公开(公告)号：US08162207B2

公开(公告)日：2012-04-24

申请号：US12790401

申请日：2010-05-28

Applicant: Samuel H. Bosch ,  Jonathan H. Bosch

Inventor： Samuel H. Bosch ,  Jonathan H. Bosch

IPC: G07D11/00 ,  G07F19/00 ,  G06K5/00 ,  G06K19/06

CPC classification number: G07F19/20 ,  G06Q20/105 ,  G06Q20/1085 ,  G06Q20/40 ,  G06Q40/00 ,  G07D11/0051 ,  G07F19/201 ,  G07F19/203

Abstract: A cost-effective, currency dispense and control system (CDCS) securely dispenses paper money in one of the following modes: (1) an ATM system and (2) a currency control system that allows a merchant or merchant-approved employee to withdraw cash from the CDCS independent of a standard ATM electronic fund transfer (EFT) network. The CDCS may also include the following functionalities: a duress dispensation system that allows the CDCS to activate an alarm and/or otherwise communicate with local police or security services during a robbery, a time-release system that effects a time-delayed dispensation functionality, and a user identification and authentication system for authenticating a user identity and determining eligibility of the user to access the currency control system.

Abstract translation: 经济有效的货币分配和控制系统（CDCS）以以下模式之一安全地分配纸币：（1）ATM系统和（2）允许商人或商人批准的雇员提取现金的货币管理系统 来自独立于标准ATM电子资金转帐（EFT）网络的CDCS。 CDCS还可以包括以下功能：胁迫分配系统，其允许CDCS在抢劫期间激活警报和/或以其他方式与本地警察或安全服务通信，实现时间延迟分配功能的时间释放系统， 以及用于认证用户身份并确定用户访问货币控制系统的资格的用户识别和认证系统。

公开(公告)号：US20120095851A1

公开(公告)日：2012-04-19

申请号：US12903241

申请日：2010-10-13

Applicant: Steven Birnie

Inventor： Steven Birnie

IPC: G06Q30/00

CPC classification number: G06Q20/20 ,  G06Q20/208 ,  G07F19/201

Abstract: A transaction terminal which includes a projector instead of a liquid crystal display. The transaction terminal includes a projector for projecting images of transaction screens on a surface during a transaction, an input device for recording operator selections in the transaction screens during the transaction, and a computer for generating the images of the transaction screens, for displaying the screens via the projector, and for processing the operator selections during the transaction.

Abstract translation: 交易终端，其包括投影仪而不是液晶显示器。 交易终端包括用于在交易期间投影表面上的交易屏幕的图像的投影仪，用于在交易期间在交易屏幕中记录操作者选择的输入装置，以及用于生成交易屏幕的图像的计算机，用于显示屏幕 通过投影机，并在交易过程中处理操作者的选择。

公开(公告)号：US08146801B1

公开(公告)日：2012-04-03

申请号：US12008348

申请日：2008-01-10

Applicant: Tim Crews ,  Joe Hartman ,  Klaus Steinbach ,  Ray Motz ,  Anne Bayonnet ,  James Block ,  Paul D. Magee ,  Richard C. Lute ,  Donald S. Nelson ,  David A. Barker

Inventor： Tim Crews ,  Joe Hartman ,  Klaus Steinbach ,  Ray Motz ,  Anne Bayonnet ,  James Block ,  Paul D. Magee ,  Richard C. Lute ,  Donald S. Nelson ,  David A. Barker

IPC: G06Q40/00 ,  G06Q20/00 ,  G07D11/00 ,  G07F19/00 ,  G06F17/00 ,  G06K5/00 ,  G06K19/00

CPC classification number: G07F19/201 ,  G06Q20/1085 ,  G06Q20/20 ,  G06Q20/382 ,  G06Q20/40 ,  G07F19/20 ,  G07F19/205

Abstract: A card actuated automated banking machine (10) is operative to carry out financial transactions responsive to data included on user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted.

