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    Method and system for use of an EMV card in a multi-signature wallet for cryptocurrency transactions
    1.
    发明授权
    Method and system for use of an EMV card in a multi-signature wallet for cryptocurrency transactions 有权

    公开(公告)号：US12217246B2

    公开(公告)日：2025-02-04

    申请号：US16840566

    申请日：2020-04-06

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： Srinath Ravinathan ,  Bensam Joyson ,  Donghao Huang ,  Teck Yong Tan

    IPC: G06Q20/36 ,  G06F16/27 ,  G06Q20/06 ,  G06Q20/20 ,  G06Q20/34 ,  G06Q20/38

    Abstract: A method for carrying out a cryptocurrency blockchain transaction through an integrated circuit payment card using a multi-signature blockchain wallet includes: storing, in an integrated circuit of a payment card, a first private key of a first cryptographic key pair and a transaction account number; receiving, by the integrated circuit, a blockchain transaction from a point of sale device, the blockchain transaction including unspent transaction outputs, destination addresses, a cryptocurrency amount for each destination address, and a first digital signature generated using a second private key of a second cryptographic key pair; digitally signing, by the integrated circuit, the blockchain transaction using the first private key to generate a second digital signature; and transmitting, by the integrated circuit, the digitally signed blockchain transaction including the first digital signature and the second digital signature to the point of sale device.

    System and application server for secure guest checkout
    2.
    发明授权
    System and application server for secure guest checkout 有权

    公开(公告)号：US12093917B2

    公开(公告)日：2024-09-17

    申请号：US17005771

    申请日：2020-08-28

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD

    Inventor： Zunhua Wang ,  Teck Yong Tan ,  Rasika Chandana Karunapala ,  Deepa Swami

    IPC: G06Q30/0601 ,  G06Q20/12 ,  G06Q20/32 ,  G06Q30/018

    CPC classification number: G06Q20/3223 ,  G06Q20/12 ,  G06Q30/0185 ,  G06Q30/0633 ,  G06Q2220/00

    Abstract: A system for initiating secure guest checkout includes an application server; and an untrusted user interaction device that is in communication with the application server. The untrusted user interaction device has a unique device identifier that is registered with the application server. The untrusted user interaction device is configured to: receive input data relating to a selection of one or more items; transmit, to the application server, the selection of one or more items and the unique device identifier, for creation of a cart at the application server; communicate a pairing code received from the application server, the pairing code being associated with the cart; and wirelessly broadcast identifier data including, and/or derived from, the unique device identifier; such that a computing device that receives the identifier data and the pairing code can verify the unique device identifier and retrieve the cart from the application server for initiation of a secure remote commerce (SRC) checkout process at an SRC initiator.

    Mobile device platform for automated visual retail product recognition
    5.
    发明授权
    Mobile device platform for automated visual retail product recognition 有权

    公开(公告)号：US11804112B2

    公开(公告)日：2023-10-31

    申请号：US16630785

    申请日：2018-07-12

    Applicant: Mastercard Asia/Pacific Pte. Ltd.

    Inventor： Catalin Voss

    IPC: G06F16/16 ,  G06K7/14 ,  G06N3/08 ,  G06Q20/20 ,  G06Q20/32 ,  G07G1/00 ,  G06F18/40 ,  G06F18/21 ,  G06F18/241 ,  G06K7/10

    CPC classification number: G07G1/0054 ,  G06F16/164 ,  G06F18/217 ,  G06F18/241 ,  G06F18/40 ,  G06K7/1413 ,  G06N3/08 ,  G06Q20/208 ,  G06Q20/322 ,  G06K2007/10504

    Abstract: Disclosed is a mobile electronic device platform for automated visual product recognition. As part of the platform, a mobile electronic device comprising a processing element and computer-readable media performs automated product-recognition processes based on input image frames received from a photographic element. The non-transitory computer-readable media may include computer-readable instructions stored thereon, the instructions instructing the processing element of the mobile electronic device to complete the following data processing steps without sending or receiving the processed data over an active data connection to any other computing device: (1) pass an input image frame of the input image frames depicting a product through a convolutional neural network stored on the computer-readable media; (2) generate a product classification for the product based at least in part on passage of the image frame through the convolutional neural network; and (3) record product metadata corresponding to the product to a record of the automated product-recognition process. The convolutional neural network may be trained through adjustment of model parameters according to the output of multiple classification arms sharing upstream convolutional features and utilize network compression and/or quantization techniques described herein, resulting in significant performance gains.

    METHOD AND SYSTEM FOR BIOMETRIC PAYMENTS
    8.
    发明申请
    METHOD AND SYSTEM FOR BIOMETRIC PAYMENTS 有权

    公开(公告)号：US20220398595A1

    公开(公告)日：2022-12-15

    申请号：US17834683

    申请日：2022-06-07

    Applicant: MASTERCARD ASIA/PACIFIC PTE. LTD.

    Inventor： TOBIAS PUEHSE ,  ABHINAVA SRIVASTAVA ,  MICHIHIKO YODEN

    IPC: G06Q20/40 ,  G06Q20/08

    Abstract: A method for biometric payments comprises: receiving biometric data obtained by a biometric reader device from a user who is registered for biometric payments with a merchant; determining a biometric identifier that is associated with the biometric data; determining a stored payment credential that is associated with the biometric identifier, wherein the stored payment credential is not stored by the merchant; determining a payment card number or payment token based on the stored payment credential; and generating an authorisation request message for processing by an issuer, wherein the authorisation request message comprises the payment card number or payment token, and a data element comprising an indication that the user was authenticated by a biometric authentication method.

    Inventory management server
    9.
    发明授权
    Inventory management server 有权

    公开(公告)号：US11379792B2

    公开(公告)日：2022-07-05

    申请号：US15624999

    申请日：2017-06-16

    Applicant: MasterCard Asia/Pacific Pte. Ltd.

    Inventor： Hao Tang ,  Senxian Zhuo ,  Xijing Wang ,  Bensam Joyson ,  Naman Aggarwal ,  Donghao Huang ,  Prashant Sridhar ,  Martin Collings ,  Perry Kick

    IPC: G06Q10/08 ,  G06Q20/20

    Abstract: An inventory management server is provided. The inventory management server includes at least one processor, and at least one memory. The at least one memory includes computer program code configured to cause the inventory management server at least to receive tracking data assigned to a product from a payment network, interrogate a mapping table containing assigned product to tracking data information, for the presence of the received tracking data, update an inventory database of the product stocked at the merchant inventory in response to detection of the presence of the received tracking data, and transmit acknowledgement data indicative of the inventory database update. The tracking data is transmitted by a merchant via a payment terminal in communication with the payment network.

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