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61.发明申请
公开(公告)号：WO2018125537A1
公开(公告)日：2018-07-05
申请号：PCT/US2017/065237
申请日：2017-12-08
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： SNYDER, Jared S. , FERGUSON, Dana
Abstract: One or more braking event detection computing devices and methods are disclosed herein based on fused sensor data collected during a window of time from various sensors of a mobile device found within an interior of a vehicle. The various sensors of the mobile device may include a GPS receiver, an accelerometer, a gyroscope, a microphone, a camera, and a magnetometer. Data from vehicle sensors and other external systems may also be used. The braking event detection computing devices may adjust the polling frequency of the GPS receiver of the mobile device to capture non-consecutive data points based on the speed of the vehicle, the battery status of the mobile device, traffic-related information, and weather- related information. The braking event detection computing devices may use classification machine learning algorithms on the fused sensor data to determine whether or not to classify a window of time as a braking event.
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公开(公告)号：WO2018075619A1
公开(公告)日：2018-04-26
申请号：PCT/US2017/057144
申请日：2017-10-18
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CHINTAKINDI, Sunil
Abstract: A system for determining a road frustration index value may include a vehicle and/or a computing device associated with a user travelling within the vehicle. A telematics system associated with the vehicle may include a sensor to sense a speed of the vehicle. The computing device may receive, from the vehicle telematics device, speed information representative of a current vehicle speed and may receive, from a mobile location detection unit, information identifying a road class associated with each of a plurality of road segments of a route. The computing device may then calculate, in near real-time and based on the speed information and the road class, a first frustration level value associated with the driver of the vehicle and identify, based on whether the first frustration level value meets a criterion, an alternate route segment having second frustration level value predicted to be less than the first frustration level value.
Abstract translation: 用于确定道路受挫指数值的系统可以包括与在车辆内行驶的用户相关联的车辆和/或计算装置。 与车辆相关联的远程信息处理系统可以包括感测车辆速度的传感器。 计算设备可以从车辆远程信息处理设备接收表示当前车辆速度的速度信息并且可以从移动位置检测单元接收标识与路线的多个路段中的每个相关联的道路类别的信息。 然后，计算设备可以近实时地并且基于速度信息和道路等级计算与车辆的驾驶员相关联的第一挫折水平值，并且基于第一挫败水平值是否满足标准来识别， 具有第二受挫水平值的替代路线段被预测为小于第一受挫水平值。
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公开(公告)号：WO2018063906A1
公开(公告)日：2018-04-05
申请号：PCT/US2017/052640
申请日：2017-09-21
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CONWAY, Ann , FAGA, Mark E.
IPC: G06F3/0484 , H04L12/28 , G06Q10/00 , G06Q40/08
CPC classification number: G06F3/04842 , G06Q10/20 , G06Q40/08 , H04L12/2803
Abstract: Methods, computer-readable media, systems and apparatuses for home services and for completing various home services are provided. Based on received information, the system may generate a services list for the home, provide products and service providers for completion of the services, and provide clickable links to experts for advice to complete the services. Data related to services performed on the home may be received and, based on the received services data, a determination may be made as to whether one or more services on the services list have been completed.
Abstract translation: 提供了用于家庭服务和用于完成各种家庭服务的方法，计算机可读介质，系统和装置。 根据收到的信息，系统可以为家庭生成服务清单，为完成服务提供产品和服务提供商，并向专家提供可点击的链接，以获得建议以完成服务。 可以接收与在家中执行的服务有关的数据，并且可以基于接收到的服务数据确定服务列表上的一个或多个服务是否已经完成。
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公开(公告)号：WO2018044890A1
公开(公告)日：2018-03-08
申请号：PCT/US2017/049120
申请日：2017-08-29
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： NAGPAL, Varun , MUKHTAR, Yasir , SNYDER, Jared S. , WALSH, Connor
IPC: G08G1/056
Abstract: An turn detection system is configured to determine headings or a course of a vehicle over a period of time and evaluate whether the vehicle has registered a turn based on these headings/course. In some arrangements, upon detecting a turn, sensor data may be collected to determine one or more characteristics or attributes of the turn. Such data may indicate a loss event associated with the turn and be used to calculate a probability or risk of loss given the various characteristics of the turn. These probabilities may further be applied to determine various costs and premiums.
