公开(公告)号：US07229009B1

公开(公告)日：2007-06-12

申请号：US11359912

申请日：2006-02-21

Applicant: Donald Parsons ,  Judith Edwards ,  Donald McCoy ,  James Block

Inventor： Donald Parsons ,  Judith Edwards ,  Donald McCoy ,  James Block

IPC: G06K5/00

CPC classification number: G07F19/206 ,  G06Q20/341 ,  G06Q20/3823 ,  G06Q20/3825 ,  G07F7/084 ,  G07F7/1008 ,  G07F19/20

Abstract: An automated banking machine is provided which includes a first component and a second component. The first component is operative generate a first hash of a first identity data and a public key associated with the second component. The first component is operative to encrypt a randomly generated secret key using the public key associated with the second component. The second component is operative to receive at least one message from the first component which includes the encrypted secret key and the first hash. The second component is operative to decrypt the secret key with a private key that corresponds to the public key. The second component is operative to permit information associated with a transaction function to be communicated between the first and second components which is encrypted with the secret key when the first hash is determined by the second component to correspond to the first component.

Abstract translation: 提供一种包括第一部件和第二部件的自动银行机器。 第一组件可操作地生成与第二组件相关联的第一身份数据和公钥的第一散列。 第一组件可操作以使用与第二组件相关联的公钥来加密随机生成的秘密密钥。 第二组件可操作以从第一组件接收至少一个包括加密的秘密密钥和第一散列的消息。 第二组件可操作以用对应于公钥的专用密钥解密秘密密钥。 当第二组件确定第一散列以对应于第一组件时，第二组件可操作以允许与交易功能相关联的信息在第一和第二组件之间进行通信，该第一组件与第二组件之间用秘密密钥加密。

公开(公告)号：US20050010182A1

公开(公告)日：2005-01-13

申请号：US10839723

申请日：2004-05-04

Applicant: Mark Parks ,  James Block

Inventor： Mark Parks ,  James Block

IPC: A61B5/00 ,  A61F5/44 ,  A61F5/455

CPC classification number: A61F5/4556

Abstract: An extra-labia urine voiding apparatus including a container sized and shaped to externally cover a vulval region of a female anatomy. The container has an open side and defines a reservoir that is adapted for receiving urine. The container also includes a surface disposed at a top of the container adapted to face and generally surround a periphery of the vulval region. The voiding apparatus also includes a conduit in fluid communication with the reservoir of the container and adapted for draining urine from the reservoir.

Abstract translation: 一种超阴唇尿液排泄装置，其包括容器，其尺寸和形状适于外部覆盖女性解剖结构的外阴部位。 容器具有开口侧并且限定适于接收尿液的储存器。 容器还包括设置在容器的顶部的适于面对并且大致围绕外阴部分的周边的表面。 排尿装置还包括与容器的容器流体连通并适于从储存器排出尿液的导管。

公开(公告)号：US09177449B1

公开(公告)日：2015-11-03

申请号：US13421107

申请日：2012-03-15

Applicant: David E. Kolinski-Schultz ,  James Block ,  Randall W. Jenkins ,  Tim Crews ,  Michael J. Harty ,  Paul D. Magee ,  Richard C. Lute ,  Klaus Steinbach ,  Natarajan Ramachandran

Inventor： David E. Kolinski-Schultz ,  James Block ,  Randall W. Jenkins ,  Tim Crews ,  Michael J. Harty ,  Paul D. Magee ,  Richard C. Lute ,  Klaus Steinbach ,  Natarajan Ramachandran

IPC: G06F17/00 ,  G07F19/00

CPC classification number: G07F19/20 ,  G06Q20/1085 ,  G07F19/201 ,  G07F19/2055

Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.

Abstract translation: 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器，支票接收器，自动取款机和显示器操作连接的处理器。 所述至少一个处理器使得所述机器操作以从用户卡读取卡数据，并且确定所读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据，以及从其账户对应的财务转账。 机器的安全的胸部部分可通过机器的输入设备进行服务器输入。

公开(公告)号：US08950665B1

公开(公告)日：2015-02-10

申请号：US13385338

申请日：2012-02-14

Applicant: James Block ,  Randall W. Jenkins ,  Tim Crews ,  Michael J. Harty ,  Paul D. Magee ,  Richard C. Lute ,  Klaus Steinbach ,  Natarajan Ramachandran

Inventor： James Block ,  Randall W. Jenkins ,  Tim Crews ,  Michael J. Harty ,  Paul D. Magee ,  Richard C. Lute ,  Klaus Steinbach ,  Natarajan Ramachandran

IPC: G06Q40/00

CPC classification number: G07F19/201 ,  G07F19/205 ,  G07F19/2055

Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.

