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    Cash dispensing automated banking machine diagnostic system and method
    16.
    发明授权
    Cash dispensing automated banking machine diagnostic system and method 有权
    现金分配自动银行机诊断系统及方法

    公开(公告)号：US07093750B1

    公开(公告)日：2006-08-22

    申请号：US10722070

    申请日：2003-11-24

    Applicant: James Block ,  Steven Shepley

    Inventor： James Block ,  Steven Shepley

    IPC: G06F19/00

    CPC classification number: G07F19/206 ,  G07F19/20

    Abstract: An automated transaction machine including an extensions for financial services (XFS) layer is provided. An application interface portion of the XFS layer is operative to communicate with an application layer of the ATM which may include terminal applications. A hardware interface portion of the XFS layer is operative to communicate with a hardware layer of the ATM which may include hardware devices of the ATM and associated service providers. A diagnostic application is operative to determine whether problems exist in the application layer or the hardware layer of the ATM by causing a plurality of hardware devices to perform predefined operations using the XFS layer and by monitoring the operations. The diagnostic application is operative to output a determination as to whether a problem with the ATM is associated with the components of the application or hardware layers of the ATM responsive to the success or failure of the operations.

    Abstract translation: 提供了包括金融服务扩展（XFS）层的自动交易机器。 XFS层的应用接口部分可操作以与可能包括终端应用的ATM的应用层进行通信。 XFS层的硬件接口部分可操作以与ATM的硬件层进行通信，ATM硬件层可能包括ATM和相关服务提供商的硬件设备。 诊断应用程序用于通过使多个硬件设备使用XFS层执行预定义操作并且通过监视操作来确定在应用层或ATM的硬件层中是否存在问题。 该诊断应用可操作以响应于操作的成功或失败输出关于ATM的问题是否与ATM的应用或硬件层的组件相关联的确定。

    Banking system controlled responsive to data bearing records
    17.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US08978971B1

    公开(公告)日：2015-03-17

    申请号：US13396026

    申请日：2012-02-14

    Applicant: James Block ,  Randall W Jenkins ,  Tim Crews ,  Michael J Harty ,  Paul D Magee ,  Richard C. Lute ,  Klaus Steinbach ,  Natarajan Ramachandran

    Inventor： James Block ,  Randall W Jenkins ,  Tim Crews ,  Michael J Harty ,  Paul D Magee ,  Richard C. Lute ,  Klaus Steinbach ,  Natarajan Ramachandran

    IPC: G06Q40/00

    CPC classification number: G07F19/2055

    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.

    Abstract translation: 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器，支票接收器，自动取款机和显示器操作连接的处理器。 所述至少一个处理器使得所述机器操作以从用户卡读取卡数据，并且确定所读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据，以及从其账户对应的财务转账。 通过使用不可见光发射器防止通过电子摄像机拦截装置观察这些输入，从而防止对输入设备的手动输入的未经授权的观察。

    Banking terminal that operates to cause financial transfers responsive to data bearing records
    18.
    发明授权
    Banking terminal that operates to cause financial transfers responsive to data bearing records 有权
    银行终端经营以响应数据记录的财务转移

    公开(公告)号：US08561889B2

    公开(公告)日：2013-10-22

    申请号：US13311033

    申请日：2011-12-05

    Applicant: James Block ,  Natarajan Ramachandran ,  Ashok Modi ,  Jeff Hill ,  Ray Motz ,  Klaus Steinbach

    Inventor： James Block ,  Natarajan Ramachandran ,  Ashok Modi ,  Jeff Hill ,  Ray Motz ,  Klaus Steinbach

    IPC: G06F19/00

    CPC classification number: G07F19/206 ,  G06Q20/327 ,  G06Q20/4014 ,  G07F19/20 ,  G07F19/205

    Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.

    Abstract translation: 便携式终端操作以响应于以用户卡的形式从数据承载记录读取的数据进行财务转移。 用户卡包括信用卡和/或借记卡。 对应于卡数据的数据被存储在终端的至少一个存储器中。 终端包括无线通信设备。 该终端用于将与卡数据相对应的数据无线地传送到一个或多个远程计算机，从而导致从所选帐户进入或来自所选账户的资金转移 终端还用于提供对应于帐户余额的输出并且接收对应于收据的数据。

    Banking system controlled responsive to data bearing records
    20.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US08496168B1

    公开(公告)日：2013-07-30

    申请号：US13135526

    申请日：2011-07-07

    Applicant: Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass

    Inventor： Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass

    IPC: G07F19/00 ,  G06Q40/00

    CPC classification number: G07F19/20 ,  G06Q20/3221 ,  G07F19/2055 ,  G07F19/211

    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device through inputs by an authorized user through an input device of the automated banking machine.

    Abstract translation: 自动银行业务机构可以根据从数据记录中读取的数据进行财务转移。 自动银行机包括读卡器，用于从用户卡读取对应于金融账户的卡数据。 卡数据在至少一个数据存储器中链接到指示卡数据对应于被授权用于通过使用自动银行机进行至少一个交易的金融账户的数据。 自动银行机器可以用于执行涉及金融账户的金融转帐，这些用户被确定为这种账户的授权用户。 与金融账户对应的数据也可以通过授权用户通过自动银行机的输入设备的输入链接到移动无线设备。

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