公开(公告)号：MX2010004745A

公开(公告)日：2010-08-02

申请号：MX2010004745

申请日：2008-10-31

Applicant: BANK OF AMERICA

Inventor： JOHNSON SHANE ANTHONY ,  JOHNSTON BETHANN ,  SHAVER JOHN DANIEL ,  WALBERT JOHN SCOTT ,  WEICHERT MARGARET MORGAN ,  SANDERS WILLIAM THOMAS ,  DRAVNEEK VICTORIA LYNN ,  GRANT KARREN D ,  BOHEN DANIEL CHRISTOPHER

IPC: G06Q20/00

Abstract: Se describen sistemas y métodos para la tramitación de un pago en un punto de venta o la aceptación de pago a distancia y locación de procesamiento para una cuenta del cliente. Los sistemas y los métodos pueden incluir la recepción de un pago en un punto de venta o la aceptación de pago a distancia y procesamiento de la ubicación e identificar datos que incluyen al menos una cantidad del pago asociado con el pago. Los datos pueden transmitirse a través de una red de computadora y almacenarse en un depósito de datos asociado con una cuenta del cliente. Un balance de la cuenta del cliente puede actualizarse rápidamente basado en los datos asociados con el pago. Los datos pueden transmitirse a través de una red de computadora y pueden utilizarse en una aplicación de software para proveerle a una cuenta del cliente, un reconocimiento rápido sobre un pago y un saldo total.

公开(公告)号：CA2691011A1

公开(公告)日：2010-07-30

申请号：CA2691011

申请日：2010-01-26

Applicant: BANK OF AMERICA

Inventor： HEISS ERIC R ,  HUIE SCOTT ,  HUNT DARIANE KATINKA

IPC: G06F17/00 ,  G06Q40/00

Abstract: Embodiments of the present invention provide a method and system for providing a comprehensive coordinated electronic document functionality by storing and providing access to at least one non- personalized electronic document and at least one personalized document, enabling at least one action with regard to the non- personalized document and the personalized document, and creating a record of the at least one action taken. The invention can be implemented via a stand-alone computing system or such a system interconnected with otherplatfonns or data stores by a network, such as a corporate intranet, a local area network, or the internet.

公开(公告)号：GB201006978D0

公开(公告)日：2010-06-09

申请号：GB201006978

申请日：2010-04-27

Applicant: BANK OF AMERICA

Abstract: In general, embodiments of the invention relate to systems, methods, and computer program products for determining the probability that a given website is conducting or is related to fraudulent activity, including phishing activity. More particularly, embodiments of the invention relate to automatically monitoring and scoring URLs for fraudulent activity by parsing keywords, combinations of keywords, and other relevant data from an input communication, such as an email, and analyzing the data obtained against a database containing a plurality of grading factors.

公开(公告)号：GB201006615D0

公开(公告)日：2010-06-02

申请号：GB201006615

申请日：2010-04-21

Applicant: BANK OF AMERICA

Abstract: Embodiments of the present invention provide systems, methods, and computer program products for an operational reliability index ("ORI") scoring system in the knowledge management system that is standardized and centralized across the channels and sub-channels in an organization. The ORI system scores the reliability or confidence of the channels, sub-channels, and applications in an organization. The ORI receives reliability data associated with one or more predictability factors related to a business application. The ORI determines predictability factor reliability scores for each of the one or more predictability factors based on the reliability data and weighted values assigned to the predictability factors. Weighted values are also assigned to the categories, applications, sub-channels, and channels. The ORI determines at least one of a category reliability score, application reliability score, business sub-channel reliability score, or business channel score based on the determined predictability factor reliability scores and the weighted values.

