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公开(公告)号:CA2702432A1
公开(公告)日:2009-05-07
申请号:CA2702432
申请日:2008-10-31
Applicant: BANK OF AMERICA
Inventor: JOHNSON SHANE ANTHONY , WALBERT JOHN SCOTT , SANDERS WILLIAM THOMAS , DRAVNEEK VICTORIA LYNN , SHAVER JOHN DANIEL , WEICHERT MARGARET MORGAN , JOHNSTON BETHANN , GRANT KARREN D , BOHEN DANIEL CHRISTOPHER
IPC: G06Q20/00
Abstract: Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.
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公开(公告)号:CA2673300A1
公开(公告)日:2008-07-03
申请号:CA2673300
申请日:2007-12-21
Applicant: BANK OF AMERICA
Inventor: JOHNSON SHANE ANTHONY , WEICHERT MARGARET MORGAN , DEBNAM HENRY W , CALDERONE ANTHONY B , BROWN BRIAN DUANE , VENZON JOHN N , NICHOLS MICHELLE DAVIS , JOHNSTON BETHANN , SHAVER JOHN DANIEL , WALBERT JOHN SCOTT
IPC: G07F19/00
Abstract: Aspects of the invention provide for an end-to-end currency handling, and servicing apparatus. The apparatus may be used in any cash-centric business or enterprise for cash register till set up and balancing, back office reco nciliation, and other cash payment handling activities. Further aspects of t he invention provide real-time access to cash receipts for enterprise use in making financial and planning decisions.
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公开(公告)号:AU2007336740A1
公开(公告)日:2008-07-03
申请号:AU2007336740
申请日:2007-12-21
Applicant: BANK OF AMERICA
Inventor: VENZON JOHN N , WALBERT JOHN SCOTT , NICHOLS MICHELLE DAVIS , JOHNSTON BETHANN , WEICHERT MARGARET MORGAN , DEBNAM HENRY W , CALDERONE ANTHONY B , JOHNSON SHANE ANTHONY , SHAVER JOHN DANIEL , BROWN BRIAN DUANE
IPC: G07F19/00
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公开(公告)号:MX2010004745A
公开(公告)日:2010-08-02
申请号:MX2010004745
申请日:2008-10-31
Applicant: BANK OF AMERICA
Inventor: JOHNSON SHANE ANTHONY , JOHNSTON BETHANN , SHAVER JOHN DANIEL , WALBERT JOHN SCOTT , WEICHERT MARGARET MORGAN , SANDERS WILLIAM THOMAS , DRAVNEEK VICTORIA LYNN , GRANT KARREN D , BOHEN DANIEL CHRISTOPHER
IPC: G06Q20/00
Abstract: Se describen sistemas y métodos para la tramitación de un pago en un punto de venta o la aceptación de pago a distancia y locación de procesamiento para una cuenta del cliente. Los sistemas y los métodos pueden incluir la recepción de un pago en un punto de venta o la aceptación de pago a distancia y procesamiento de la ubicación e identificar datos que incluyen al menos una cantidad del pago asociado con el pago. Los datos pueden transmitirse a través de una red de computadora y almacenarse en un depósito de datos asociado con una cuenta del cliente. Un balance de la cuenta del cliente puede actualizarse rápidamente basado en los datos asociados con el pago. Los datos pueden transmitirse a través de una red de computadora y pueden utilizarse en una aplicación de software para proveerle a una cuenta del cliente, un reconocimiento rápido sobre un pago y un saldo total.
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公开(公告)号:AU2008318451A1
公开(公告)日:2009-05-07
申请号:AU2008318451
申请日:2008-10-31
Applicant: BANK OF AMERICA
Inventor: JOHNSON SHANE ANTHONY , JOHNSTON BETHANN , WALBERT JOHN SCOTT , GRANT KARREN D , SHAVER JOHN DANIEL , BOHEN DANIEL CHRISTOPHER , SANDERS WILLIAM THOMAS , WEICHERT MARGARET MORGAN , DRAVNEEK VICTORIA LYNN
IPC: G06Q20/00
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公开(公告)号:AU2008318451B2
公开(公告)日:2013-09-05
申请号:AU2008318451
申请日:2008-10-31
Applicant: BANK OF AMERICA
Inventor: BOHEN DANIEL CHRISTOPHER , JOHNSTON BETHANN , SHAVER JOHN DANIEL , JOHNSON SHANE ANTHONY , SANDERS WILLIAM THOMAS , GRANT KARREN D , DRAVNEEK VICTORIA LYNN , WALBERT JOHN SCOTT , WEICHERT MARGARET MORGAN
IPC: G06Q20/00
Abstract: Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.
