公开(公告)号：US20170004462A1

公开(公告)日：2017-01-05

申请号：US15201561

申请日：2016-07-04

Applicant: Ingenico Group

Inventor： Pierre QUENTIN ,  Michel LEGER

IPC: G06Q20/10 ,  G06Q20/34 ,  G06Q20/40 ,  H04L29/08

CPC classification number: G06Q20/10 ,  G06Q20/02 ,  G06Q20/20 ,  G06Q20/3227 ,  G06Q20/327 ,  G06Q20/34 ,  G06Q20/405 ,  H04L67/02 ,  H04L67/10

Abstract: The invention relates to a method for processing transactional data representing a payment between a user (U) and a merchant (M), the method being implemented by an electronic device for processing transactions situated within a communications network. Such a method comprises: a step (100) for receiving a request for processing a transaction (ReqTT) coming from a merchant server (SerMar); a step (110) for obtaining a piece of data representing a payment parameter (ParPai) associated with said merchant server (SerMar); a step (140) for transmitting a request for processing payment (ReqTrtPai) to a payment server (SerPai).

Abstract translation: 本发明涉及一种用于处理表示用户（U）和商家（M）之间的支付的交易数据的方法，该方法由电子设备实现，用于处理位于通信网络内的交易。 这种方法包括： - 步骤（100），用于接收来自商家服务器（SerMar）的处理交易（ReqTT）的请求; - 用于获得表示与所述商家服务器（SerMar）相关联的支付参数（ParPai）的数据的步骤（110）; - 将支付请求（ReqTrtPai）发送到支付服务器（SerPai）的步骤（140）。

公开(公告)号：US20160270219A1

公开(公告)日：2016-09-15

申请号：US15033836

申请日：2014-10-24

Applicant: INGENICO GROUP

Inventor： Stephane Pavageau ,  Xavier Lambert

IPC: H05K1/02 ,  H05K3/34 ,  H05K3/10 ,  B23K1/00

CPC classification number: H05K1/0284 ,  B23K1/0016 ,  B23K2101/42 ,  G06F21/86 ,  G06K7/0091 ,  H05K1/0275 ,  H05K3/10 ,  H05K3/1241 ,  H05K3/1275 ,  H05K3/143 ,  H05K3/245 ,  H05K3/34 ,  H05K2201/09409 ,  H05K2201/09781 ,  H05K2201/098 ,  H05K2201/10204 ,  H05K2203/0551

Abstract: A support is provided for fabrication of an electronic device. The support includes at least one component to be protected and at least one three-dimensional element of a height at least equal to a height of the electronic component. The three-dimensional element is disposed laterally opposite the at least one component to be protected. The three-dimensional element is chiefly constituted of a permanent assembling material.

Abstract translation: 提供了用于制造电子设备的支撑件。 支撑件包括至少一个待保护的部件和至少一个至少等于电子部件高度的高度的三维元件。 三维元件与要保护的至少一个部件横向相对设置。 三维元素主要由永久组装材料构成。

公开(公告)号：US20160162892A1

公开(公告)日：2016-06-09

申请号：US14963960

申请日：2015-12-09

Applicant: Ingenico Group

Inventor： Jean-Louis Sarradin ,  David Naccache

IPC: G06Q20/40 ,  G06Q20/38

CPC classification number: G06Q20/401 ,  G06F21/44 ,  G06F2221/2153 ,  G06Q20/3567 ,  G06Q20/3829 ,  G07F7/0873

Abstract: A method and a payment terminal enable verification of the authenticity of a payment terminal. More particularly, a method is provided for processing a piece of initial data, carried out within the payment terminal, the payment terminal being configured to authorize a verification of its authenticity by using the piece of initial data. The method includes: obtaining at least one piece of information external to the payment terminal, called a piece of initial data; cryptographic processing of the piece of initial data, delivering a piece of processed data; visual and/or sound rendering of the piece of processed data.

Abstract translation: 方法和支付终端能够验证支付终端的真实性。 更具体地，提供了一种用于处理在支付终端内执行的一条初始数据的方法，所述支付终端被配置为通过使用该初始数据来授权验证其真实性。 该方法包括：获取支付终端外部的至少一条信息，称为一条初始数据; 对原始数据进行加密处理，传送一段经处理的数据; 视觉和/或声音渲染处理的数据。

公开(公告)号：US20160063495A1

公开(公告)日：2016-03-03

申请号：US14780935

申请日：2014-03-28

Applicant: INGENICO GROUP

Inventor： Michel Leger

IPC: G06Q20/40 ,  G06Q20/10 ,  H04L29/08 ,  H04L29/06

CPC classification number: G06Q20/405 ,  G06Q20/108 ,  G06Q20/4014 ,  H04L63/105 ,  H04L67/18

Abstract: A method provides a location assertion for a transaction device that has requested, from a server and via a communication network, acceptance of a financial transaction involving the use of banking information. The method includes: receiving a transaction request from the transaction device, including at least one user identifier with which the banking information is associated; a obtaining an IP address associated with the transaction device; determining a current location associated with the IP address; comparing the current location to at least one authorized location on the basis of the identifier of the user; and providing a location assertion to an entity when the comparison step yields a positive result.