Abstract translation: 转弯检测系统被配置为在一段时间内确定车辆的航向或航向，并基于这些航向/航向评估车辆是否已经登记转弯。 在一些布置中，在检测到转弯时，可以收集传感器数据以确定转弯的一个或多个特征或属性。 这样的数据可以指示与转弯相关联的损失事件，并且用于计算在转弯的各种特征下损失的概率或风险。 这些概率可能会进一步用于确定各种成本和溢价。
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公开(公告)号：WO2018039560A1
公开(公告)日：2018-03-01
申请号：PCT/US2017/048618
申请日：2017-08-25
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： HANSON, Randall M. , HILDEBRANDT, Nicole M. , BOND, Anthony L. , MARLOW, Clint J. , GUPTA, Ami J. , YAGER, Floyd M. , THOMAS, Joy A. , HULS, Eric D.
Abstract: Systems and methods for automatically determining damage information and publishing said damage information are provided. A notice of loss associated with a damaged item may be received. An apparatus may analyze the damaged item to determine damage information for any damage elements present on the damaged item The damage information may be transmitted to a damage estimate server to determine a line- item cost estimate for the damaged item based on expected costs of repair for the damaged elements. The line-item cost estimate may then be presented to a repair service provider as an offer to repair the damaged item. Further, a database comprising the damage information and/or line-item cost estimate may be published to a marketplace for use by service providers.
Abstract translation: 提供了用于自动确定损坏信息并公布所述损坏信息的系统和方法。 可能会收到与损坏物品相关的损失通知。 设备可以分析损坏的物品以确定损坏物品上存在的任何损坏元件的损坏信息。损坏信息可以被传送到损坏估计服务器，以基于预期的修理费用为损坏的物品确定线路物品成本估计 受损的元素。 行项目成本估算然后可以作为修理受损项目的报价呈现给修理服务提供商。 此外，包括损坏信息和/或行项目成本估计的数据库可以被发布到市场以供服务提供商使用。
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Patent Agency Ranking
公开(公告)号：WO2017218130A1
公开(公告)日：2017-12-21
申请号：PCT/US2017/033089
申请日：2017-05-17
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CHINTAKINDI, Sunil
Abstract: Apparatuses, systems, and methods are provided for the utilization of vehicle control systems to cause a vehicle to take preventative action responsive to the detection of a near short term adverse driving scenario. A vehicle control system may receive information corresponding to vehicle operator data and ancillary data. Based on the received vehicle operator data and the received ancillary data, a multi-dimension risk score module may calculate risk scores associated with the received vehicle operator data and the received ancillary data. Subsequently, the vehicle control systems may cause the vehicle to perform at least one of a close call detection action and a close call detection alert to lessen the risk associated with the received vehicle operator data and the received ancillary data.
Abstract translation: 提供了用于车辆控制系统的利用的装置，系统和方法，以使车辆响应于检测到近期短期不利驾驶场景而采取预防措施。 车辆控制系统可以接收对应于车辆操作者数据和辅助数据的信息。 基于接收到的车辆操作者数据和接收到的辅助数据，多维风险评分模块可以计算与接收到的车辆操作者数据和接收到的辅助数据相关联的风险评分。 随后，车辆控制系统可以使车辆执行近距离呼叫检测动作和近距离呼叫检测警告中的至少一个，以减小与接收到的车辆操作者数据和接收到的辅助数据相关联的风险。
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公开(公告)号：WO2017196967A1
公开(公告)日：2017-11-16
申请号：PCT/US2017/031940
申请日：2017-05-10
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： PARK, Jason D. , HAYES, Howard , CHEN, Tao , PARKINSON, John S.
Abstract: Methods, computer-readable media, software, and apparatuses may monitor consumer information in order to determine a probability of a data breach associated with a customer based on an online presence of the customer. The probability of a data breach may be used to present metrics to a consumer and/or a service provider. Further, the consumer may be presented with information indicating what factors contribute to the probability of a data breach, as well as information regarding how to reduce those factors.
Abstract translation: 方法，计算机可读介质，软件和设备可以监视消费者信息，以便基于客户的在线存在来确定与客户相关联的数据泄露的可能性。 数据泄露的可能性可用于向消费者和/或服务提供商呈现指标。 此外，可向消费者呈现指示哪些因素导致数据泄露的可能性的信息，以及关于如何减少这些因素的信息。
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68.发明申请DETECTION OF MOBILE DEVICE LOCATION WITHIN VEHICLE USING VEHICLE BASED DATA AND MOBILE DEVICE BASED DATA 审中-公开利用车载数据和基于移动设备的数据检测车内移动设备的位置
公开(公告)号：WO2017156295A1
公开(公告)日：2017-09-14
申请号：PCT/US2017/021609
申请日：2017-03-09
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： LUNDSGAARD, Soren, K. , FERGUSON, Dana , SNYDER, Jared, S.
