公开(公告)号：US20170004502A1

公开(公告)日：2017-01-05

申请号：US15201547

申请日：2016-07-04

Applicant: INGENICO GROUP

Inventor： Pierre QUENTIN ,  Vincent DUCROCHET ,  Michel LEGER

IPC: G06Q20/40 ,  G06Q40/02 ,  G06Q20/10

CPC classification number: G06Q20/409 ,  G06Q20/102 ,  G06Q20/322 ,  G06Q20/38 ,  G06Q20/382 ,  G06Q40/02

Abstract: The technology relates to a method for creating a payment data structure called a payment container. The technology also relates to the use of such a payment container by means of a processing server. The method for creating is implemented by a communications terminal, and comprises: selection, by a user and via a man-machine interface, of at least one attribute of said container, comprising the selection of at least one attribute value for at least one of the following parameters: (a) category of beneficiary of the payment container and (b) beneficiary of the payment container. The method also comprises obtaining, by the communications terminal, of at least one piece of data representing a user's bank card; validation, by the user, of the creation of the payment container; and transmission, by said communications terminal, of said payment container to a payment container processing server.

Abstract translation: 该技术涉及一种用于创建称为支付容器的支付数据结构的方法。 该技术还涉及通过处理服务器使用这种支付容器。 用于创建的方法由通信终端实现，并且包括：由用户和经由人机界面选择所述容器的至少一个属性，包括至少选择一个以下的至少一个属性值： 以下参数：（a）支付集装箱的受益人类别和（b）付款集装箱的受益人。 该方法还包括由通信终端获取表示用户银行卡的至少一条数据; 由用户验证支付容器的创建; 以及由所述通信终端将所述支付容器发送到支付容器处理服务器。

公开(公告)号：US20170004462A1

公开(公告)日：2017-01-05

申请号：US15201561

申请日：2016-07-04

Applicant: Ingenico Group

Inventor： Pierre QUENTIN ,  Michel LEGER

IPC: G06Q20/10 ,  G06Q20/34 ,  G06Q20/40 ,  H04L29/08

CPC classification number: G06Q20/10 ,  G06Q20/02 ,  G06Q20/20 ,  G06Q20/3227 ,  G06Q20/327 ,  G06Q20/34 ,  G06Q20/405 ,  H04L67/02 ,  H04L67/10

Abstract: The invention relates to a method for processing transactional data representing a payment between a user (U) and a merchant (M), the method being implemented by an electronic device for processing transactions situated within a communications network. Such a method comprises: a step (100) for receiving a request for processing a transaction (ReqTT) coming from a merchant server (SerMar); a step (110) for obtaining a piece of data representing a payment parameter (ParPai) associated with said merchant server (SerMar); a step (140) for transmitting a request for processing payment (ReqTrtPai) to a payment server (SerPai).

Abstract translation: 本发明涉及一种用于处理表示用户（U）和商家（M）之间的支付的交易数据的方法，该方法由电子设备实现，用于处理位于通信网络内的交易。 这种方法包括： - 步骤（100），用于接收来自商家服务器（SerMar）的处理交易（ReqTT）的请求; - 用于获得表示与所述商家服务器（SerMar）相关联的支付参数（ParPai）的数据的步骤（110）; - 将支付请求（ReqTrtPai）发送到支付服务器（SerPai）的步骤（140）。

公开(公告)号：US20170063548A1

公开(公告)日：2017-03-02

申请号：US15248115

申请日：2016-08-26

Applicant: Ingenico Group

Inventor： David NACCACHE ,  Rémi GERAUD ,  Michel LEGER

IPC: H04L9/12

CPC classification number: H04L9/12 ,  G06F21/602 ,  G06F21/606 ,  G06F21/77

Abstract: The invention relates to a method for transmitting data implemented between a terminal and an integrated circuit, said terminal and said integrated circuit communicating by means of an interface for transmitting and receiving data. According to the invention, said method comprises at least one iteration of the following steps, implemented by the terminal, generating (10) a command intended for said integrated circuit, said command comprising a command header; encrypting (20) said command (CX), delivering an encrypted command (CC); creating (20) a second command (CY), said command comprising a command header and data, said data being constituted at least partly by said encrypted commands (CC); transmitting (40) said second command (CY) to said integrated circuit.

Abstract translation: 本发明涉及一种用于发送在终端和集成电路之间实现的数据的方法，所述终端和所述集成电路通过用于发送和接收数据的接口进行通信。 根据本发明，所述方法包括由终端实现的以下步骤的至少一次迭代，产生（10）用于所述集成电路的命令，所述命令包括命令头; 加密（20）所述命令（CX），传递加密命令（CC）; 创建（20）第二命令（CY），所述命令包括命令头和数据，所述数据至少部分地由所述加密命令（CC）构成; 将所述第二命令（CY）（40）发送（40）到所述集成电路。