公开(公告)号：CA2742999A1

公开(公告)日：2010-05-20

申请号：CA2742999

申请日：2009-11-11

Applicant: BANK OF AMERICA

Inventor： BLACKHURST JASON P ,  CALDERONE ANTHONY B ,  THOMAS WILLIAM E

IPC: G06Q40/00

Abstract: Aspects of the disclosure relate to enhancing the transfer of funds involving particular payee-payors. Users sometimes desire to remotely transfer funds from their account (i.e., payor account) to a payee, but are ambivalent as to the delivery mechanism their financial institution uses to perform the transfer. Systems and methods are disclosed that relate to using a routing engine to assist in transferring funds in an enhanced manner.

公开(公告)号：GB201005443D0

公开(公告)日：2010-05-19

申请号：GB201005443

申请日：2008-08-29

Applicant: BANK OF AMERICA

Abstract: A method for ensuring compliance with an investment policy is described. Information regarding past or contemplated future trades is collected. Financial and/or fiduciary positions are then automatically approved, automatically denied, or submitted for approval or denial by a supervisory user.

公开(公告)号：GB2464363A

公开(公告)日：2010-04-21

申请号：GB0910443

申请日：2009-06-17

Applicant: BANK OF AMERICA

Inventor： RENFRO CHADWICK R ,  LITTLE DOUGLAS RAY JR ,  TREADWELL WILLIAM S

IPC: G06F21/00

Abstract: A personal computer which is specifically designed to provide increased security for financial transactions handled over the Internet. The computer comprises a processor, a memory and a network communication interface configured to communicate with the Internet. The computer may be configured to search and identify sensitive information 501 in the memory and prompt the user 504 whether this information should be deleted 506. This searching may be based upon rules. The computer may further be configured to determine the computer's location when it is used to access the internet, determine whether this location is a known/permitted location, and send an electronic communication in the event that it is not.

公开(公告)号：GB201002285D0

公开(公告)日：2010-03-31

申请号：GB201002285

申请日：2008-07-25

Applicant: BANK OF AMERICA

Abstract: A method for completing a project includes several steps. A request for completing a project is received, including first information regarding the project. At least one person for completing the project is determined based on the first information. Second information regarding the project is also received, and instructions for completing the project are identified based on analysis of the second information. The instructions include a plurality of actions to be performed by the at least one person, including the creation of at least one document using a standardized template. The performance of the actions by the at least one person in completing the project is automatically tracked. A system suitable for performing the method is also disclosed, including a processor, a memory, and several components for performing the steps.

公开(公告)号：GB201002284D0

公开(公告)日：2010-03-31

申请号：GB201002284

申请日：2008-07-25

Applicant: BANK OF AMERICA

Abstract: Systems, methods and consumer-readable media for managing risk associated with various transactions are provided. Such methods may include identifying a consumer-based software application for analysis and classifying the consumer-based software application into a plurality of consumer-facing transactions. Each consumer-facing transaction may be rated according to at least one category or criteria. Further, each rating may be converted into a numeric value. Another aspect of the invention may relate to receiving an identification of a list of threats to each of the consumer-facing transactions. These threats may be categorized into threat categories. The impact of each of the threats may be forecasted. The overall impact of the threats as forecasted may be calculated. Yet another aspect of the invention may relate to receiving an identification of a plurality of threat controls that control at least a portion of the plurality of threats.

公开(公告)号：GB2461987A

公开(公告)日：2010-01-27

申请号：GB0912344

申请日：2009-07-15

Applicant: BANK OF AMERICA

Inventor： BARVE AJAY ,  LAGRENADE JIMMY ,  HARRIS CASEY

IPC: G06Q10/00

Abstract: A method, system and computer program for creating a record and associating a unique identifier (UID) and a group identifier (group ID) with the record where the record is created in response to identifying that a transmission, such as an e-mail, violates an institution's policy. The record is passed to a reporting module which generates a report based on the unique identifier and/or the group identifier. The group identifier is a non-unique code assigned to the sender based upon the sender's position within the institution. The group identifier therefore forms a hierarchy code. Additionally, the record may be passed to a remediation agent for handling. The remediation agent may also update the record based on actions taken by the remediation agent or updates identified by the remediation agent.