公开(公告)号：US08870063B1

公开(公告)日：2014-10-28

申请号：US11638975

申请日：2006-12-14

Applicant: James Block ,  Paul D. Magee ,  Donald S. Nelson, Jr. ,  Richard C. Lute, Jr. ,  Klaus Steinbach ,  David A. Barker

Inventor： James Block ,  Paul D. Magee ,  Donald S. Nelson, Jr. ,  Richard C. Lute, Jr. ,  Klaus Steinbach ,  David A. Barker

IPC: G06Q40/00 ,  G07D11/00 ,  G07F19/00 ,  G06K5/00 ,  G06F7/08 ,  G06F17/00 ,  G06Q20/00 ,  G07G1/10 ,  G07G1/12

CPC classification number: G07F19/205 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/108 ,  G06Q20/1085 ,  G07F19/20

Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Abstract translation: 自动银行机（10）可操作以执行金融交易并且包括用户界面（15）。 用户界面包括读卡器（16），其可用于读取识别用户财务帐户的用户卡上的数据。 机器的面板包括用户输入机密数据的小键盘（404,483,458）。 封面（400,422,430）防止未经授权的人员查看键盘的机密输入。 或者，可移动面板（462,464）是可移动的，以防止未经授权的机密输入的查看。 或者，键盘盖选择性地可折叠以防止数字访问。 视觉指示器用于向用户指示键盘输入正被加密。 消毒技术可用于消毒机器的手动接触表面。

公开(公告)号：US08523055B1

公开(公告)日：2013-09-03

申请号：US13200143

申请日：2011-09-19

Applicant: Donald Parsons ,  Judith Edwards ,  Donald McCoy ,  James Block

Inventor： Donald Parsons ,  Judith Edwards ,  Donald McCoy ,  James Block

IPC: G06Q40/00

CPC classification number: G07F19/206 ,  G06Q20/341 ,  G06Q20/3823 ,  G06Q20/3825 ,  G07F7/084 ,  G07F7/1008 ,  G07F19/20

Abstract: A card activated cash dispensing automated banking machine is provided which includes a safe and at least a portion of a cash dispenser positioned within the safe. The cash dispenser includes an input device which when manually operated from within the safe causes the cash dispenser to accept data usable to authenticate communications received from a computer located outside the safe in the automated banking machine. The cash dispenser is operative responsive to authenticated communication to dispense cash.

Abstract translation: 提供一种卡片激活的现金分配自动银行机，其包括保险箱和位于保险箱内的自动提款机的至少一部分。 自动提款机包括输入装置，当从保险箱内手动操作时，自动提款机接受可用于认证从位于自动银行机器的保险箱外部的计算机接收的通信的数据的输入装置。 自动取款机可以响应于认证通信来分配现金。

公开(公告)号：US08353450B2

公开(公告)日：2013-01-15

申请号：US13441895

申请日：2012-04-08

Applicant: Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass ,  Caren R. Blackson

Inventor： Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass ,  Dale H. Blackson

IPC: G06K5/00

CPC classification number: G07F19/201 ,  G06Q20/1085 ,  G06Q20/322 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/388 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q20/40145 ,  G06Q20/425 ,  G06Q40/02 ,  G07F19/20 ,  G07F19/205

Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code within a predetermined amount of time.

Abstract translation: 银行系统的操作是响应于读卡器从数据记录读取的卡数据进行财务转移。 该系统包括至少一个包括自动提款机的自动银行机。 该系统在现金分配交易请求期间操作以通过自动银行机接收用户输入与移动电话号码相对应的数据。 该系统用于生成所请求的现金分配交易的安全代码。 系统使用电话号码将生成的安全码发送到手机。 仅当系统在预定时间内接收到所发送的安全码的机器用户输入时，允许现金分配交易进行。

公开(公告)号：US08261976B1

公开(公告)日：2012-09-11

申请号：US13136565

申请日：2011-08-04

Applicant: James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

Inventor： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

IPC: G06F19/60

CPC classification number: G07F19/201 ,  G06Q20/18 ,  G06Q20/3224 ,  G07F19/20 ,  G07F19/2055 ,  G07F19/207 ,  G07G3/003 ,  H04W4/021

Abstract: An automated banking machine transaction request is authorized based on the determined location of an authorized user relative to the machine. Identification of an authorized machine user is linked to a remotely locatable item (e.g., a cell phone) of the authorized user. A machine receiving the user identification causes the location of the cell phone to be determined. A comparison is then made of the cell phone location and the machine location. If the locations correspond, then the current machine user is recognized as the authorized user and machine transactions are permitted. If the locations do not correspond, then the current user is denied transactions at the machine. The security arrangement helps prevent an unauthorized person from using a fraudulent machine card to access a financial account.