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公开(公告)号:AU2007336740C1
公开(公告)日:2012-11-22
申请号:AU2007336740
申请日:2007-12-21
Applicant: BANK OF AMERICA
Inventor: SHAVER JOHN DANIEL , WALBERT JOHN SCOTT , DEBNAM HENRY W , BROWN BRIAN DUANE , JOHNSON SHANE ANTHONY , NICHOLS MICHELLE DAVIS , VENZON JOHN N , CALDERONE ANTHONY B , WEICHERT MARGARET MORGAN , JOHNSTON BETHANN
IPC: G07F19/00
Abstract: Aspects of the invention provide for an end-to-end currency handling, and servicing apparatus. The apparatus may be used in any cash-centric business or enterprise for cash register till set up and balancing, back office reconciliation, and other cash payment handling activities. Further aspects of the invention provide real-time access to cash receipts for enterprise use in making financial and planning decisions.
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公开(公告)号:AU2007336740B2
公开(公告)日:2012-04-19
申请号:AU2007336740
申请日:2007-12-21
Applicant: BANK OF AMERICA
Inventor: VENZON JOHN N , WALBERT JOHN SCOTT , NICHOLS MICHELLE DAVIS , JOHNSTON BETHANN , WEICHERT MARGARET MORGAN , DEBNAM HENRY W , CALDERONE ANTHONY B , JOHNSON SHANE ANTHONY , SHAVER JOHN DANIEL , BROWN BRIAN DUANE
IPC: G07F19/00
Abstract: Aspects of the invention provide for an end-to-end currency handling, and servicing apparatus. The apparatus may be used in any cash-centric business or enterprise for cash register till set up and balancing, back office reconciliation, and other cash payment handling activities. Further aspects of the invention provide real-time access to cash receipts for enterprise use in making financial and planning decisions.
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公开(公告)号:MX2009006682A
公开(公告)日:2009-10-26
申请号:MX2009006682
申请日:2007-12-21
Applicant: BANK OF AMERICA
Inventor: BROWN BRIAN DUANE , CALDERONE ANTHONY B , DEBNAM HENRY W , JOHNSON SHANE ANTHONY , JOHNSTON BETHANN , NICHOLS MICHELLE DAVIS , SHAVER JOHN DANIEL , VENZON JOHN N , WALBERT JOHN SCOTT , WEICHERT MARGARET MORGAN
IPC: G07F19/00
Abstract: Los aspectos de la invención proporcionan un aparato de manejo de moneda legal y de servicios de extremo a extremo. El aparato puede ser usado en cualquier negocio o empresa centrada en dinero en efectivo para el registro de dinero en efectivo hasta el ajuste, reconciliación de oficina de respaldo y otras actividades de manejo de pagos con dinero en efectivo. Aspectos adicionales de la invención proporcionan acceso en tiempo real a recibos de dinero en efectivo para uso de empresa en la toma de decisiones financiera y planeación.
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公开(公告)号:WO2008080101A3
公开(公告)日:2008-12-04
申请号:PCT/US2007088650
申请日:2007-12-21
Applicant: BANK OF AMERICA , BROWN BRIAN DUANE , CALDERONE ANTHONY B , DEBNAM HENRY W , JOHNSON SHANE ANTHONY , JOHNSTON BETHANN , NICHOLS MICHELLE DAVIS , SHAVER JOHN DANIEL , VENZON JOHN N , WALBERT JOHN SCOTT , WEICHERT MARGARET MORGAN
Inventor: BROWN BRIAN DUANE , CALDERONE ANTHONY B , DEBNAM HENRY W , JOHNSON SHANE ANTHONY , JOHNSTON BETHANN , NICHOLS MICHELLE DAVIS , SHAVER JOHN DANIEL , VENZON JOHN N , WALBERT JOHN SCOTT , WEICHERT MARGARET MORGAN
IPC: G07F19/00
CPC classification number: G07F19/202 , G06Q20/042 , G06Q20/108 , G06Q20/1085 , G06Q20/40 , G06Q40/12 , G07F19/20 , G07F19/211
Abstract: Aspects of the invention provide for an end-to-end currency handling, and servicing apparatus. The apparatus may be used in any cash-centric business or enterprise for cash register till set up and balancing, back office reconciliation, and other cash payment handling activities. Further aspects of the invention provide real-time access to cash receipts for enterprise use in making financial and planning decisions.
Abstract translation: 本发明的各方面提供了端到端货币处理和维修设备。 该设备可用于任何以现金为中心的业务或企业的收银机,直到建立和平衡,后台对账和其他现金支付处理活动。 本发明的其他方面提供实时访问现金收据供企业用于制定财务和计划决策。
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