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公开(公告)号：US11810139B2
公开(公告)日：2023-11-07
申请号：US17691348
申请日：2022-03-10
Inventor： Kerry Cote , Nicholas R. Baker , Mark E. Clauss , Todd Binion , Andrea Lee Rhoades , Steven J. Balbach , Brian Mark Fields , Kyle Pott
IPC: G06Q30/00 , G06Q30/0207 , B60W40/09 , G07C5/08 , G06Q40/08 , G06Q30/0208
CPC classification number: G06Q30/0207 , B60W40/09 , G06Q30/0208 , G06Q40/08 , G07C5/0808
Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle. Based on the performance of the driver, the driver may qualify for a reward.
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公开(公告)号：US20220198497A1
公开(公告)日：2022-06-23
申请号：US17691348
申请日：2022-03-10
Inventor： Kerry Cote , Nicholas R. Baker , Mark E. Clauss , Todd Binion , Andrea Lee Rhoades , Steven J. Balbach , Brian Mark Fields , Kyle Pott
Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle. Based on the performance of the driver, the driver may qualify for a reward.
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公开(公告)号：US11948202B2
公开(公告)日：2024-04-02
申请号：US17533959
申请日：2021-11-23
Inventor： Todd Binion , Andrea Lee Rhoades
Abstract: The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual.
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公开(公告)号：US11210740B1
公开(公告)日：2021-12-28
申请号：US16153964
申请日：2018-10-08
Inventor： Todd Binion , Andrea Lee Rhoades
Abstract: The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual.
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公开(公告)号：US10832270B1
公开(公告)日：2020-11-10
申请号：US15966048
申请日：2018-04-30
Inventor： Kerry Cote , Nicholas R. Baker , Mark E. Clauss , Todd Binion , Andrea Lee Rhoades , Steven J. Balbach , Brian Mark Fields , Kyle Pott
Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
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Patent Agency Ranking
6.发明公开公开(公告)号：US20240078571A1
公开(公告)日：2024-03-07
申请号：US18385856
申请日：2023-10-31
Inventor： Kerry Lynne Cote , Nicholas R. Baker , Mark E. Clauss , Todd Binion , Andrea Lee Rhoades , Steven J. Balbach , Brian Mark Fields , Kyle Pott
IPC: G06Q30/0207 , B60W40/09 , G06Q30/0208 , G06Q40/08 , G07C5/08
CPC classification number: G06Q30/0207 , B60W40/09 , G06Q30/0208 , G06Q40/08 , G07C5/0808
Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle. Based on the performance of the driver, the driver may qualify for a reward.
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公开(公告)号：US20230419428A1
公开(公告)日：2023-12-28
申请号：US16909448
申请日：2020-06-23
Inventor： Joseph P. Harr , Andrea Lee Rhoades , Katherine Blaine Carragher , Shawn M. Call , Bryan R. Nussbaum
CPC classification number: G06Q50/16 , G06Q40/08 , G06Q30/0267
Abstract: Techniques are disclosed to display a dwelling's selling features on a mobile computing device as a user walks through a home. One or more transmitters may be positioned throughout a dwelling. When the mobile computing device is within a threshold range of a transmitter, the mobile computing device may send data identifying the transmitter to back end components. The back end components may correlate the identifying data with selling features associated with that dwelling location. The mobile computing device may receive this information from the one or more back end components and display the selling features. Other methods are also provided to trigger information to be displayed implementing geofences and near field communications (NFC). User feedback may be solicited and stored as part of a user profile, which may be used for marketing, advertising, to calculate homeowners insurance premium or home loan quotes, handle insurance claims, or other suitable purposes.
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公开(公告)号：US11301890B2
公开(公告)日：2022-04-12
申请号：US17039875
申请日：2020-09-30
Inventor： Kerry Cote , Nicholas R. Baker , Mark E. Clauss , Todd Binion , Andrea Lee Rhoades , Steve J. Balbach , Brian Mark Fields , Kyle Pott
Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
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公开(公告)号：US20220084131A1
公开(公告)日：2022-03-17
申请号：US17533959
申请日：2021-11-23
Inventor： Todd Binion , Andrea Lee Rhoades
IPC: G06Q40/08
Abstract: The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual.
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10.发明申请公开(公告)号：US20220067765A1
公开(公告)日：2022-03-03
申请号：US17039875
申请日：2020-09-30
Inventor： Kerry Cote , Nicholas R. Baker , Mark E. Clauss , Todd Binion , Andrea Lee Rhoades , Steve J. Balbach , Brian Mark Fields , Kyle Pott
IPC: G06Q30/02
Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
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