Abstract:
Disclosed is a system and method that provides a merchant associated with a point of sale (POS) system and a consumer associated with a portable computing device (PCD) to complete a purchase transaction without transmitting or presenting confidential payment credentials. In an exemplary embodiment sound is used to transmit data between the POS and the PCD. A payment request is rendered on the PCD. The consumer reviews and authorizes via a unique cryptographic signature. The merchant approves via addition of its unique cryptographic signature. A remote service in communication with the POS verifies the signatures via previously registered public keys. The transaction is then settled to a consumer account. Confirmation is returned to the POS and PCD. Advantageously the transaction is commenced and completed without the PCD being online. Further the consumer payment credentials are not stored on the PCD or transmitted from the PCD to the merchant POS system.
Abstract:
Methods, devices, and systems for transmitting convenient messages to a recipient for rendering based on the recipients device availabilities. A recipients mobile device may be connected to a personal hub and/or earpiece devices configured to render various incoming communications, such as audio messages and visual messages. The incoming messages may be delivered to the recipients mobile device and other connected devices that may render the contents of the incoming messages. A delivery confirmation message that describes the receipt and use of incoming messages may be generated and returned to a senders computing device. In an embodiment, the recipients devices may generate status information for describing the status of devices to a senders computing device. In an embodiment, the senders computing device may generate and transmit outgoing messages formatted based on the received status information and including metadata that instructs the recipients devices to render message content in particular manners.
Abstract:
Methods, systems and devices for locating a wireless identity transmitter (110) with a central server (120) connected with one or more proximity broadcast receivers (138, 142), such as stationary receivers (142) or mobile devices operating as wireless receivers (138). The wireless identity transmitter (110) may be a device configured to broadcast messages, such as through Bluetooth ® advertisements, including an identification code. When within proximity, a proximity broadcast receiver (138, 142) may receive broadcast messages from the wireless identity transmitter (110) and relay location information along with the wireless identity transmitter's identification code to a central server (120) as sighting messages. The proximity broadcast receiver's own location may provide an approximate location for the wireless identity transmitter. The central server may process sighting messages, including signal strength information, to accurately locate the wireless identity transmitter. The central server may transmit data to third-party devices when receiving sightings messages.