Abstract translation: 一种方法为从服务器和通信网络请求接受涉及使用银行信息的金融交易的交易设备提供位置断言。 该方法包括：从交易设备接收交易请求，包括与银行信息相关联的至少一个用户标识符; 获取与交易设备相关联的IP地址; 确定与所述IP地址相关联的当前位置; 基于用户的标识符将当前位置与至少一个授权位置进行比较; 并且当比较步骤产生肯定结果时，向实体提供位置断言。

公开(公告)号：US11580525B2

公开(公告)日：2023-02-14

申请号：US16651220

申请日：2018-09-28

Applicant: INGENICO GROUP

Inventor： Laurent Mege

IPC: G06Q20/32 ,  G07F7/08 ,  H02M7/02

Abstract: A device for transmitting/receiving a wireless radio signal. Such a device includes: a first interface for transmitting/receiving a radio signal according to a first transmission technology; a second interface for transmitting/receiving a radio signal according to a second transmission technology; and an adaptation stage (such as a chip), which extracts data from signals coming from the first interface and/or the second interface.

公开(公告)号：US10955902B2

公开(公告)日：2021-03-23

申请号：US16308237

申请日：2017-06-09

Applicant: INGENICO GROUP

Inventor： Eric Philibert ,  Slimane Ay

IPC: G06F1/32 ,  G06F1/3234 ,  G06F1/3206 ,  G07G1/00 ,  G06Q20/20 ,  G07G1/12

Abstract: A printed circuit including a microcontroller having at least one main element, termed a core, and at least one peripheral unit. The printed circuit has a selective power supply management for managing the power supply of the microcontroller. The selective management receives a command to shutdown the microcontroller coming from an internal shutdown function of the microcontroller, and reversibly cuts the power supply to the at least one peripheral unit while maintaining the power supply to the core.

公开(公告)号：US10922679B2

公开(公告)日：2021-02-16

申请号：US16314174

申请日：2017-06-30

Applicant: INGENICO GROUP

Inventor： Remi Geraud

IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  H04L9/30 ,  H04L9/32 ,  G07F7/08 ,  H04L9/08 ,  G06Q20/34

Abstract: A method for authenticating data, implemented during a payment transaction between a merchant's communications terminal and a user device of the type including authentication by the communications terminal of at least one message generated by the user device, by using near field communications wireless data. The method includes the following acts by the user's device: obtaining an authentication code from the message, a piece of random data and a hash function; obtaining a first signature component from the message, the random piece of data, a public key of the communications terminal, a first private key of the user device and the authentication code; obtaining a second signature component from the message, the random piece of data, the public key of the communications terminal, a second private key of the user device and the authentication code; and transmitting the authentication code and of the two signature components to the communications terminal.

公开(公告)号：US10922443B2

公开(公告)日：2021-02-16

申请号：US15737987

申请日：2016-06-17

Applicant: INGENICO GROUP

Inventor： Cyril Janot ,  Alain Soubirane ,  Didier Georges

IPC: G06F21/83 ,  G06F21/86 ,  H01H3/16

Abstract: A system for protecting an input device. The system includes a pressurizing device and a printed circuit board having a false key. The pressurizing device includes a tube for receiving a flexible pressurizing element. A spacer of a predetermined length is disposed at a bottom of the tube.

公开(公告)号：US10915893B2

公开(公告)日：2021-02-09

申请号：US15304331

申请日：2015-04-10

Applicant: INGENICO GROUP

Inventor： Pierre Quentin

IPC: G06Q20/10 ,  G06Q20/38 ,  G06Q20/34 ,  G06Q20/32 ,  G06Q20/02 ,  G06Q20/20

Abstract: The invention relates to a method for processing transaction data representing a payment made by a user through a communications terminal (TC). According to the invention, such a method comprises loading a virtual payment terminal (vPos) within a first secured memory space (SecSpace1) of the communications terminal (TC), said virtual terminal (vPos) taking the form of a software module recorded within a secured storage space of the communications terminal (TC); loading at least one virtual payment card (vCB) within a second secured space (SecSpace2); and processing, by the virtual payment terminal (vPos), of a payment transaction using said at least one virtual payment card (vCB).

公开(公告)号：US10832240B2

公开(公告)日：2020-11-10

申请号：US15304714

申请日：2015-04-10

Applicant: INGENICO GROUP

Inventor： Jean-Louis Sarradin

IPC: G06K7/00 ,  G06Q20/38 ,  G06F16/245 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q20/02 ,  G06Q20/12 ,  G06Q20/10

Abstract: The invention relates to a method for processing transactional data, implemented within a secured intermediate server, connected to a communications network. Such a method comprises: reception, by the secured intermediate server, of a request for payment comprising a piece of data representing an identification of a communications terminal used by a user to carry out a purchase operation with a merchant server connected to said communications network; setting up a secured point-to-point link with a payment module of the communications terminal; transmission, to said payment module, of a request for execution of payment; reception, by the payment module, of a piece of information on payment; transmission of a message of information to the merchant server.