Abstract translation: 自动银行卡（10）可操作以响应于用户卡上包含的数据执行金融交易。 该机器包括包括显示器（24）的用户界面（15）。 用户接口包括读卡器（16），其可用于读取识别用户和用户财务帐户中的至少一个的用户卡上的数据。 机器的面板包括用户输入机密数据的小键盘（404,483,458）。 封面（400,422,430）防止未经授权的人员查看键盘的机密输入。 授权信号确保显示器以提供适当用户指令的方式运行。 视觉指示器用于向用户指示键盘输入正被加密。

公开(公告)号：US20120079581A1

公开(公告)日：2012-03-29

申请号：US13243288

申请日：2011-09-23

Applicant: Barbara E. Patterson

Inventor： Barbara E. Patterson

IPC: G06F7/04 ,  G06F17/30 ,  G06F21/00

CPC classification number: G07F19/201 ,  G06F21/32 ,  G06F21/34 ,  G06Q20/206 ,  G06Q20/40 ,  G06Q20/40145 ,  H04L63/0853 ,  H04L63/0861 ,  H04L63/107

Abstract: A universal ID and biometrics systems and methods are disclosed. A method includes receiving an authentication request message originating from a user. The authentication request message includes a first identifier and a second identifier, where the second identifier includes biometric data. The method further includes determining a third identifier based on the first identifier and sending the second and third identifiers to a first server computer to determine if the second and third identifiers have a predetermined correlation. The method further includes receiving confirmation of user authentication if the identification system determines that the second and third identifiers have the predetermined correlation.

公开(公告)号：US08127981B1

公开(公告)日：2012-03-06

申请号：US12231889

申请日：2008-09-05

Applicant: Dave Kraft ,  Daniel Schoeffler ,  Mark A. Douglass ,  Richard C. Lute, Jr.

Inventor： Dave Kraft ,  Daniel Schoeffler ,  Mark A. Douglass ,  Richard C. Lute, Jr.

IPC: G06Q40/00 ,  G06Q10/00 ,  G07D11/00 ,  G07F19/00 ,  G06K5/00 ,  G06K7/08

CPC classification number: G07F19/201 ,  G07F19/205

Abstract: An automated banking machine operates responsive to data bearing records. The machine includes a housing, a card reader in operatively-supported connection with the housing and operative to read indicia on user cards corresponding to financial accounts, a display in operatively-supported connection with the housing, and a cash dispenser in operatively-supported connection with the housing. The machine further includes a fascia movably mounted in operatively-supported connection with the housing and a journal printer assembly mounted to the fascia. The journal printer assembly includes a vertically arranged print head, a paper supply, and a paper take-up.

Abstract translation: 自动银行业务响应于数据记录记录。 该机器包括壳体，与壳体可操作地支撑连接的读卡器，并且可操作地读取对应于金融帐户的用户卡上的标记，与壳体可操作地支持的连接的显示器和可操作地支持的连接中的自动提款机 与房屋。 机器还包括可移动地安装在与壳体可操作地支撑的连接中的面板和安装到面板的日志打印机组件。 日志打印机组件包括垂直布置的打印头，纸张供应和纸张收起。

公开(公告)号：US20120048115A1

公开(公告)日：2012-03-01

申请号：US13185830

申请日：2011-07-19

Applicant: LaMonte A. Crabtree ,  Mike Raider

Inventor： LaMonte A. Crabtree ,  Mike Raider

IPC: B01D46/00

CPC classification number: G07F9/10 ,  B01D46/0023 ,  B01D2279/45 ,  G07F19/201 ,  G07F19/205

Abstract: A self service kiosk station employing a water repellant air filter is provided. The self service kiosk may take many forms including a vending machine, gaming station, ATM, DVD rental machine, or the like. Positive pressure within the housing may be employed as well to keep contaminants outs and ensure air flow into the housing is through the water repellant air filter.

Abstract translation: 提供采用防水空气过滤器的自助服务台。 自助服务亭可以采取许多形式，包括自动售货机，游戏机，ATM，DVD租赁机等。 也可以采用外壳内的正压力，以防止污染物排出，并确保空气流入外壳中的空气通过防水空气过滤器。

公开(公告)号：US20120043379A1

公开(公告)日：2012-02-23

申请号：US13200697

申请日：2011-09-28

Applicant: Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson ,  Edward L. Laskowski ,  Carole Laskowski

Inventor： Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson ,  Edward L. Laskowski ,  Carole Laskowski

IPC: G07F19/00

CPC classification number: G07F19/20 ,  G06Q20/1085 ,  G06Q20/18 ,  G07F19/201 ,  G07F19/2055 ,  G07F19/207 ,  G07F19/211

Abstract: A cash dispensing automated banking machine includes a card reader associated with a card slot. An anti-fraud sensing device is able to sense ambient light or generated radiation that passes to the sensing device through the card reader slot. The installation of an unauthorized card reading device on the machine changes at least one property sensed by the sensing device. A controller in the machine receives signals from the sensing device, and determines if an unauthorized card reading device has been installed.