Abstract translation: 基于授权用户相对于机器的确定位置来授权自动银行机交易请求。 授权机器用户的标识被链接到授权用户的可远程定位的项目（例如，蜂窝电话）。 接收用户标识的机器导致确定手机的位置。 然后比较手机位置和机器位置。 如果位置对应，则当前机器用户被识别为授权用户，并允许机器交易。 如果位置不对应，则当前用户被拒绝在机器处理。 安全安排有助于防止未经授权的人使用欺诈性机器卡访问财务帐户。

公开(公告)号：US08210426B1

公开(公告)日：2012-07-03

申请号：US12930615

申请日：2011-01-12

Applicant: Klaus Steinbach ,  Ray Motz ,  Anne Doland ,  James Block ,  Paul D. Magee ,  Richard C. Lute ,  Donald S. Nelson ,  David A. Barker

Inventor： Klaus Steinbach ,  Ray Motz ,  Anne Doland ,  James Block ,  Paul D. Magee ,  Richard C. Lute ,  Donald S. Nelson ,  David A. Barker

IPC: G06Q40/00 ,  G07D11/00 ,  G07F19/00 ,  G07F7/08 ,  G06K5/00

CPC classification number: G07F19/201 ,  G06Q20/042 ,  G06Q20/1085 ,  G06Q20/40 ,  G06Q40/00 ,  G07F19/20 ,  G07F19/205

Abstract: An automated banking machine is operative to carry out financial transactions and includes a user interface. The user interface includes a card reader which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad through which users input confidential data. Covers prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Abstract translation: 一个自动银行机器可操作以执行金融交易并且包括一个用户界面。 用户接口包括读卡器，其可操作以读取识别用户财务帐户的用户卡上的数据。 机器的面板包括用户输入机密数据的小键盘。 防止未经授权的人员查看键盘的机密输入。 或者，可移动面板是可移动的，以防止未经授权地查看机密输入。 或者，键盘盖选择性地可折叠以防止数字访问。 视觉指示器用于向用户指示键盘输入正被加密。 消毒技术可用于消毒机器的手动接触表面。

公开(公告)号：US08201729B1

公开(公告)日：2012-06-19

申请号：US12798686

申请日：2010-04-09

Applicant: James Block ,  H. Thomas Graef ,  Paul D. Magee ,  Donald S. Nelson, Jr.

Inventor： James Block ,  H. Thomas Graef ,  Paul D. Magee ,  Donald S. Nelson, Jr.

IPC: G06Q40/00 ,  G07D11/00 ,  G06F19/00

CPC classification number: G06Q40/00 ,  G06Q20/1085 ,  G07F19/20

Abstract: A banking facility terminal operates to read identification data provided by a bank customer. The terminal further operates to receive from the customer, a request for a financial transaction which the customer desires to conduct at the bank. The terminal is operable to then display output which both addresses the customer by name and directs the customer to a specific location in the banking facility where the financial transaction can be earliest completed. The terminal further operates to cause transaction data corresponding to the customer's identification and request to be sent to the specific location. The transaction data is usable by banking facility personnel at the specific location to begin the desired financial transaction before the customer arrives at the specific location. The transaction data also allows the banking facility personnel to greet the customer by name upon arrival at the specific location.

Abstract translation: 银行设施终端用于读取银行客户提供的识别数据。 终端进一步操作以从客户接收客户希望在银行进行的金融交易的请求。 该终端可操作地显示输出，其两者都以名称对客户进行访问，并将客户引导到金融交易可以最早完成的银行设施中的特定位置。 终端进一步操作以使与客户身份相对应的交易数据和要求被发送到特定位置。 交易数据可以在特定地点的银行设施人员使用，以在客户到达特定地点之前开始所需的金融交易。 交易数据还允许银行设施人员在到达特定地点时以名称来迎接客户。