) accesses application specific information for itself which is stored in the application data storing means (30).

公开(公告)号：GB2326011A

公开(公告)日：1998-12-09

申请号：GB9811597

申请日：1998-06-01

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  LEE STEVEN G ,  NEWTH ADAM R

IPC: G07F7/08 ,  G07F7/10

Abstract: A mobile data carrier (6), such as a chip card, with a processor, a memory and an interface, is capable of insertion in a terminal (1), and capable of exchanging data with the terminal (1) via the interface. At least two security modules (7,8) are disposed on the mobile data carrier (6) each comprising security-related data and/or security-related functions. With the at least two security modules (7,8) applications which comprise the use of a terminal (1) are performable. The terminal operating system may determine which module is to be used for a particular application and each module may be protected by a password. Where the terminal is used for electronic value exchange a function may be included to provide a credit limit.

公开(公告)号：DE69829635D1

公开(公告)日：2005-05-12

申请号：DE69829635

申请日：1998-10-14

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  HOLLOWAY CHRIS ,  NEWTH ADAM

IPC: G07F7/08 ,  G07F7/10 ,  G07F9/08

Abstract: The protection procedure has transaction data (10) created for a transaction payment initiated by insertion of a stock chip card (4) in a read/write device (5), used for creation of cumulative data (81) for the payment procedure including all transaction data since the last data exchange with the credit settlement point (11), with a cumulative signature (82) provided for each supplement to the cumulative data using the initial value of the previous cumulative signature.

公开(公告)号：GB2326011B

公开(公告)日：2001-07-18

申请号：GB9811597

申请日：1998-06-01

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  LEE STEVEN G ,  NEWTH ADAM R

IPC: G07F7/08 ,  G07F7/10

公开(公告)号：DE19536548A1

公开(公告)日：1997-04-03

申请号：DE19536548

申请日：1995-09-29

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  RINDTROFF KLAUS

IPC: G07F7/10 ,  G06F9/45 ,  G06K1/00

Abstract: The software tools are generated by a converter 300. It contains a source in the form of a specification 310 that has operating system data, characters, data, initialisation data, personalisation data and application data. The unit generates a special structure 315 for converting this into a form for the smart card. The converter generates the information via an attribute tree structure 320, used together with templates 335. Outputs are generated in the form of an binary image of the memory 370, a table 380 or user directory 390 for the EEPROM of the card.

公开(公告)号：DE19757501C1

公开(公告)日：1999-09-16

申请号：DE19757501

申请日：1997-12-23

Applicant: IBM

Inventor： BUBLITZ HERMANN ,  NEWTH ADAM R ,  HOLLOWAY CHRIS

IPC: G07F7/08 ,  G07F7/10 ,  G07F9/08 ,  G07F19/00

Abstract: The protection procedure has transaction data (10) created for a transaction payment initiated by insertion of a stock chip card (4) in a read/write device (5), used for creation of cumulative data (81) for the payment procedure including all transaction data since the last data exchange with the credit settlement point (11), with a cumulative signature (82) provided for each supplement to the cumulative data using the initial value of the previous cumulative signature.