Abstract translation: 现金分配自动银行机包括与卡槽相关联的读卡器。 反欺诈感测装置能够通过读卡器槽感测环境光或传递到感测装置的辐射。 在机器上安装未授权的读卡装置改变感测装置感测到的至少一个属性。 机器中的控制器接收来自感测装置的信号，并且确定是否已经安装了未授权的读卡装置。

公开(公告)号：US08121950B2

公开(公告)日：2012-02-21

申请号：US10979392

申请日：2004-11-02

Applicant: Khaled S. Hassanein ,  Geoffrey G. Marlow

Inventor： Khaled S. Hassanein ,  Geoffrey G. Marlow

IPC: G06Q40/00

CPC classification number: G06Q20/04 ,  G06Q20/042 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q30/04 ,  G06Q40/00 ,  G07F19/201

Abstract: A device captures an image of a check having a payee and/or a payor field. Payee data and/or payor data contained in the payee field and/or the payor field is extracted from the captured image. Extracted payee data and/or extracted payor data is stored in a data warehouse to allow a user to generate business-related information based upon the extracted payee data and/or the extracted payor data.

Abstract translation: 设备捕获具有收款人和/或付款人字段的支票的图像。 从收集的图像中提取收款人字段和/或付款人字段中包含的收款人数据和/或付款人数据。 提取的收款人数据和/或提取的付款人数据被存储在数据仓库中，以允许用户基于所提取的收款人数据和/或提取的付款人数据来生成与业务有关的信息。

公开(公告)号：US08083138B2

公开(公告)日：2011-12-27

申请号：US12966496

申请日：2010-12-13

Applicant: Chris Henry

Inventor： Chris Henry

IPC: G06K5/00

CPC classification number: G07F19/201 ,  G06K7/0004 ,  G06K2017/0067 ,  G06Q20/20 ,  G07F7/08 ,  G07F7/0886 ,  G07G1/0018

Abstract: The invention provides increased convenience through use of multiple opposed magnetic stripe reader heads within a POS terminal card reader track. In one embodiment, the various opposed heads are offset along the card reader track. The POS terminal also accommodates smart card and contactless instrument readers and includes features for electronic signature capture, user display interaction, multi-tasking capabilities, check reading and age and identity verification.

Abstract translation: 本发明通过在POS终端卡阅读器轨道内使用多个相对的磁条阅读器头来提供更大的便利。 在一个实施例中，各个相对的头部沿读卡器轨道偏移。 POS终端还配备智能卡和非接触式仪器读取器，包括电子签名捕获，用户显示交互，多任务功能，检查阅读和年龄和身份验证的功能。

公开(公告)号：US08081091B2

公开(公告)日：2011-12-20

申请号：US12221279

申请日：2008-07-31

Applicant: Jeremy J. Miller

Inventor： Jeremy J. Miller

IPC: H03K17/94

CPC classification number: H03M11/006 ,  G06F21/83 ,  G07F7/1033 ,  G07F19/201 ,  G07F19/2055

Abstract: A secure key scanning functionality drives the row lines and column lines of a key switch array with randomized pulses of different polarities, and drives signals in one direction from a row line through a pressed key and to a column line as well as in an opposite direction from the column line through the pressed key and to the row line. To make unauthorized detecting of key presses more difficult, row lines and column lines are driven with pulses that appear as actual key press conditions when in fact the pulses are dummy pulses and no corresponding key has been pressed. In one novel aspect, dummy pulses are generated so that the line being driven with the dummy pulses has the same sustained and consistent waveform as the intersecting row and column lines that have identical waveforms due to the actual key press.

Abstract translation: 安全的键扫描功能驱动具有不同极性的随机脉冲的按键开关阵列的行线和列线，并且在一个方向上将信号从一行方向从一条行通过一个按键和一条相反的方向驱动 从列线通过按下的键到行行。 为了使未经授权的按键检测更加困难，行脉冲和列线将以实际的按键状态显示脉冲驱动，而实际上脉冲为虚拟脉冲且没有按下相应的键。 在一个新颖的方面，产生虚拟脉冲，使得由虚拟脉冲驱动的线与由于实际的按键而具有相同波形的相交行和列线具有相同的持续且一致的波形。