公开(公告)号：CA2702432A1

公开(公告)日：2009-05-07

申请号：CA2702432

申请日：2008-10-31

Applicant: BANK OF AMERICA

Inventor： JOHNSON SHANE ANTHONY ,  WALBERT JOHN SCOTT ,  SANDERS WILLIAM THOMAS ,  DRAVNEEK VICTORIA LYNN ,  SHAVER JOHN DANIEL ,  WEICHERT MARGARET MORGAN ,  JOHNSTON BETHANN ,  GRANT KARREN D ,  BOHEN DANIEL CHRISTOPHER

IPC: G06Q20/00

Abstract: Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.

公开(公告)号：AU2008318451B2

公开(公告)日：2013-09-05

申请号：AU2008318451

申请日：2008-10-31

Applicant: BANK OF AMERICA

Inventor： BOHEN DANIEL CHRISTOPHER ,  JOHNSTON BETHANN ,  SHAVER JOHN DANIEL ,  JOHNSON SHANE ANTHONY ,  SANDERS WILLIAM THOMAS ,  GRANT KARREN D ,  DRAVNEEK VICTORIA LYNN ,  WALBERT JOHN SCOTT ,  WEICHERT MARGARET MORGAN

IPC: G06Q20/00

Abstract: Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.

公开(公告)号：MX2010004745A

公开(公告)日：2010-08-02

申请号：MX2010004745

申请日：2008-10-31

Applicant: BANK OF AMERICA

Inventor： JOHNSON SHANE ANTHONY ,  JOHNSTON BETHANN ,  SHAVER JOHN DANIEL ,  WALBERT JOHN SCOTT ,  WEICHERT MARGARET MORGAN ,  SANDERS WILLIAM THOMAS ,  DRAVNEEK VICTORIA LYNN ,  GRANT KARREN D ,  BOHEN DANIEL CHRISTOPHER

IPC: G06Q20/00

Abstract: Se describen sistemas y métodos para la tramitación de un pago en un punto de venta o la aceptación de pago a distancia y locación de procesamiento para una cuenta del cliente. Los sistemas y los métodos pueden incluir la recepción de un pago en un punto de venta o la aceptación de pago a distancia y procesamiento de la ubicación e identificar datos que incluyen al menos una cantidad del pago asociado con el pago. Los datos pueden transmitirse a través de una red de computadora y almacenarse en un depósito de datos asociado con una cuenta del cliente. Un balance de la cuenta del cliente puede actualizarse rápidamente basado en los datos asociados con el pago. Los datos pueden transmitirse a través de una red de computadora y pueden utilizarse en una aplicación de software para proveerle a una cuenta del cliente, un reconocimiento rápido sobre un pago y un saldo total.

公开(公告)号：AU2008318451A1

公开(公告)日：2009-05-07

申请号：AU2008318451

申请日：2008-10-31

Applicant: BANK OF AMERICA

Inventor： JOHNSON SHANE ANTHONY ,  JOHNSTON BETHANN ,  WALBERT JOHN SCOTT ,  GRANT KARREN D ,  SHAVER JOHN DANIEL ,  BOHEN DANIEL CHRISTOPHER ,  SANDERS WILLIAM THOMAS ,  WEICHERT MARGARET MORGAN ,  DRAVNEEK VICTORIA LYNN

IPC: G06Q20/00