SYSTEM AND METHOD FOR SECURE OFFLINE PAYMENT TRANSACTIONS USING A PORTABLE COMPUTING DEVICE

    公开(公告)号:IN1590MUN2014A

    公开(公告)日:2015-05-08

    申请号:IN1590MUN2014

    申请日:2014-08-06

    Applicant: QUALCOMM INC

    Abstract: Disclosed is a system and method that provides a merchant associated with a point of sale (POS) system and a consumer associated with a portable computing device (PCD) to complete a purchase transaction without transmitting or presenting confidential payment credentials. In an exemplary embodiment sound is used to transmit data between the POS and the PCD. A payment request is rendered on the PCD. The consumer reviews and authorizes via a unique cryptographic signature. The merchant approves via addition of its unique cryptographic signature. A remote service in communication with the POS verifies the signatures via previously registered public keys. The transaction is then settled to a consumer account. Confirmation is returned to the POS and PCD. Advantageously the transaction is commenced and completed without the PCD being online. Further the consumer payment credentials are not stored on the PCD or transmitted from the PCD to the merchant POS system.

    PERSONAL HUB PRESENCE AND RESPONSE
    2.
    发明申请
    PERSONAL HUB PRESENCE AND RESPONSE 审中-公开
    个人胡同存在和回应

    公开(公告)号:WO2013180873A2

    公开(公告)日:2013-12-05

    申请号:PCT/US2013038745

    申请日:2013-04-30

    Applicant: QUALCOMM INC

    CPC classification number: H04W4/12 H04L51/30 H04L51/36 H04W4/02 H04W4/20

    Abstract: Methods, devices, and systems for transmitting convenient messages to a recipient for rendering based on the recipients device availabilities. A recipients mobile device may be connected to a personal hub and/or earpiece devices configured to render various incoming communications, such as audio messages and visual messages. The incoming messages may be delivered to the recipients mobile device and other connected devices that may render the contents of the incoming messages. A delivery confirmation message that describes the receipt and use of incoming messages may be generated and returned to a senders computing device. In an embodiment, the recipients devices may generate status information for describing the status of devices to a senders computing device. In an embodiment, the senders computing device may generate and transmit outgoing messages formatted based on the received status information and including metadata that instructs the recipients devices to render message content in particular manners.

    Abstract translation: 用于基于收件人设备可用性向方便的消息传送到接收者进行呈现的方法,设备和系统。 收件人移动设备可以连接到被配置为呈现诸如音频消息和视觉消息的各种传入通信的个人中心和/或耳机设备。 传入的消息可以被传递到可以呈现传入消息的内容的收件人移动设备和其他连接的设备。 可以生成描述接收和使用传入消息的递送确认消息,并将其返回给发送者计算设备。 在一个实施例中,接收者设备可以生成用于向发送者计算设备描述设备的状态的状态信息。 在一个实施例中,发送者计算设备可以基于接收到的状态信息生成并发送格式化的传出消息,并且包括指示接收方设备以特定方式呈现消息内容的元数据。

    LOCATING WIRELESS IDENTITY TRANSMITTER USING SHORT-RANGE WIRELESS BROADCASTS
    3.
    发明申请
    LOCATING WIRELESS IDENTITY TRANSMITTER USING SHORT-RANGE WIRELESS BROADCASTS 审中-公开
    使用短距离无线广播定位无线标识发射机

    公开(公告)号:WO2013126747A3

    公开(公告)日:2013-11-07

    申请号:PCT/US2013027392

    申请日:2013-02-22

    Applicant: QUALCOMM INC

    Abstract: Methods, systems and devices for locating a wireless identity transmitter (110) with a central server (120) connected with one or more proximity broadcast receivers (138, 142), such as stationary receivers (142) or mobile devices operating as wireless receivers (138). The wireless identity transmitter (110) may be a device configured to broadcast messages, such as through Bluetooth ® advertisements, including an identification code. When within proximity, a proximity broadcast receiver (138, 142) may receive broadcast messages from the wireless identity transmitter (110) and relay location information along with the wireless identity transmitter's identification code to a central server (120) as sighting messages. The proximity broadcast receiver's own location may provide an approximate location for the wireless identity transmitter. The central server may process sighting messages, including signal strength information, to accurately locate the wireless identity transmitter. The central server may transmit data to third-party devices when receiving sightings messages.

    Abstract translation: 用于利用与一个或多个邻近广播接收机(138,142)连接的中央服务器(120)来定位无线标识发射机(110)的方法,系统和设备,例如固定接收机(142)或作为无线接收器操作的移动设备 138)。 无线标识发射机(110)可以是被配置为广播诸如通过蓝牙广告的消息的设备,包括识别码。 当邻近时,邻近广播接收机(138,142)可以从无线标识发射机(110)接收广播消息,并将位置信息与无线标识发射机的识别码一起中继到中心服务器(120)作为发送消息。 邻近广播接收机本身的位置可以为无线标识发射机提供大致的位置。 中央服务器可以处理瞄准消息,包括信号强度信息,以准确地定位无线标识发射机。 中央服务器可以在接收到目标消息时向第三方设备发送数据。

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