Abstract: One or more location analysis computing devices and methods are disclosed herein for determining the position of a mobile device (smartphone, tablet computer) within an interior of a vehicle. The position of the mobile device may be calculated by detecting changes in accelerometer data. The accelerometer data may first need to be translated to determine corresponding axes, since the device may not be right side up (e.g., in a pocket). The vehicle may travel over road discontinuities such as bumps, and calculating the position of the mobile device may be based on the different magnitude and angle resulting from a first tire and a second tire hitting the bump. Data from vehicle sensors or other mobile device sensors may also be used in the calculating. Once the position is determined, commands may be sent to the mobile device to deactivate certain functionality, or to a remote server for further processing.
Abstract translation: 这里公开了一种或多种位置分析计算设备和方法，用于确定移动设备（智能电话，平板电脑）在车辆内部的位置。 可以通过检测加速度计数据的变化来计算移动设备的位置。 由于装置可能不是正面朝上（例如，在口袋中），加速度计数据可能首先需要被转换以确定对应的轴。 车辆可行驶在诸如颠簸之类的道路不连续处，并且计算移动装置的位置可基于由第一轮胎和第二轮胎撞击隆起的不同量值和角度。 来自车辆传感器或其他移动设备传感器的数据也可以用于计算。 一旦位置被确定，命令可以被发送到移动设备以停用某些功能，或者被发送到远程服务器以供进一步处理。
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公开(公告)号：WO2017146790A1
公开(公告)日：2017-08-31
申请号：PCT/US2016/063527
申请日：2016-11-23
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： MADIGAN, Regina , GIBSON, Timothy W.
CPC classification number: G01C21/3461 , G06Q40/08
Abstract: A system including a computing device may receive base map information and trip request information. The base map information may include a plurality of attribute information associated with a plurality of road segments. The trip request information may include a destination to which a user plans to drive a vehicle. The computing device may determine a route for the user to travel based on the trip request information and base map information. The system might further calculate a risk score for each road segment forming the route, and generate a risk map based on the risk score and the route and cost of insurance along the route. The risk map may then be displayed to a user with alerts communicated on the map or via verbal alerts. The risk map may include markers or other objects depicting potential risks along the route the driver may face. Also, the risk map may be updated based on information collected from multiple sensors coupled to the vehicle, mobile phone or insurance database.
Abstract translation: 包括计算设备的系统可以接收基本地图信息和行程请求信息。 基本地图信息可以包括与多个路段相关联的多个属性信息。 旅程请求信息可以包括用户计划驾驶车辆的目的地。 计算设备可以基于旅行请求信息和基本地图信息来确定用户旅行的路线。 系统可以进一步计算形成路线的每个路段的风险评分，并基于风险评分以及路线上的路线和保险成本生成风险地图。 风险地图然后可以向用户显示在地图上传达的警报或通过口头警报。 风险图可以包括描绘驾驶员可能面对的路线上的潜在风险的标记或其他物体。 而且，可以基于从耦合到车辆，移动电话或保险数据库的多个传感器收集的信息来更新风险地图。
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公开(公告)号：WO2017142917A1
公开(公告)日：2017-08-24
申请号：PCT/US2017/017923
申请日：2017-02-15
Applicant: ALLSTATE INSURANCE COMPANY
Inventor： CHINTAKINDI, Sunil , MADIGAN, Regina , SLUSAR, Mark V. , GIBSON, Timothy W.
IPC: G01S17/93
Abstract: Systems and methods are disclosed for determining that an adverse driving event is likely to occur and utilizing accident calculus algorithms to determine and cause vehicle driving actions necessary to mitigate consequences of the adverse driving event. After determining that an adverse driving event is likely to occur, a computing device my forecast consequences of the driving event. The computing device may determine potential evasive maneuvers that may be taken responsive to the adverse driving event. Additionally, the computing device may determine consequences associated with the potential evasive maneuvers and assign a weight relative to the consequence. The computing device may compare the potential driving maneuvers based on the weighted consequences to determine a driving maneuver to take.
Abstract translation: 公开了用于确定不利的驾驶事件可能发生的系统和方法，以及利用事故微积分算法来确定和引起必要的车辆驾驶行为以减轻不利驾驶事件的后果。 在确定可能发生不利的驾驶事件之后，计算设备会预测驾驶事件的后果。 计算设备可以确定可能响应于不利驾驶事件而采取的潜在回避操纵。 此外，计算设备可以确定与潜在的回避操纵相关联的后果并且分配相对于后果的权重。 计算设备可以基于加权后果来比较潜在驾驶操纵以确定要驾驶的驾驶操纵。
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