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公开(公告)号：US10017153B1
公开(公告)日：2018-07-10
申请号：US15859854
申请日：2018-01-02
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann , Douglas Albert Graff
CPC classification number: B60R25/04 , B60R25/102 , B60W2030/082 , G06Q40/08 , G08B21/02 , G08B25/00
Abstract: In system and methods for theft prevention or mitigation, driver-related data associated with one or more authorized drivers of an insured vehicle may be collected over time. The authorized drivers and the insured vehicle may be covered by an insurance policy issued by an insurance provider. Based upon the collected driver-related data, a database associated with the authorized drivers may be built. Current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle may be collected. It may be determined, using both the database and the current driver-related data, that the individual is not among the authorized drivers. A disablement of an operation of the insured vehicle may be caused, and/or the individual may be caused to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.
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公开(公告)号：US09939289B1
公开(公告)日：2018-04-10
申请号：US15363486
申请日：2016-11-29
Inventor： Mark E. Clauss , Steve J. Balbach , Craig Cope , Jeff Riblet
CPC classification number: G01C21/3697 , B60K31/18 , B60Q9/00 , G01C21/3667 , G08B7/06 , G08B21/182 , G08G1/052 , G08G1/09626 , G08G1/0967 , G08G1/096716 , G08G1/096741 , G08G1/096775 , G08G1/096827 , G08G1/096844 , G08G1/096866 , G08G1/096883 , G08G1/0969
Abstract: A method and system may provide speed limit data to users driving in vehicles. A user's client device such as a smart-phone, smart watch, or tablet computer, may provide visual, audible, and/or haptic alerts to the user when the user exceeds a posted speed limit by more than a threshold amount. For example, when the user exceeds the posted speed limit by more than the threshold amount, the user's smart-phone may play a beeping sound and may announce the posted speed limit to the user. A map of a geographic area including the user's travelled route may also be displayed, with annotated areas along the route where the user exceeded the posted speed limit. The map may also include an indication of a proportion of a duration or distance of the route in which the user travelled above the posted speed limit.
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公开(公告)号：US09783159B1
公开(公告)日：2017-10-10
申请号：US14798769
申请日：2015-07-14
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
CPC classification number: B60R25/04 , B60R25/102 , G06Q40/08
Abstract: In system and methods for theft prevention or mitigation, driver-related data associated with one or more authorized drivers of an insured vehicle may be collected over time. The authorized drivers and the insured vehicle may be covered by an insurance policy issued by an insurance provider. Based upon the collected driver-related data, a database associated with the authorized drivers may be built. Current driver-related data associated with an individual currently driving, attempting to start, or sitting in a seat of the insured vehicle may be collected. It may be determined, using both the database and the current driver-related data, that the individual is not among the authorized drivers. A disablement of an operation of the insured vehicle may be caused, and/or the individual may be caused to be prevented from starting or otherwise operating the insured vehicle, to facilitate preventing or mitigating theft of the insured vehicle.
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公开(公告)号：US09539901B1
公开(公告)日：2017-01-10
申请号：US14699582
申请日：2015-04-29
Inventor： Mark E. Clauss , Steve J. Balbach , Craig Cope , Jeff Riblet
CPC classification number: G01C21/3697 , B60K31/18 , B60Q9/00 , G01C21/3667 , G08B7/06 , G08B21/182 , G08G1/052 , G08G1/09626 , G08G1/0967 , G08G1/096716 , G08G1/096741 , G08G1/096775 , G08G1/096827 , G08G1/096844 , G08G1/096866 , G08G1/096883 , G08G1/0969
Abstract: A method and system may provide speed limit alerts to users driving in vehicles. A user's client device such as a smart-phone, smart watch, or tablet computer, may provide visual, audible, and/or haptic alerts to the user when the user exceeds a posted speed limit by more than a threshold amount. For example, when the user exceeds the posted speed limit by more than the threshold amount, the user's smart-phone may play a beeping sound and may announce the posted speed limit to the user. Moreover, the user's smart-phone may display an indication of the posted speed limit and a graphic notifying the user the she has exceeded the posted speed limit by more than the threshold amount. A map of a geographic area including the user's travelled route may also be displayed, with annotated areas along the route where the user exceeded the posted speed limit by more than the threshold amount.
Abstract translation: 方法和系统可以向在车辆中行驶的用户提供限速警报。 用户的客户端设备（例如智能手机，智能手表或平板电脑）可以在用户超过公布的速度限制超过阈值量时向用户提供视觉，听觉和/或触觉警报。 例如，当用户超过发布的速度限制超过阈值量时，用户的智能手机可能发出嘟嘟声，并且可以向用户通知发布的速度限制。 此外，用户的智能手机可以显示发布的速度限制的指示，以及通知用户她已超过发布的速度限制超过阈值量的图形。 还可以显示包括用户行进路线的地理区域的地图，其中沿用户超过发布速度限制的路线的注释区域大于阈值量。
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公开(公告)号：US20250091547A1
公开(公告)日：2025-03-20
申请号：US18971126
申请日：2024-12-06
Inventor： Thomas Michael Potter , Douglas Albert Graff , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
Abstract: A method of driver behavior that includes generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle, and transmitting, from the mobile device to one or more processors via wireless communication, the telematics data in real-time. The method also includes analyzing the telematics data to determine whether a driving score for a driver, determining whether the driving score is greater than a threshold value, determining a discount based upon the driving score being higher than the threshold, and generating a communication based upon the discount. The method further includes transmitting the communication.
