公开(公告)号：US20250039275A1

公开(公告)日：2025-01-30

申请号：US18913126

申请日：2024-10-11

Applicant: State Farm Mutual Automobile Insurance Company

Inventor： Brian Mark Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: H04L67/565 ,  G06Q40/08 ,  G07C5/08 ,  H04L67/12

Abstract: Systems and methods for providing an aspirational safe driving incentive to drivers having the propensity or ability to improve high risk driving behaviors are provided. Drivers exhibiting high risk driving behaviors may be identified, and initial vehicle telematics data associated with each of the drivers may be collected and analyzed in order to determine which drivers have propensity or ability to improve their high risk driving behaviors. These candidate drivers may receive a probationary safe driving incentive along with feedback configured to improve the drivers' high risk driving behaviors. Updated vehicle telematics data associated with each candidate driver may be collected in order to evaluate an extent to which each candidate driver has improved his or her high risk driving behaviors. Accordingly, a candidate driver's probationary safe driving incentive may be modified or maintained based on the extent to which the candidate has improved upon high risk driving behaviors.

公开(公告)号：US12005910B2

公开(公告)日：2024-06-11

申请号：US18130736

申请日：2023-04-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen ,  Brian Mark Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: B60W50/00

CPC classification number: B60W50/0098 ,  B60W2900/00

Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to determine at least one of a characteristic or a trait of the transportable article; detect, based on sensed data, an emergency condition; select one or more article protection components based on (i) the at least one of the characteristic or the trait of the transportable article, and (ii) the detected emergency condition; and in response to detecting the emergency condition, deploy the selected one or more article protection components to protect the transportable article.

公开(公告)号：US11623651B2

公开(公告)日：2023-04-11

申请号：US17738209

申请日：2022-05-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen ,  Brian M. Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: B60W50/00

Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to determine at least one of a characteristic or a trait of the transportable article; detect, based on sensed data, an emergency condition; select one or more article protection components based on (i) the at least one of the characteristic or the trait of the transportable article, and (ii) the detected emergency condition; and in response to detecting the emergency condition, deploy the selected one or more article protection components to protect the transportable article.

公开(公告)号：US20220314839A1

公开(公告)日：2022-10-06

申请号：US17849343

申请日：2022-06-24

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Steve Roberson ,  Scott Thomas Christensen ,  Stephen R. Prevatt

IPC: B60N2/02 ,  B60W30/095 ,  B60N2/04

Abstract: A system and method are provided for controlling an interior configuration of a vehicle. The system may include an interior vehicle component, an actuator component configured to adjust a physical configuration of the interior vehicle component, an external communication component configured to collect driving environment data representing an external environment of the vehicle, and one or more processors configured to receive driving environment data and detect, by processing the driving environment data, an external driving condition. When the one or more processors detect the external driving condition, the one or more processors may cause the actuator component to adjust the interior vehicle component from a first physical configuration to a second physical configuration, or may cause the actuator component to restrict movement of the interior vehicle component to a predetermined range of physical configurations.

公开(公告)号：US11352017B2

公开(公告)日：2022-06-07

申请号：US17095089

申请日：2020-11-11

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen ,  Brian M. Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: B60W50/00

Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to access sensed data representative of at least one of a characteristic or a trait of a transportable article in a vehicle, determine based on the data the at least one of the characteristic or the trait of the transportable article, select one or more article protection components based on the determined at least one of the characteristic or the trait of the transportable article, and deploy the selected one or more article protection components to protect the transportable article.

公开(公告)号：US20230234597A1

公开(公告)日：2023-07-27

申请号：US18130736

申请日：2023-04-04

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen ,  Brian Mark Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: B60W50/00

CPC classification number: B60W50/0098 ,  B60W2900/00

Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to determine at least one of a characteristic or a trait of the transportable article; detect, based on sensed data, an emergency condition; select one or more article protection components based on (i) the at least one of the characteristic or the trait of the transportable article, and (ii) the detected emergency condition; and in response to detecting the emergency condition, deploy the selected one or more article protection components to protect the transportable article.

公开(公告)号：US11485254B2

公开(公告)日：2022-11-01

申请号：US15948204

申请日：2018-04-09

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen ,  Brian M. Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: B60N2/02 ,  B60R21/013 ,  B60N2/427 ,  B60R21/01

Abstract: A system and method are provided for controlling an interior configuration of a vehicle. The system may include an interior vehicle component; an actuator component configured to adjust/restrict movement of a physical configuration of the interior vehicle component; one or more sensors configured to collect data corresponding to a state of the vehicle, an action of the vehicle, and/or an internal or external environment of the vehicle; and one or more processors configured to receive sensor data and detect, by processing the sensor data, a vehicle accident condition. After the one or more processors detect the vehicle accident condition, the one or more processors may cause the actuator component to adjust the interior vehicle component from a first physical configuration to a second physical configuration, or may cause the actuator component to restrict movement of the interior vehicle component to a predetermined range of physical configurations.

公开(公告)号：US20220258747A1

公开(公告)日：2022-08-18

申请号：US17738209

申请日：2022-05-06

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott Thomas Christensen ,  Brian M. Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: B60W50/00

Abstract: Systems and methods are provided for dynamically protecting transportable articles in vehicles. A system for dynamically protecting a transportable article in a vehicle may include one or more processors and non-volatile memory storing instructions. The instructions, when executed by the one or more processors, cause the system to determine at least one of a characteristic or a trait of the transportable article; detect, based on sensed data, an emergency condition; select one or more article protection components based on (i) the at least one of the characteristic or the trait of the transportable article, and (ii) the detected emergency condition; and in response to detecting the emergency condition, deploy the selected one or more article protection components to protect the transportable article.

公开(公告)号：US20210309124A1

公开(公告)日：2021-10-07

申请号：US15887307

申请日：2018-02-02

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Brian Mark Fields ,  Steve Roberson ,  Scott T. Christensen ,  Stephen R. Prevatt

IPC: B60N2/02 ,  B60W30/095 ,  B60N2/04

Abstract: A system and method are provided for controlling an interior configuration of a vehicle. The system may include an interior vehicle component, an actuator component configured to adjust a physical configuration of the interior vehicle component, an external communication component configured to collect driving environment data representing an external environment of the vehicle, and one or more processors configured to receive driving environment data and detect, by processing the driving environment data, an external driving condition. When the one or more processors detect the external driving condition, the one or more processors may cause the actuator component to adjust the interior vehicle component from a first physical configuration to a second physical configuration, or may cause the actuator component to restrict movement of the interior vehicle component to a predetermined range of physical configurations.

公开(公告)号：US20210031790A1

公开(公告)日：2021-02-04

申请号：US17072134

申请日：2020-10-16

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Scott T. Christensen ,  Brian M. Fields ,  Stephen R. Prevatt ,  Steve Roberson

IPC: B60W50/00

Abstract: Systems and methods are provided for controlling operation of a vehicle. An example system for controlling operation of a vehicle includes one or more data collection components and one or more processors. The one or more data collection components are configured to collect data representative of a physical configuration of an interior vehicle component. The one or more processors are configured to access the collected data, determine, by processing the collected data, the physical configuration of the interior vehicle component, select a manner of operation based upon the determined physical configuration of the interior vehicle component, and cause the vehicle to operate according to the manner of operation.