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Patent Agency Ranking
公开(公告)号：US12179696B2
公开(公告)日：2024-12-31
申请号：US18206122
申请日：2023-06-06
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Douglas Albert Graff , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann
Abstract: In system and methods for pre-generating insurance claims, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. An estimated insurance claim may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver to facilitate presenting all, or a portion of, the estimated insurance claim to the driver or the insured. A wireless communication from the driver or insured indicating approval, rejection or modification of the estimated insurance claim may be received. The estimated insurance claim may be handled in accordance with the approval, rejection or modification.
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公开(公告)号：US12179695B2
公开(公告)日：2024-12-31
申请号：US18118487
申请日：2023-03-07
Inventor： Thomas Michael Potter , Mark E. Clauss , Dustin Ryan Carter , Megan Michal Baumann , Atlanta Bonnom , Craig Cope , Jennifer Luella Lawyer , Curtis Simpson , Nathan W. Baumann , Douglas Albert Graff
Abstract: A method of vehicle accident response includes generating, by a mobile device located inside a vehicle, telematics data associated with operation of the vehicle, and transmitting, from the mobile device to one or more processors via wireless communication, the telematics data. The method also includes analyzing the telematics data to determine that an accident involving the vehicle has occurred, analyzing the telematics data to determine a likelihood of injury due to the accident, and generating a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred. The method further includes transmitting, to the mobile device, the communication.
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公开(公告)号：US20240193654A1
公开(公告)日：2024-06-13
申请号：US18582862
申请日：2024-02-21
Inventor： Mark E. Clauss , Todd Binion
IPC: G06Q30/0601 , G06F16/2455 , G06F16/9535 , G06F21/62
CPC classification number: G06Q30/0611 , G06F16/24568 , G06F16/9535 , G06F21/6209
Abstract: A trusted data bank organizes and manages access to streams of personal data owned by users with their permission. The data bank accepts incoming streams of personal data from users (such as financial, utility account, medical, insurance, activity, hobby, life style, consumer preferences, commercial transactions, telematics or smart home data, etc.), and applies user-defined privacy directives. The data bank receives personal data stream criteria and offers for goods, services, discounts, or incentives from personal data consumers (end users). The data bank may compare available streams of personal data and associated privacy directives for potential matches with criteria specified by consumers of personal data, and display offers to qualifying owners of personal data streams. If the owner accepts the offer, the data bank facilitates supplying the personal data stream to the consumer of personal data, and retains the ability to discontinue access to the stream at the owner's request.
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公开(公告)号：US11941675B2
公开(公告)日：2024-03-26
申请号：US17078423
申请日：2020-10-23
Inventor： Mark E. Clauss , Todd Binion
IPC: G06Q30/0601 , G06F16/2455 , G06F16/9535 , G06F21/62
CPC classification number: G06Q30/0611 , G06F16/24568 , G06F16/9535 , G06F21/6209
Abstract: A trusted data bank organizes and manages access to streams of personal data owned by users with their permission. The data bank accepts incoming streams of personal data from users (such as financial, utility account, medical, insurance, activity, hobby, life style, consumer preferences, commercial transactions, telematics or smart home data, etc.), and applies user-defined privacy directives. The data bank receives personal data stream criteria and offers for goods, services, discounts, or incentives from personal data consumers (end users). The data bank may compare available streams of personal data and associated privacy directives for potential matches with criteria specified by consumers of personal data, and display offers to qualifying owners of personal data streams. If the owner accepts the offer, the data bank facilitates supplying the personal data stream to the consumer of personal data, and retains the ability to discontinue access to the stream at the owner's request.
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50.发明授权公开(公告)号：US11810139B2
公开(公告)日：2023-11-07
申请号：US17691348
申请日：2022-03-10
Inventor： Kerry Cote , Nicholas R. Baker , Mark E. Clauss , Todd Binion , Andrea Lee Rhoades , Steven J. Balbach , Brian Mark Fields , Kyle Pott
IPC: G06Q30/00 , G06Q30/0207 , B60W40/09 , G07C5/08 , G06Q40/08 , G06Q30/0208
CPC classification number: G06Q30/0207 , B60W40/09 , G06Q30/0208 , G06Q40/08 , G07C5/0808
Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle. Based on the performance of the driver, the driver may qualify for a reward.
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